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    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
    • In order for us to help you we require the following information:- [if there are more than one defendant listed - tell us] 1 defendant   Which Court have you received the claim from ? County Court Business Centre, Northampton   Name of the Claimant ? LC Asset 2 S.A R.L   Date of issue – . 28/04/23   Particulars of Claim   What is the claim for –    (1) The Claimant ('C') claims the whole of the outstanding balance due and payable under an agreement referenced xxxxxxxxxxxxxxxx and opened effective from xx/xx/2017. The agreement is regulated by the Consumer Credit Act 1974 ('CCA'), was signed by the Defendant ('D') and from which credit was extended to D.   (2) D failed to comply with a Default Notice served pursuant to s87 (1) CCA and by xx/xx/2022 a default was recorded.   (3) As at xx/xx/2022 the Defendant owed MBNA LTD the sum of 12,xxx.xx. By an agreement in writing the benefit of the debt has been legally assigned to C effective xx/xx/2022 and made regular upon C serving a Notice of Assignment upon D shortly thereafter.   (4) And C claims- 1. 12,xxx.xx 2. Interest pursuant to Section 69 County Courts Act 1984 at a rate of 8% per annum from xx/01/2023 to xx/04/2023 of 2xx.xx and thereafter at a daily rate of 2.52 to date of judgement or sooner payment. Date xx/xx/2023   What is the total value of the claim? 12k   Have you received prior notice of a claim being issued pursuant to paragraph 3 of the PAPDC (Pre Action Protocol) ? Yes   Have you changed your address since the time at which the debt referred to in the claim was allegedly incurred? No   Did you inform the claimant of your change of address? N/A Is the claim for - a Bank Account (Overdraft) or credit card or loan or catalogue or mobile phone account? Credit Card   When did you enter into the original agreement before or after April 2007 ? After   Do you recall how you entered into the agreement...On line /In branch/By post ? Online   Is the debt showing on your credit reference files (Experian/Equifax /Etc...) ? Yes, but amount differs slightly   Has the claim been issued by the original creditor or was the account assigned and it is the Debt purchaser who has issued the claim. DP issued claim   Were you aware the account had been assigned – did you receive a Notice of Assignment? Not that I recall...   Did you receive a Default Notice from the original creditor? Not that I recall...   Have you been receiving statutory notices headed “Notice of Sums in Arrears”  or " Notice of Arrears "– at least once a year ? Yes   Why did you cease payments? Loss of employment main cause   What was the date of your last payment? Early 2021   Was there a dispute with the original creditor that remains unresolved? No   Did you communicate any financial problems to the original creditor and make any attempt to enter into a debt management plan? No   -----------------------------------
    • Hello CAG Team, I'm adding the contents of the claim to this thread, but wanted to open the thread with an urgent question: Do I have to supply a WS for a claim with a court date that states " at the hearing the court will consider allocation and, time permitting, give an early neutral evaluation of the case" ? letter is an N24 General Form of Judgement or Order, if so, then I've messed up again. Court date 25 May 2024 The letter from court does not state (like the other claims I have) that I must provide WS within 28 days.. BUT I have recently received a WS from Link for it! making me think I do need to!??
    • Massive issues from Scottish Power I wonder if someone could advise next steps. Tennant moved out I changed the electric into my name I was out the country at the time so I hadn't been to the flat. During sign up process they tried to hijack my gas supply as well which I made it clear I didn't want duel fuel from them but they still went ahead with it. Phoned them up again. a few days later telling them to make sure they stopped it but they said too late ? had to get my current supplier to cancel it. Paid £50 online to ensure there was money covering standing charges etc eventually got to the flat no power. Phoned Scottish Power 40 minutes to get through they state I have a pay as you go meter and that they had set me up on a credit account so they need to send an engineer out which they will pass my details onto. Phone called from engineer asking questions , found out the float is vacant so not an emergency so I have to speak to Scottish Power again. Spoke with the original person from Scottish Power who admitted a mistake (I had told her it was vacant) and now states that it will take 4 weeks to get an appointment but if I want to raise a complaint they will contact me in 48 hours and it will be looked at quicker. Raised a complaint , complaints emailed me within 24 hours to say it will take 7 days till he speaks with me. All I want is power in the property would I be better switching over to EON who supply the gas surely they could sort it out quicker? One thing is for sure I will never bother with Scottish Power ever again.    
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JSA overpayment coming?


Mwb88
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Hi guys new here but been on this forum many times for advice. The forum and the people here are a massive help to others, all awesome guys.

 

Anyway I'll make this quick as I can. I got zero houred from my job in July/Aug. I told my advisor I was going to be doing some shifts again at some point and i don't know how much, but it's under 16. So he gave me a work and declaration form, I filled it out and handed it in asap to the job centre. He told me it may take a few weeks for the changes to come into place so no worries I thought. Past a few weeks and I'm still receiving full amount so Next time I'm in I have a totally different advisor l. She said my last one had left so I now have her, no worries again I thought. Until she logs in to my file then tells me I need to show what I've worked since September 16! I told her I had stated all that I was told too! She said I was in no trouble is just have to fill out another one of they forms and hand it in asap! Once again done but this time or signed off as I've got more than 16 hours now. 25. So I knew anyway is get a letter eventually with abit of an overpayment. I've still had no letter as I've signed off on Tuesday. When I got home I had a letter from them with dates September to now saying these are my new amounts! Why have they sent it now but continued to pay me full amounts after ive handed in forms? So now I'm thinking my overpayment will go from when I signed to when I signed off. I feel I could appeal this but I feel ill be blamed as much as I blame them so I'll pay but as I said I've had no letter yet I'm just waiting on it after this one had come. That's the story but the questions is what I'm after!

 

I know the overpayment is not going to be more than 1.5k could be as low as 800. Still ridiculous never wanted to be in debt in anyway possible in my life but looks like i will be. So question! When the form does come I know it says your due this amount you must pay back in 30 days or over 12 months. That can never happen. So when I receive the letter, can I just ring up and explain I wan to sort a payment plan out for each week to pay it back at an amount that suits me? As I said I've been in no trouble before no debts nothing! There's a guy at my work that pays 5 pound a week to DWP for a 7 grand overpayment. He's going be paying that till he's 70 odds so surely I can pay 5-10 a week to get 800-1.5k overpayment gone in 3-4 years? Thanks for the help guys if I've missed anything you need to know just let me know. Hopefully someone can confirm what I think I know will happen, and maybe that will stop this heart constantly pounding and try eat something for the first time in days!

Edited by Mwb88
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Hi guys new here but been on this forum many times for advice. The forum and the people here are a massive help to others, all awesome guys.

 

Anyway I'll make this quick as I can. I got zero houred from y job in July/Aug. I told my advisor I was going to be doing some shifts again at some point and i don't know how much, but it's under 16. So he gave me a work and declaration form, I filled it out and handed it in asap to the job centre. He told me it may take a few weeks for the changes to come into place so no worries I thought. Past a few weeks and I'm still receiving full amount so Next time I'm in I have a totally different advisor l. She said my last one had left so I now have her, no worries again I thought. Until she logs in to my file then tells me I need to show what I've worked since September 16! I told her I had stated all that I was told too! She said I was in no trouble is just have to fill out another one of they forms and hand it in asap! Once again done but this time or signed off as I've got more than 16 hours now. 25. So I knew anyway is get a letter eventually with abit of an overpayment. I've still had no letter as I've signed off on Tuesday. When I got home I had a letter from them with dates September to now saying these are my new amounts! Why have they sent it now but continued to pay me full amounts after ur handed in forms. So now I'm thinking my overpayment will go from when I signed to when I signed off. I feel I could appeal this but a I said I've ha no letter yet I'm just waiting on it after this one had come. That's the story but the questions is what I'm after!

 

I know the overpayment is not going to be more than 1.5k could be as low as 800. Still ridiculous never wanted to be in debt in anyway possible in my life but looks like i will be. So question! When the form does come I know it says your due this amount you must pay back in 30 days or over 12 months. That can never happen. So when I receive the letter, can I just ring up and explain I wan to sort a payment plan out for each week to pay it back at an amount that suits me? As I said I've been in no trouble before no debts nothing! There's a guy at my work that pays 5 pound a week to DWP for a 7 grand overpayment. He's going be paying that till he's 70 odds so surely I can pay 5-10 a week to get 800-1.5k overpayment gone in 3-4 years? Thanks for the help guys if I've missed anything you need to know just let me know. Hopefully someone can confirm what I think I know will happen, and maybe that will stop this heart constantly pounding and try eat something for the first time in days!

 

Just to confirm I won't be appealing as I feel I could have chased the matter more but as I said I sis hand in what they asked for the first and second time round! Id just rather pay it off and get it over with! So hoping when the letter comes I can sort out an affordable payment plan? Heard the pay in slips weekly to your bank is a way? Even digital banking now?

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Can someone please put my mind at rest if that's possible. Is it straight forward paying an overpayment to DWP like everyone says? At 5 pounds a week I'll have it gone by 3 years. I'll obviously pay more when I could. Or am I going to be made a criminal? I have no idea how anything works with benifits I'm just glad I'm off them now!

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I'm not 100% sure, from your description, how the overpayment arose. Did you work more than 16 hours most weeks and thus were not entitled to any JSA? Or did your wages from the weeks you were working exceed your JSA amount?

 

In any case, assuming that you accept that the overpayment has been correctly calculated then you would work out a repayment plan with the DWP in more or less the same way you would with any other creditor. Note, though, that the DWP can make deductions from earnings without a court order, a rather draconian power that they were given earlier this year.

 

You informed them of your changes in circumstances and the amounts you earned from your work. Therefore there is no fraud involved and no question of criminal action, I wouldn't think.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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I'm not 100% sure, from your description, how the overpayment arose. Did you work more than 16 hours most weeks and thus were not entitled to any JSA? Or did your wages from the weeks you were working exceed your JSA amount?

 

In any case, assuming that you accept that the overpayment has been correctly calculated then you would work out a repayment plan with the DWP in more or less the same way you would with any other creditor. Note, though, that the DWP can make deductions from earnings without a court order, a rather draconian power that they were given earlier this year.

 

You informed them of your changes in circumstances and the amounts you earned from your work. Therefore there is no fraud involved and no question of criminal action, I wouldn't think.

 

 

Thanks for the reply! My work was always under 16! It would be between 9 and 15 a week! As I said I handed in the forms but it seems me anyway they disappeared and I was continuesly paid full amount! I also had 4 different advisors from the 4 months I was on JSA. The first form I handed in to had left and I assumed because he said it would take a while I was signing on thinking they'd take it off next payments. Then I went down this week to be told I've not told them? I'm off JSA now so when I get the overpayment letter which I'm assuming comes after the one I got about a change in circumstances stating new award amounts, that I'll phone the number up and sort out a payment plan? Only thing worrying me is if they say they have no record of me telling them well it's there word against mine, and stupidly I'm one of these people who don't make copies of important documents which now I'm hoping won't come back to bite me. As I said I knew I'd have a slight overpayment but didnt expect what I'm expecting to pay but as I said I just want to get it over with, stress is bad at the mo, dealing with a recent murder in the family. Head is all over the place. Just want to get this letter, phone, make a plan, and pay! Also my latest advisor did say I'm in no trouble they just wanted another wrk and declaration form. But due to there first muck up there's going to be an overpayment eventually and more than it should have been!

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Hi me again! Can you tel I'm a worrier? Lol. Being the worst worrier and I do suffer from abit anxiety I always expect the worst! So I'm continuing that route, can anyone tell me if this is still true as I've pulled it from a post back in 2010! Last thing I want is court/criminal record for what looks like a mistake on both sides! The following I'm referring to....

 

 

overpaymenticon more than £2000 – Repayment & attempted prosecution.

 

overpaymenticon less than £2000 but offence not admitted – Repayment, Administrative Penalty (30% fine) & Departmental caution.

 

Overpayment less than £2000 but offence admitted – Repayment & Departmental caution.

 

The departmental caution is kept on file for 5 years. It is NOT a criminal record & does not show up on any checks.

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Assuming the facts are as you stated in the first post, you will not get a criminal record of any sort. Not all benefit overpayments are the result of crimes - in fact, most are not. You advised them of your work hours, they didn't process them and paid you too much benefit. Annoying, yes, because you may need to repay that overpayment, but there's nothing criminal about it.

 

Nothing you have posted suggests you've committed any crime. There is no fraud. Stop worrying.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

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Assuming the facts are as you stated in the first post, you will not get a criminal record of any sort. Not all benefit overpayments are the result of crimes - in fact, most are not. You advised them of your work hours, they didn't process them and paid you too much benefit. Annoying, yes, because you may need to repay that overpayment, but there's nothing criminal about it.

 

Nothing you have posted suggests you've committed any crime. There is no fraud. Stop worrying.

 

 

Thanks mate I appreciate the help! I really do! I guess I'm just worrying that they'll claim I never told them and I have no proof as indont photocopy things (I will be from now on) have no problem repaying it though!

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