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    • Pardon late reply, had a busy last few days. I will make enquiries to the Council or Valuations Agency tomorrow when they are open. I am a little apprehensive about getting the dentist involved although I wasn't warned about the new parking system at the time. I have photos but  will need to reduce the mb size of them as 4.5 mb is maximum upload on here. They will also need editing to blot out reg numbers etc. I was given 28 days from CE to cough up after the POPLA decision and that will expire in a few days time. I intend to take this all the way and to save further action [e.g. debt collectors with the £100 rocketing to the thick end of a Grand]   write to CE and tell them take me straight to Court as all letters will be ignored. 
    • Hi, i am not sure if this has been discussed before, i have a feeling it probably has. My partner has claimed carers allowance for looking after her uncle for the last 3 years. She has also quite often worked part time. She has always told me she was allowed to work 15 hours per week and she has always stuck to this limit. However i have looked into it and found that the limit is how much you earn not how many hours you work. Her jobs have always been minimum wage so they have actually kept her just under the earnings limit. This is where i think this subject may have been discussed before, obviously in april 2019 the increase in NMW and the carers earnings limit increase resulted in someone working 15 hours at NMW being 15p over the limit. My partner had no idea she was earning too much until a letter arrived a few weeks ago from the carers people. They suspended her claim and she had to fill a form in  detailing her working hours and earnings etc over a certain period. My partner sought advice from the CAB who said this would be overlooked as it was such a small amount (15p). She received a letter on saturday saying she was not entitled to carers from april 2019 until sep 2019, (she stopped working in september and is not currently working). The letter does not say what they intend to do as she has already received her payments for this period. I have a feeling another letter may be on its way telling her to pay it back ? Surely this can not be right ? Another point to mention is that my partner had £2 per week took from her wages for her uniform, i put this down as an allowable expense but they have completely ignored this and not even mentioned it in the letter they sent out on saturday. As far as i was aware work uniform or equipment should be classed as an allowable expense, this in effect would take her below the carers earnings limit. Has anyone had a similar experience or can offer any advice ? I seriously cant believe they are doing this over 15p per week. Thanks in advance Steve.
    • You are onto something here... POFA s.4 states:   "6(1)The second condition is that the creditor (or a person acting for or on behalf of the creditor)— (a)has given a notice to driver in accordance with paragraph 7, followed by a notice to keeper in accordance with paragraph 8...   8(1)A notice which is to be relied on as a notice to keeper for the purposes of paragraph 6(1)(a) is given in accordance with this paragraph if the following requirements are met....   (4)The notice must be given by— (a)handing it to the keeper, or leaving it at a current address for service for the keeper, within the relevant period; or (b)sending it by post to a current address for service for the keeper so that it is delivered to that address within the relevant period. (5)The relevant period for the purposes of sub-paragraph (4) is the period of 28 days following the period of 28 days beginning with the day after that on which the notice to driver was given."   In the Claimant's WS, from para 54 onwards, they refer to p.9 of POFA regarding the issuing of the notice to the Keeper. They're relying on the wrong paragraph because, as they've issued a notice to driver, they should be relying on p.8, as I've quoted above. The notice to keeper can then only be issued once 28 days have passed. They're stating that it's 14 days, and that they have done this in your case.   Did you include POFA as a WS exhibit?
    • Thanks again!   With regards to evidence raised above, since the application is now scheduled for a hearing, what if I wanted to submit further evidence to support my case for the hearing.   How would that affect the already submitted Witness Statement with the application? (It was not originally meant for a hearing)
    • dx100uk - sorry for the multiple pages but there should have only been 2.  I have placed them in pdf and will upload them again. Debt Recovery Plus Ltd - 7-10-19.pdf Debt Recovery Plus Ltd - 20-9-19.pdf
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Emillymay

La fitness now pure gym

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Help!

 

I have been a member of LA FITNESS for about 6 months and I loved the gym however mainly for the use of the pool.

 

During my time at the gym there were rumours pure would be buying the gym

 

I have been a member at pure before and hated it.

I contacted LA Fitness via telephone to enquire about the closure of the pool and they confirmed this would happen in October

 

once I had confirmation I definitely wanted to cancel however they explained this would not be possible!!

 

I also explained to them I was moving house to fareham where I wouldn't be able to use the gym anyway.

 

In the end this did not happen but they also said i could not cancel!

They asked me to speak to my gym personally regarding cancellation.

 

I went into the gym and they confirmed they were being taken over by pure and la fitness was closing down and said if I wanted to cancel I should contact their customer service as I already did and they would note on my account my closure but said due to the closure of the pool and the change of ownership I was within my right to cancel.

 

 

I cancelled through my bank and have since recieved a letter to say that I needed to fill in a direct debit form to continue my payment!

 

I received nothing else no emails or phone calls until

today when I recieved a letter from ARC EUROPE saying I owed £334.40!!!

 

I am absolutely gobsmacked it has gone from setting up my direct debit again to owing this money!

 

They gym is now refurbished and a pure gym so isn't even LA Fitness anymore!

 

There is nothing about this in my contract although it states if there is a change to the use of my gym

 

I.e my main use (the pool closing) I can cancel.

Or I move which at the time I was meant to I could cancel!

Please help!

 

I don't fancy a court case or paying for a gym that doesn't even exist anymore!!!

 

Help me please

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Arc are a dca

 

A dca has no legal!powers whatsoever

They are not baillifs

 

You've cancelled properly IMHO

And you owe nowt

 

Dx


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There is no debt

 

You are being spoofed

 

You cancelled properly in my eyes

 

Slick132 will be around soon to clarity more

 

Or read a few threads here

 

Dx


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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Hi Emilly and welcome to CAG

 

The gym removed a key facility, the pool, and you were within your rights to cancel because of this.

 

Any suggestion to the contrary is nonsense.

 

I'd ignore any demands from ARC for now but you need to stay off the phone completely and keep all comm'ns in writing only.

 

Have you written to the gym at all to explain why you've cancelled ?

 

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I haven't no.

Should I not call LA Fitness to explain?

Or should I send it to them in writing?

 

Thanks

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Always ALWAYS keep correspondence in writing, unless you can record your phone calls?

 

Send LA Fitness a letter, obtain ''proof of posting'' which is free from the PO counter, and tell them that you have cancelled your agreement due to the changes to the gym.

 

Short and sweet and to the point, and inform them that ''I am mindful of your use of ARC and their demands for payments, you are held ultimately responsible for their action, as such continued harassment by them will attract a formal complaint to the relevant authorities, including but not limited to, the CMA and the police.''


Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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