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HELP with my bank charges!


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Hi there people,

 

I'm very new to forums and stuff so please excuse me if I'm not doing it correctly.

 

I Have recently applied for my bank to repay the charges that are owed to me due to the extortionate amount they charge for being overdrawn etc. I have sent a few letters now and They have offered me a settlement figure for the 2 accounts I am claiming for. Naturally I declined and asked for the payments in full.

 

They have now sent me another letter stating that they will not pay the full amounts and i would be foolish not to accept the offer offered!

 

What shall i do now? Do I send another letter or do i go straight to the online court? If I do go to the online court does my claim include any issues under the Human Rights Act 1998? Also do I want to reserve the right to claim interest?

 

Thanks in advance

 

Feaga

 

:confused:

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Already answered in your other thread.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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