Jump to content

  • Tweets

  • Posts

  • Our picks

    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
      • 49 replies
    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
        • Thanks
      • 3 replies
    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
        • Thanks
        • Like

Labour party summed up in one stupid, embarassing speech.


Please note that this topic has not had any new posts for the last 1789 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

A daughter of Chinese intellectuals, who spent time in Chinese labour camps under Chairman Mao's regime during her childhood, says it was chilling to hear John McDonnell quoting from the Little Red Book.

 

 

The shadow chancellor quoted from Chairman Mao's propaganda text in his response to George Osborne's Autumn Statement.

 

"It was chilling for me because it reminded me of the memories I had in childhood...of public denunciation meetings when, before sentences are passed on to someone who is either condemned to death or jail sentence, [there was] always someone quoting from Mao's Little Red Book a passage which then will be used to condemn these people," author Diane Wei Liang told the Today programme.

 

"It's not funny for the millions of people who died during Mao's regime, nor for those who lived through those times," she said.

 

 

 

 

 

For the full article : - http://www.bbc.co.uk/news/uk-politics-34931128

Edited by citizenB
Link to post
Share on other sites
  • Replies 58
  • Created
  • Last Reply

Top Posters In This Topic

This article explains what was said, more towards the bottom of article. Mr McD was implying George O etc were cosying up to the Chinese, I believe showing what he thought about human rights in China. Not like ours.

 

http://www.theguardian.com/commentisfree/2015/nov/25/john-mcdonnell-mao-little-red-book-dirty-trick

 

George O didn't expect the backlash for the tax credits debacle. He had to reverse it as Labour would have. It would have been the tipping point for the Cons. They're under pressure now to do the right thing and build more affordable homes to buy and rent, as they know Labour will and the people are watching to see if they're telling porkies.

Link to post
Share on other sites
This article explains what was said, more towards the bottom of article. Mr McD was implying George O etc were cosying up to the Chinese, I believe showing what he thought about human rights in China. Not like ours.

 

http://www.theguardian.com/commentisfree/2015/nov/25/john-mcdonnell-mao-little-red-book-dirty-trick

 

George O didn't expect the backlash for the tax credits debacle. He had to reverse it as Labour would have. It would have been the tipping point for the Cons. They're under pressure now to do the right thing and build more affordable homes to buy and rent, as they know Labour will and the people are watching to see if they're telling porkies.

 

Agree, but if Labour did win in 2020, the world is unlikely to change. China will become the biggest economy and UK will have to deal with them. But the Tories appear to be backing one horse and seeing Chinese investment as the saviour of the UK economy in the years ahead. Many Tories also want to leave the EU just as the EU may agree a trade deal with the US.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

The fact that the newly prominent Labour front benchers seem inept at times in the house or the media is surely down to their years in the wilderness? After a while, if they start spouting inane soundbites like their more experienced colleagues, they will then be lambasted for being boring..

Link to post
Share on other sites
Agree, but if Labour did win in 2020, the world is unlikely to change. China will become the biggest economy and UK will have to deal with them. But the Tories appear to be backing one horse and seeing Chinese investment as the saviour of the UK economy in the years ahead. Many Tories also want to leave the EU just as the EU may agree a trade deal with the US.

 

The Chinese economy is not as sound as it appears although it is still good in comparison to many Western nations.

Link to post
Share on other sites
The Chinese economy is not as sound as it appears although it is still good in comparison to many Western nations.

 

Yes they reckon that the real growth rate is 3%, which is half of what is announced. There is also a lot of hidden debts within the shadow Banks.

 

Some fear that the Chinese economy may grind to a halt, as they struggle to make adjustments. Workers still face having to relocate to major cities in China and wages have increased. There is also more demand for health and safety rights for workers etc.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

 

But John was implying that maybe we shouldnt be cosying up to China in the way Osborne appears to be doing ?, what Mao did or said is irrelevant now BUT the current government can influence modern day China when it comes to making deals etc

Link to post
Share on other sites
The fact that the newly prominent Labour front benchers seem inept at times in the house or the media is surely down to their years in the wilderness? After a while, if they start spouting inane soundbites like their more experienced colleagues, they will then be lambasted for being boring..

 

What years in the wilderness, they're making the Cons jump and for the right reasons.

 

Have a little look at this http://www.politicsresources.net/area/uk/uktable.htm

Link to post
Share on other sites
What years in the wilderness, they're making the Cons jump and for the right reasons.

 

Have a little look at this http://www.politicsresources.net/area/uk/uktable.htm

 

That is very interesting determindator - did you notice how the population turnout has decreased considerably since 1950 !

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Link to post
Share on other sites
Agree, but if Labour did win in 2020, the world is unlikely to change. China will become the biggest economy and UK will have to deal with them. But the Tories appear to be backing one horse and seeing Chinese investment as the saviour of the UK economy in the years ahead. Many Tories also want to leave the EU just as the EU may agree a trade deal with the US.

 

Lets be frank here, it really matters not who wins each election. We carry on in a freefall towards something or other and all successive governments seem to do is make the ride more uncomfortable for the population. Is five years really long enough to make a positive difference in anything? I don't believe it is, we just seem to career from one near disaster to another and get sweet-talked for 12 months every five years into thinking that the latest etonian is capable of doing anything more than wiping his own ar$e.

My views are my own and are not representative of any organisation. if you've found my post helpful please click on the star below.

Link to post
Share on other sites
Quite a few people are saying that Labour is rerunning the 'Militant Tendency' of the '80s, with deselection of opponents etc.

 

I believe when you said in a previous post 'in the wilderness' you must have been referring to the above. I wonder how the Conservatives deal with opponents.

 

We wait and see how this week unfolds.

Link to post
Share on other sites

I feel what was said in that article is very relevant, I couldn't understand why any MP whether in jest would quote from such a book.

 

This is the leader that would bring our armed forces back and only use them for humanitarian work and to use diplomacy to solve issues but quotes from a book of a mass murderer who's book was quoted from to carryout punishments, maiming, torture, murder.

 

Can I trust a Leader that says they stand for this but quotes from another such a book???

How to Upload Documents/Images on CAG - **INSTRUCTIONS CLICK HERE**

FORUM RULES - Please ensure to read these before posting **FORUM RULES CLICK HERE**

I cannot give any advice by PM - If you provide a link to your Thread then I will be happy to offer advice there.

I advise to the best of my ability, but I am not a qualified professional, benefits lawyer nor Welfare Rights Adviser.

Please Donate button to the Consumer Action Group

Link to post
Share on other sites
I feel what was said in that article is very relevant, I couldn't understand why any MP whether in jest would quote from such a book.

 

This is the leader that would bring our armed forces back and only use them for humanitarian work and to use diplomacy to solve issues but quotes from a book of a mass murderer who's book was quoted from to carryout punishments, maiming, torture, murder.

 

Can I trust a Leader that says they stand for this but quotes from another such a book???

 

Why not, he was implying that Osbourne was quick to 'jump into bed' with a country that still is communist/Maoist, totally relevant IMO.

Link to post
Share on other sites

Politics really does not sit well on a Consumer site. Most political debate is splitting hairs and discussing issues that you can do nothing about. This Tory government is wanting Chinese investment, as they won't borrow to invest themselves and presumably Chinese money is more attractive for several reasons. Such as it may be at a cheaper rate of interest and possibly more long term than other credit providers. Also having good trading relations with a country that will overtake the US economy as the worlds biggest may be good for the UK. However, there are negative issues that come with it and the Tories are not concerned enough by these.

 

Old Labour (pre Blair) was more in favour of the state, with government borrowing to invest in infrastructure and believing this was better for the UK in the long run. The UK is then more in control over important resources and can use this control to benefit the economy. If you have foreign companies owning so much, they are more likely to be serving the interests of their shareholders mainly based in another country.

 

I cannot understand Tories being against UK state investment, but pro Chinese state investment in the UK. This was the point being made by McDonnell in a clumsy way.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Yes I agree, we only have a few MPs who do anything positive for consumers, Stella Creasy being a great example. Lib Dems do make noises about it but didnt do much when in (shared) power.

Link to post
Share on other sites
Yes I agree, we only have a few MPs who do anything positive for consumers, Stella Creasy being a great example. Lib Dems do make noises about it but didnt do much when in (shared) power.

 

Here is an idea. Government borrows £20 billion while interest rates low and sets up a house building investment fund, which people can buy bonds in to top up the fund, which will be guaranteed. When the houses are built, they will be offered on a rent or rent to buy basis, with this being reinvested into the fund. Bond holders would get a dividend based on the performance of the fund.

 

This would surely result in tens of thousands of houses being built, with investors having a safe place to put their money, with a dividend payment based on results of the fund,

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

But it's borrowing, the thing Labour seems to like doing and dang the consequences, which is why this country is in the state it is in at present.

We are £1.5 trillion in debt and adding to that debt is not the way to go.

 

This country either doesn't have the companies with the funds to invest or are not confident in lending which is why the investment offer has gone abroad and been taken up by

China.

I also think that the warming of trade relation could be that there is a strong belief the referendum with take us out of Europe and he want's to edge his bets now so we don't

come crashing down should that happen.

As for communism and human rights etc, there is nothing we can do about that and cutting off your nose to spite your face is definitely not the way to go.

Link to post
Share on other sites

The Tories have borrowed more since May 2010, than Labour have ever done. The economy was doing well before the Banking crash and Tories agreed with the spending levels. The economy was growing before May 2010 and whoever won the election would have had to deal with the deficit.

 

Borrowing to invest would happen anyway, as the Tories are doing via various means e.g new PFI, help to buy, Outside investment including Chinese. It is still government entering into credit arrangements, but it is not a big lump of debt on the current accounts.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

Blah blah Labour borrowed too much, probably the biggest myth ever that people are quick to believe in, we all borrow in our lives otherwise most of us would be living in mud huts n riding horse n carts :).

Link to post
Share on other sites

Of course borrowing has increased to keep up with the raises in all the tax credits that Brown introduced. Tax credit would cost the country only £1.1 billion said Brown but are now at the staggering rate of £30 billion.

 

Labour always has been a borrowing government, that is the only way then know of raising money.

Link to post
Share on other sites
Blah blah Labour borrowed too much, probably the biggest myth ever that people are quick to believe in, we all borrow in our lives otherwise most of us would be living in mud huts n riding horse n carts :).

 

Yes we all borrow and we all end up on sites like this asking for help.

Link to post
Share on other sites
Blah blah Labour borrowed too much, probably the biggest myth ever that people are quick to believe in, we all borrow in our lives otherwise most of us would be living in mud huts n riding horse n carts :).

 

Exactly ! Even wealthy politicians like Cameron take out mortgages, so they can claim back relevant amounts under parliament rules. Cameron, Osborne and quite a few MP's ( probably some Labour) were born into very wealthy families and to a certain extent they have benefitted from the endeavours of their families past and present. They will have borrowed money to create the wealth they currently enjoy. Cameron is reported to be related to slave traders and apparently some of the family wealth is still linked to this. I don't blame him for the actions of his ancestors, but mention it, as the way in which wealth is created can be a difficult issue.

 

It seems to me to be sensible for UK government to borrow to invest while interest is low to equip the country with the resources it needs. If people cannot get mortgages or pay expensive private rents, then they claim housing benefit or may even be homeless. There are working people who are living on the streets at the moment.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
Of course borrowing has increased to keep up with the raises in all the tax credits that Brown introduced. Tax credit would cost the country only £1.1 billion said Brown but are now at the staggering rate of £30 billion.

 

Labour always has been a borrowing government, that is the only way then know of raising money.

 

No, they like to tax as well. I don't think Brown would have increased the tax allowance as much.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites

If the country wasn't so greedy and allowed the giveaways to be reduced, we could get the debt down and actually be in the black and there wouldn't be any requirement to borrow at all

in fact we could start to lend it and reap the benefits.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...