Jump to content

 

BankFodder BankFodder


  • Tweets

  • Posts

    • Why can't you prove the debts were fraud? You can simply do the by a cca request and an sar.   If the debts that are fraud were wiped does this remove the judgement s?   Dx
    • So what about something along the lines of......   1. Since the last hearing datated xxxxx I have discovered that I have in fact held two agreements with Capital One credit cards in the past.One branded Luma account number xxxxxx which was issued in 2012 and a Capital One credit card account number xxxxxxx which was issued 2015 and is currently being serviced by  Arrow Global.Therefore the disclosed Capital One credit agreement presented in this claim cannot possibly be true or connected to the Luma branded card that this claim relies upon.   Its a risk but if accepted by the Judge then that proves the one being used here cant possibly be valid ?
    • said in their letter - i have only emailed in response to their letters, and, as i said, nothing in the last five years.  Barclays is shown as the owner on the TransUnion credit file, and it doesn't show on Experian/Equifax.  Is it worth contacting barclays - e.g. if the account isn't statute barred, is it likely that this might ramp up collection activity, or do i just sit it out in respect of my credit file?
    • They said? not been talking on the phone have you? dont do that. Writing only they are powerless. who is shown as their client on their letters or the owner on your credit file.   if its still with Barclays...your complaint target is Barclays themselves
    • Dear all,   I have got myself into a total mess with debt and now I can see no way out. I have substantial debts which I’ll summarise below   . Potted history , I had debt that I was servicing including a historical CCJ. The CCJ was paid off in July 2019 and the six years ended in Jan 2020.   Stupidly I consolidated debts around May 2019 into one large loan which left a credit card and store card. The interest was high but I’d planned to take a new loan once my CCJ disappeared.   Against all of this I was in an abusive relationship that I was getting out of. I managed to break up in Sept and things looked good.   Then I noticed some strange activity in post I was receiving etc. Essentially my ex, a NZ citizen had taken out loans and a card in my name.   Long story and stupidity on my part I could not enforce anything as I went to solicitor etc and only option was case through NZ system which would be costly.   I then got another new CCJ by Shoosmiths who my first CCJ was from, it was almost like the waited until first ran out then slapped another. I challenged and lost and the CCJ was enforced.   my salary is good (circa £4000) each month. But I’ve just been in a cycle of decline borrowing more to pay debts and then more etc etc   . I’m now in situation where I’m paying the CCJ and my bank overdraft and my bank credit card. I’ve stopped paying the others as had taken advice and was trying to get an IVA or if that failed bankruptcy.   Whilst doing all the checks and gathering information I’ve found out that an IVA or bankruptcy will be classed as gross misconduct and render me dismissed from my job. I work in the NHS and this is stated in the contract   . I really do not know where to turn to or what to do and can see no way out.   Please, please if anyone has had similar or can give any advice I’d be massively appreciative.   Debts include (amounts are approximate):   Personal loan - £7k Personal loan - £3k credit card - £3.5k credit card - £1.2k credit card - £2k Store Card- £2.3k payday loan - £0.5k Payday loan - £1k CCJ- £13.5k   I even fear now that if my employer finds out I have a CCJ I will get sacked as it states something like “...bankruptcies and any arrangements to pay creditors may result in dismissal.”   
  • Our picks

breadline

Newman & Co, recorded message request ( lloyds collections)

style="text-align:center;"> Please note that this topic has not had any new posts for the last 4782 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hiya

Newman & co who have my accounts and are lloyds collections centre.

 

All I hear is a recorded message

 

" This is Newman & Co can you please return teh call as soon as possible"

 

The telephone Number is 08453304800

 

I am now starting to belive it when the employee told me they have no out going calls.

 

lloyds never fails to shock me in thier discussting treatment of customers.

 

anyone else getting contacted like this?

 

Can they say they have contacted me, is this legal, what happens if my phone was knocked in my handbag, or a child answered with out me knowing, this is not proved communication surely?

 

BL

Share this post


Link to post
Share on other sites

Hi Breadline!

 

Have just tried that number for you.

 

It says call between 8am and 9pm or if after 9pm leave a message and they will call you back.

 

Suggest you call after 9pm, leave a message stating a specific time for them to call you. Be cheeky and say 8.55 pm!!!!!!!!!

 

LOULA

  • Confused 1

Share this post


Link to post
Share on other sites

Just a friendly bit of advice, be a bit wary of Newman & Co, they can be very aggressive on the phone. They tried all sorts of tactics with me when collecting an Amex debt (emphasis on immediate payment in full, demands for payment of the full debt over 4 months, suggesting & bringing pressure to obtain further credit/loans or selling property, etc), all in breach of the Office of Fair Trading’s Debt Collection Guidance and indeed the CSA’s (their own DCA organisation!) Code of Practice.

 

To be fair, once I pointed this out to them, and made sure they knew I was aware of my rights, those tactics stopped. I would certainly recommend that you deal with them in writing only.

 

HTH

 

Cheers

 

Michael


Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

Please see the following copyright statement

Share this post


Link to post
Share on other sites

Yeap in writting it will be from now on , as im using the telegraph law stated in another thread.

 

Thanks for the rights advise.

 

Am i right in thinking, this is the inhouse collection centre, that i am put through to when I Call lloyds.

 

Are they an independant body working for lloyds, or are they LLoyds?

 

and i was also not sure if it was a high charge telephone number.. ( just looked it up its local rate). Still my land line is going its a luxury i can ill afford at this time so they will have no choice, and theres a letter box next to my gate :-)

 

any ideal.

BL

Share this post


Link to post
Share on other sites
Am i right in thinking, this is the inhouse collection centre, that i am put through to when I Call lloyds.

 

Are they an independant body working for lloyds, or are they LLoyds?

 

They're based in Leeds if I remember correctly, and I believe they're an independent DCA - certainly they were after me for an American Express account, nothing to do with Lloyds.

 

Cheers

 

Michael


Please note that the right to reproduce any part of any post I make on this forum is restricted under copyright law.

 

Please see the following copyright statement

Share this post


Link to post
Share on other sites

Now this is where it gets confussing,

im recieving letters from lloyds collections centre in Brighton requesting i contact the.

 

and telephone calls from newman and co in Leeds, requesting a phone call.

 

?

 

i think LLoyds truly has lost the plot, or hope we will with there constant incompetance.

Thanks

BL

Share this post


Link to post
Share on other sites

ok made a phone call.

 

LLoyds have no connection with Newman & Co regarding my account. ( Theres a surprise)

 

Newman & Co take a hike mate..

  • Haha 1

Share this post


Link to post
Share on other sites

Newman &co don't collect for Lloyds, its Cap1, Amex & RBS, I think some store cards too - see their website

  • Haha 1

Share this post


Link to post
Share on other sites

HI No Charge i did actually get to the bottom of it.

I was auto recall by mistake.

 

In 2003 I helped a lady who was being harrassed by Cap One, they had all my details as i took over correspondence for her. there was not a problem with her account but a problem with thier machine.

 

I have approached her now to reclaim her charges,as She had only spent £200 paid back over £800.

 

She wont budge now as she was so releaved to get them in order when they harrassed her that she is to frighetend to make any ripples.

 

Shes not well atall and could so do with the money, but hasn't the strength to worry about the claim as it goes along or what they may say to her.

 

All makes me very sad, very nice lady she is too.:(

Share this post


Link to post
Share on other sites

This topic was closed on 2019-03-08.

If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there.

If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened.

- Consumer Action Group

Share this post


Link to post
Share on other sites
style="text-align:center;"> Please note that this topic has not had any new posts for the last 4782 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you
Guest
This topic is now closed to further replies.

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...