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    • OK.  So you lent your car to a friend in 2019 and he racked up three parking tickets that he tells you he didn't know anything about(!).  You were the registered keeper (RK) at the time at your family address, but you got chucked out and could not change your RK address with DVLA because you were homeless.  You knew nothing about the parking tickets and enforcement action until you got a bailiffs' letter passed on to you.  You made an Out of Time (OOT) application in respect of one PCN but Birmingham CC objected to it and the traffic court rejected your application.  A solicitor helped you make OOTs in respect of the other two PCNs but you don't yet know the outcome of those two applications.   Is that the situation you are in?   dx100uk thinks you can resubmit the application saying your friend was the driver.  I don't think saying that will help as the driver is irrelevant.  It's the owner who is liable to pay the charge and that is the RK (unless the RK is a car hire firm).  I assume you are not a car hire firm so you are stuck with the liability, not the driver.   Whether you actually can resubmit an OOT once one has been rejected I do not know, but why not try.  What did the solicitor put on the applications they helped you with?  Did you not ask their advice about the rejected application while you were with them?  I think you would have to say something to the effect that you never received any paperwork in relation to the PCNs because you had been chucked out of your home and because you were homeless you did not update your address at DVLA.  That is the truth isn't it?  You don't want to lie on the application.   To me that's a good reason for you not doing anything about the PCNs, but I suspect that Birmingham CC will object again and that the traffic court will reject again.  And, as I said above, I don't even know if you can submit a second OOT application in respect of a PCN if the first has been rejected.   So it looks to me like you might be a bit stuck.   Unless dx100uk, or spaceman61, or another poster with expertise in local authority PCNs comes along I'm not sure what you do.   If you get no more helpful suggestions here you could try on National Consumer Service.  If you do go there, do not register with a hotmail address.  You will also need to provide them with a timeline of everything for all the documents you actually have, and you will need all the facts and dates etc at your fingertips.  And make sure they are accurate.   http://forums.National Consumer Service.com/index.php?showforum=30   And get your friend to contribute to paying off the PCNs.  Do you believe he really knew nothing about them?
    • To enjoy the protection offered by s.75 CCA 1974 for a credit card payment, you must pay over £100 and under £30,000 for the goods or service (even if part payment for a larger total amount).
    • Hi Charlie and welcome to CAG   As an Executor, you have a duty to insure the property and tell the currect insurer of the passing of the deceased.   Most insurers will refuse normal contents cover on a house left unoccupied beyond 60 days. So, unoccupied, the home will not be insured against break-in damage, theft, flood, accidental damage, etc.   You may be able to obtain FLEE insurance covering only Fire, Lightening, Explosion and Earthquake. It may cost more than usual contents cover  because the home is unoccupied, even though the level/amount of cover is less than for an occupied home.   As said here already, an Executor would be wise (or indeed have a duty) to remove valuables from the home if you have somewhere safer to store them pending Probate, distribution, sale, etc.   I hope if you can explain the insurance risks to YB and assure him that you are not taking items just for your own benefit, he may see sense.   Please keep us updated ............
    • yours is not the next move   dx  
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Gumtree Purchase turned out to be fake


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Evening all, I just wondered if I could pick peoples brains.

 

I purchased a tiffany bracelet from someone on Gumtree who had advertised it as genuine.

She had advised it was tarnished and would need polishing and that she had taken it to a jewellers who said it would cost £15.

 

I went to have a look, and the woman wouldn't obviously let me in the house. she brought it to the doorstep and I had a look.

it was dark, it was raining and i couldn't see it properly, but could see it was tarnished.

Now I am no jeweller so I couldn't tell properly.

I paid £105.

 

I put the bracelet in the glovebox of the car, and took it to a local jeweller the next day regarding the polishing.

the local jeweller looked at it and told me it was not genuine. it was rhodium plated copper.

 

I contacted the seller, who told it it was tough, she thought it was genuine

i bought it in good faith, she sold it in good faith and she will not give me my money back.

 

where do I stand on this?

I have tried to be reasonable, there have been no threats or demands,

just told her it wasnt genuine and therefore i would like my money back.

she is point blank refusing.

am convinced she knew it was fake, but of course I cannot prove it.

 

 

I also have a photo of the advert showing it advertised as genuine.

do I have any recourse with this?

thanks a lot.

 

and yes i know its my fault, i should have looked closer but at that time I didn't really have the time.

Working to remove my debts

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I am assuming you parted with cash for this item ?

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Ask her for the address of the jewellers who said it would be £15.

I did part with the cash yes. Like a fool. And I went to the same jeweller who gave her the price for polishing. They didn't mention whether they told her it wasn't genuine.

Working to remove my debts

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Send her a letter before action telling her you want your money returned within 7 days or to take it further.

 

You have nothing to lose by doing this, but don't send it if you aren't prepared to go to court should it come to that.

 

Gumtree is the rip-off merchants dream site, it is so easy to con someone.

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things should be correctly described if a private seller is providing a description. and if it can be shown that she 'lied'/misrepresented. then may have a chance?

if you do communicate again, get things in writing/recorded.

IMO

:-):rant:

 

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