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    • I'm just trying to be practical Do A Deal.   Mediate - they will give you few option and maybe nothing - but get rid of the default - off your record not just settled or satisfied.   Whatever you agree to make sure you stick to it or they might be back. Once it's over it will be behind you.    
    • Hi guys,    I got a straight lettr from Debt Recovery plus, and no other notice. the car is leased and I beleive it went to the lease company first. below is the details    For PCN's received through the post [ANPR camera capture]   please answer the following questions.   1 Date of the infringement    26/06/2019   2 Date on the NTK [this must have been received within 14 days from the 'offence' date]   Not sure, as the lease company recieved this. I only recieved a leeter from our registered address on the 11.09.2019 requsting £160, and than further letter on the 20.09.2019 with a notice to court   3 Date received   Not sure, as the lease company recieved this   4 Does the NTK mention schedule 4 of The Protections of Freedoms Act 2012? [Y/N?]   Not sure, as the lease company recieved this   5 Is there any photographic evidence of the event?   Not sure, as the lease company recieved this   6 Have you appealed? [Y/N?] post up your appeal] Have you had a response? [Y/N?] post it up   No, I have called them to ask for the original notice, and they said they will email this, but this has not happened. this was on the 20th September at 13.49   7 Who is the parking company?   APNR Parking Services Ltd   8. Where exactly [carpark name and town]   Prioiry Walk Service Yard, Queen Street, Colchester CO1 2PL   For either option, does it say which appeals body they operate under.   Does not state this    I fear that I cannot appeal because of the delay from getting it from the lease company, etc.    any help here would be greatly appreacitted   thanks   Irfan Khan     WORKFORCE - 11.9.2019.pdf WESL - 20.9.2019.pdf
    • Neither does your posts as we have already seen .. in posts 7 and 8           and still none.  
    • Hello,   i have recently missed a DD payment to X4L and have incurred a charge from harlands of £25, which i emailed in response to advising not  to take the payment on the next DD date due as advised in the letter received.   i confirmed over the telephone this was the appropriate action to take.   fast forward a week or so later and i get another letter advising another £25 has been added to the account despite my request.   i have absolutely no issue with payment of the first charge as this is my own fault etc. however i feel like the second occasions is ridiculous as i received no correspondence to advise it would still be taken...   Is this entirely my fault or am i within my rights to not make payment of the second charge?   i have looked through many forums and each case seemed to be ever so slightly different and wanted to ask the question?   thanks!!   
    • I don't know if this will be of any use for you but I have very  recently had a small claims against Lowell for the removal of my default from my credit report. Forget Principles! Right or wrong. Due or not due. Pay it and move on. Get out of there asap. Feel sick - I did and do. Get it settled or satisfied. (Settled paid in full. Satisfied part paid Do a deal and get it in writing.  Unless you have £1,000+ to lose or feel lucky? Remember it's the lottery in reverse and you have just won the..... Lowell fish in a barrel award.  Lies, dam lies and statistics. Then there are the mobile phone companies and Lowell.  £320 (12m -  £25pm/£6pw/ couple of pints a week?) v ? You need a solicitor or barrister? Costs if you lose plus theirs? Plus six years of misery - do not go there. In reality to do it properly you need to put £3,000+ in a bank and write it off if you lose. Appeal? Advice - look at the downside. As the Judge said why not just pay it - because I don't owe it is surprisingly not the right answer. Remember it is a lottery and work out the odds.   My case: Lost.It was quite apparent the judge had little time, knowledge of the Data Protection Act, no knowledge of the Law of Property Act 1925 ( labelled as 'archaic' and then 'technical'  and no conception of how Credit reference Agencies work. They had a barrister who he 'conferred' with and a witness statement from the Lowell Barrister. Whatever they said was llke the word of god.  Whatever I said was taken the opposite way. The judge claimed to have never sent anything by recorded delivery and the barrister..oh i agree! LPA s196 (3) includes a postman delivering by hand and S196 (4) recorded delivery is therefore only optional! If only I  had a few million spare.
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Emillymay

La fitness now pure gym

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Help!

 

I have been a member of LA FITNESS for about 6 months and I loved the gym however mainly for the use of the pool.

 

During my time at the gym there were rumours pure would be buying the gym

 

I have been a member at pure before and hated it.

I contacted LA Fitness via telephone to enquire about the closure of the pool and they confirmed this would happen in October

 

once I had confirmation I definitely wanted to cancel however they explained this would not be possible!!

 

I also explained to them I was moving house to fareham where I wouldn't be able to use the gym anyway.

 

In the end this did not happen but they also said i could not cancel!

They asked me to speak to my gym personally regarding cancellation.

 

I went into the gym and they confirmed they were being taken over by pure and la fitness was closing down and said if I wanted to cancel I should contact their customer service as I already did and they would note on my account my closure but said due to the closure of the pool and the change of ownership I was within my right to cancel.

 

 

I cancelled through my bank and have since recieved a letter to say that I needed to fill in a direct debit form to continue my payment!

 

I received nothing else no emails or phone calls until

today when I recieved a letter from ARC EUROPE saying I owed £334.40!!!

 

I am absolutely gobsmacked it has gone from setting up my direct debit again to owing this money!

 

They gym is now refurbished and a pure gym so isn't even LA Fitness anymore!

 

There is nothing about this in my contract although it states if there is a change to the use of my gym

 

I.e my main use (the pool closing) I can cancel.

Or I move which at the time I was meant to I could cancel!

Please help!

 

I don't fancy a court case or paying for a gym that doesn't even exist anymore!!!

 

Help me please

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Arc are a dca

 

A dca has no legal!powers whatsoever

They are not baillifs

 

You've cancelled properly IMHO

And you owe nowt

 

Dx


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There is no debt

 

You are being spoofed

 

You cancelled properly in my eyes

 

Slick132 will be around soon to clarity more

 

Or read a few threads here

 

Dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi Emilly and welcome to CAG

 

The gym removed a key facility, the pool, and you were within your rights to cancel because of this.

 

Any suggestion to the contrary is nonsense.

 

I'd ignore any demands from ARC for now but you need to stay off the phone completely and keep all comm'ns in writing only.

 

Have you written to the gym at all to explain why you've cancelled ?

 

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I haven't no.

Should I not call LA Fitness to explain?

Or should I send it to them in writing?

 

Thanks

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Always ALWAYS keep correspondence in writing, unless you can record your phone calls?

 

Send LA Fitness a letter, obtain ''proof of posting'' which is free from the PO counter, and tell them that you have cancelled your agreement due to the changes to the gym.

 

Short and sweet and to the point, and inform them that ''I am mindful of your use of ARC and their demands for payments, you are held ultimately responsible for their action, as such continued harassment by them will attract a formal complaint to the relevant authorities, including but not limited to, the CMA and the police.''


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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