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    • https://www.nationaldebtline.org/EW/factsheets/Pages/debtrelieforders/droadvice.aspx   https://www.nationaldebtline.org/EW/factsheets/Pages/debtrelieforders/droadvice.aspx
    • I would have thought it easier in small claims.  Your wife very kindly and considerately wrote to her employer offering more notice than she was obliged to do.  No doubt she had the best interests of her employer in mind and wanted to give them adequate time to plan ahead and find a replacement.  To her amazement, her employer took advantage of her kindness and unreasonably treated her notice as taking immediate effect, blah, blah blah.   Personally, I think an argument like that is quite likely to succeed in small claims where they won't be accustomed to arguing the niceties of employment contracts.  It's obvious your wife is being taken advantage of.   Again, I think you are more likely to get an even-handed and fair hearing in small claims than at an ET.   However, I'm not a lawyer and I'm definitely not an employment lawyer.  See what others advise and whether anybody else thinks it would be easier and more likely to be successful simply to sue.  (Oh - and remember if you want to sue them for the money you've got six years to do so, whereas the time limits for ETs are ridiculously tight.  Can't remember off the top of my head but is it something stupid like 60 or 90 days?  Ridiculous).   Of course there may then be issues about getting future references from them.  But if you go down the ET route that'll likely be a problem anyway.    
    • say i was going to write to all these about the debts and try get deal to reduce monthly payments and stop all interest do I write to them first or do I stop payments then write to them ?   Same if I was going for a DRO do I just sort out and apply for that first or stop all payments then apply for it .   Also I see for a DRO it says ive got to go through  an authorised debt adviser so who do i go to about this and at moment we still on lockdown here in wales and not many places open .   Last off ive asked regarding pro rata forms and still cant find any 
    • Yes but I think in a small claims court it will be far harder to prove. I have plenty of evidence to discredit the Director but again it could still not be enough.   She will be a month with no money and I think it’s far more risky than a tribunal where this action alone could result in the desired outcome.   I have said to her to request a face to face meeting to enable both parties to conclude, ideally resolve and at that point we can decide what action we wish to take.    
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MrNobody

Concentrix (Tax Credits)

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I'm the latest it seems to get the dreaded letter.

 

"We have new information that suggests their is someone at your address linked to you"

 

Now, I have a joint tenant who HMRC say isn't part of my household. They share the flat, but we have separate bedrooms and lives. We have never been in a relationship and she is on the housing list to find her own place. We currently live in a housing association rented property.

 

I have asked my landlord to send me a letter confirming our tenancy is a joint tenancy which they are going to do.

 

They want copies of all utility bills - over 3/4 are paperless, so do I just print off endless sheets of bills? Some are in just my name, some are in both.

 

Surely the joint tenant bit is good enough? We share no bank accounts, mortgages or anything - just names on the joint tenancy, and some bills.

 

I did phone Concentrix and the lady on the phone was pleasant but I now fear I am going to be told I am in a relationship I am not in and they'll take my tax credits, fine me and ask me to pay back payments.

 

I shouldn't have anything to worry about, but I am very worried. I have a health condition that increases my anxiety and my condition affects my heart as well.

 

I've also contacted CAB to inform them of my situation but also my local MP. He's hopeless and never responds to anyone, but I had to rant about the potential tax credit changes.

 

I am really angry at the moment. I appreciate they have to investigate sometimes, but the hassle and the anxiety it's causing really is very unfair.

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Providing the joint tenant has their own bedroom and not in a relationship with you, then this should just be a clerical check...


If I have been of any help, please click on my star and leave a note to let me know, thank you.

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Yep, no relationship and own bedroom which is fairly obvious to anyone who would visit.

 

In fact, we had a home inspection merely 3 weeks ago and the local officer knows my joint tenant through a mutual friend and could confirm this.

 

It's just worrying as I know from various experiences and reading of others woes about this and other issues just how wrong decisions can be made.

 

Many thanks for your reply.

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Update.

 

They have reviewed my claim and no amendments will be made.

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Thankyou for updating MrNobody.


Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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