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After issuing my Moneyclaim - Barclaycard then took 12 days to acknowledge the claim - the had to wait another 14 days before I could enter Judgement - just been online to do it and low and behold they have filed a Defence at the last minute disputing the total amount and I understand it will now be transferred to a local County Court - aaarrrggh!! Barclaycard are driving me maddd!! Delaying tactics all along. I sincerely hope they pay up before it gets to Court - why do they do this if they have no intention of going to Court - would it not be better just to pay up well before and save costs - can anyone put my mind at rest here please - I also have another claim again MINT which is through Moneyclaim - I hope that I can get to Tuesday to enter Judgement on that before they acknowledge. Here's hoping one goes my way!!

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They will take it to the wire. The whole point is to make you lose your nerve and abandon the case. Don't give up! Just stick to your guns and make sure you prepare everything for the court hearing. I doubt very much whether they will actually turn up in court but they may settle at the last minute or fail to turn up in court - in which case you win by default - although (and correct me if I'm mistaken) you will still have to turn up at court.


Alliance & Leicester MBNA Credit Card

Data Protection Act letter sent 3 July 2006.

Incomplete list of charges received 12 August 2006

Requested repayment of charges 10 November 2006

LBA sent 24 November 2006

Estimated £4650 in fines and interest.


Data Protection Act letter sent 3 July 2006.

Incomplete statements sent 9 July 2006

Requested repayment of charges 14 August 2006

LBA sent 30 August 2006

Estimated £468 in fines and interest.

Initiated claim at MCOL 20 September 2006

Claiming £615.47 including fines & interest, s69 interest and costs

Claim acknowledged 10 October 2006

Defence filed 20 October 2006

Settled in full £640 total. 14 December 2006


Requested Default Notice removed 10 July 2006

Received letter agreeing to request 10 August 2006

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Thanks Roydoson for the advice - sincerely hope you are right - I know thats the risk you take in issuing - just nervous about the whole Court process.



Halifax - S.A.R 8/9/06 - Overdraft facility removed 21/9/06 - threat to close account - Default Notice lodged 06.10.06

Mint - S.A.R - 8/9/06 - Statements received 03.10.06 - Prelim letter sent for £268.13 03.10.06

First Direct - S.A.R 8/9/06 - Statements received 21/9/06 - Prelim letter sent 21/9/06 for £410.00 - settled in full

First Direct - S.A.R 21/9/06 - for husband's old account

Barclaycard - S.A.R 8/9/06 - Statements received 16/9/06 - Prelim letter 18/9/06 for £496.25 - Part offer received 22/9/06 for £228.00 - Rejection letter sent 25/9/06 - MCOL issued 8.10.06

MBNA - S.A.R 8/9/06 - Partial offer received 6/10/06 - full offer & interest received on 6.10.06

ACE CARDS & GIFTS - S.A.R - 19/9/06 - statements received -27th September - vouchers received in settlement - 4th October 2006 - £235.00

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  • 2 months later...

Just wondering if you have had any word from them yet???

Datxman v Lloyds TSB 2006 ** WON** 27/2/2006

With no conditions

Datxman v Capital One 2006

S.A.R - (Subject Access Request) letter sent - July 2006

Non-compliance letter sent - 11/09/2006

enforcement letter sent - 11/09/2006

Statements finally received - 27/09/06

Prelim Letter - sent 28/09/06 - £540

Lowell has bought the debt and I have asked them to wipe it clean due to lack of funds

Datxman v Barclaycard 2006

Won no conditions



[sIGPIC][/sIGPIC]Time is running out for the banks :)

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