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Marlin Egg card CCJ set aside and defend


stuscfc1883
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Hi Caggers,

 

I hope you can help . . . thought I was over this lot . . . :-x

 

I had an egg card many moons ago along with other CC's

 

 

sadly when my printing company hit the wall in roughly 2008 things of course took a turn for the worst.

 

I managed to pay off capital, spoke to barclayshark who said, you're not in arrears so we can't do anything . . . yet . .

. i also paid off MBNA and pg's with the bank.

 

 

I spent almost £30k paying off those and of course there was no more cash left and no income for agreements.

 

Clearly BC and Egg don't listen and thanks to help on here I managed to put those companies back in their boxes

and for years I had nothing but the usual threatening letters from various DC's . . .

 

and then came the Talk Talk Hack and the free Noddle credit check and

this is where I noticed that my Credit Rating which in April 'ish on experian and the other one was in the green (which i was amazed at)

I noticed I was a 1 out of 5 on Noddle??

clicking through I see a CCJ for over £4k and i've now found out it is Marlin and the old Egg debt . . .

 

So what's the next step for me please?

I guess contacting the local County Court to get the ruling Set Aside but what after that?

 

I'd appreciate all the help I can get

. . I was so chuffed to get a green credit rating earlier this year

and now i'm being dragged back into the red again . . .

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I will move your post to the Financial Legal Issues stuscfc1883 where you will get more views and the correct advice on how to deal with this.

 

Regards

Andyorch

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

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so when did they get the ccj and who got it?

 

 

did you know anything about?

get any paperwork through/

or have you moved in recent years

and never updated your address?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sorry I see it marlins

so prob cabot was the claimant?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

we have moved twice since the address that's on file and i've never received any of the paperwork etc .

 

. . i'm not exactly hidden,

 

i'm on the council list,

 

i pay our council tax and receive mail at our home

so it should be an easy find if someone were looking . .

 

. but there in lies the question :|

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nope

it is quite legal for them to serve the CCJ etc to your last known address

 

 

so there lies your problem.

you didn't update your creditors.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

not surprising it was on the last day 5 years 394 days etc . .

 

. They have declined to set aside as I should have notified them .

 

. . I've asked what date they took the case on and what date was then fist correspondence to me . .

 

. I'm still waiting for this information . .

 

. My defence at the moment is that the CC debt in question had been 'sold' on so many times

or certainly more than I care to remember

 

how many different DCs have been in touch

 

I've not got a clue which debt relates to that in question

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  • 3 weeks later...

Could you perhaps expand on their reasons why they would not set a side ?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group The National Consumer Service

 

If you want advice on your Topic please PM me a link to your thread

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