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    • I have a copy of my written report , bare with me whilst i find this out. Its not very long as AX told me to just explain the start and finish of the accident. Also, i had explained the accident to them around 50 times via the telephone before they requested a statement.   Is this diagram good enough or do you need me to draw one out ? 
    • i have put the diagrams in to a PDF so we know who is viewing them and to make it easy to zoom. should you wish to start any kind of private action against the other party we wouldn't want them to view them without becoming a member posted directly to screen means anyone can see them.   as i indicated on the other thread, i don't think you will have much if a chance of avoiding 50/50 or even worse on this it doesn't matter what the van driver did or didn't do wrong, the ins co' will have looked at the photos of your car and its damage and concluded your speed etc for the prevalent road conditions was not appropriate, esp as you live there know the road layout well and have indicated it's issues of narrow 1 lane travel .        
    • Thank you. That's very helpful. We would like the diagrams please. I understand that you have completed a written report or statement or completed a form with your account of the accident – but you haven't kept a copy for yourself. Is this correct?
    • Yes i have all the van drivers details .   I referred to ' driving slowly' to my property because the front end of my vehicle was badly damaged , the bonnet was completely cumbled- exposing the engine underneath. I drove slowly as i was scared of my car catching fire or something whilst i was inside . i drove around 2mp round the corner to my property.   It was a transit van, no passengers in the van. He had been in the area working. He lives in another city.   It was 16:25pm, no lights on any vehicles as it was day light. 
    • yes 10 is it that are still not 'accounted for' - possibly the extra 6 billion? Seems likely that despite the already identified horrendous waste of taxpayer money, failure of competence, lying and crony-ism .. the worst may be (likely is) yet to come
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    • I sent in the bailiffs to the BBC. They collected £350. It made me smile.
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    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 33 replies
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I need an advise (dont know whos lying)


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Hello,

 

I just hope i can find some help here,

 

 

I live in the USA,

On 25th of september I wired 4500USD from my BANK fInancial center credit union to Lloyd Bank UK,

 

 

After one month plus. As i came in from travel.. I found out that there was a mistake in the Account name . (wrong Account name )

which i had to run back to my Bank for the correction.

 

 

after 1week my bank told me that the money has been credited to the Account number that has wrong name,

 

 

Now i keep wondering how come a Llyod bank will credit an Account with wrong data..

 

 

its up to 2months now I have no clue on how to get this solved

 

 

.. i do not know whos lying here

 

 

My bank or Lloyd bank or the Account holder .

 

 

please i need advice..

 

 

because I have all the Information from My bank in the USA..

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Hi and welcome to CAG. Sorry you were missed.

 

I assume that you put the correct account name and bank sort code/account number in correctly. If you didn't then the fault lies with you.

 

If the bank has paid the money into the wrong account in error based on you providing correct details, they will be liable.

 

If the error was yours and the money was paid into the wrong account, the bank can get involved to reclaim the money.

 

It will help enormously if you can get the info from your US bank to show what has happened.

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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after 1week my bank told me that the money has been credited to the Account number that has wrong name,

 

 

 

Surely the account number is the important detail, if you transferred money to the correct account number that's where it should be, I'm not sure the name would make a great deal of difference.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

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If the money has been transferred to the correct account number/sort code then its gone to the right account and whomevers account that is, if not your own will have access to it, so if the account details were correct aside from the name, there shouldnt really be a problem

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

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Yes the Bank code /Account number are correct BUT THE ( ACCOUNT NAME ) Is wrong. I have the transfer description given to me by my Bank to show the money left the USA.. But on how do i confirm the fellow in UK Lloyd Bank got the money.. which he said he has not received yet.....this so confusing

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Ask the fellow in the UK to send you a picture of his latest statement or cashline receipt.

 
 

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

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Contact both banks, yr USA bank to confirm where it was sent and lloyds in the uk, to check if its been received at the account, it may be held in a sundry account at lloyds because the name was wrong, either way there will be a trail of where it is now.

The other option is to try and have the transaction reversed, again thru the US bank

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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