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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Can you remember Christmas Day as a child-Presents-Memories-Anything at all.


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I remember I used to hang my stocking at the end of the bed - I would receive an orange/tangerine some nuts and sixpence. Wrapped presents were usually something practical such as socks, a knitted sweater - gloves / scarf, colouring books, pencils or a reading book. Dad was a carpenter so I would receive something that had been made by him, one year a scooter and another a dolls house. When I was 11, I remember him being very secretive in the shed and I received a bicycle that year that had been restored from bits collected from scrap yards.

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Mum had a tin where she saved for the "extras" at Christmas.

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Going through the Argos catalogue to see what we wanted as Chrstmas present from Grandparents. As we got older, this stopped and we got money instead. (because it was getting harder and harder!)

 

 

I do miss the act of wrapping presents to go under the tree - it seems vouchers and cash are the way to go, then the recipients can buy exactly what they want and usually during the sales so they get better bargains :lol:

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That one sentence has me thinking many things.A very powerful message is there.

Sounds like you had some troubles early in life.

It seems that memory when a child of meeting Santa is remembered to this day.

At what age this happened is hard to tell.

I hope everything in your life is happy now.

And wish you well.

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Tawnyowl I was 5 years old when put into care then finally got out of their clutches at 18.

 

Troubled is not the word. I am now 53 yes much better. In a way not so. I still remember clearly to this day my first memorable Christmas was that the sky turned pink the night before and it snowed all night and all day so had a white Xmas day.

 

Is everything great in my life now? Sadly not, a straw in my head a drain in my belly and to top it all off my cheeks hurt everyday. Why? Because Christmas is a coming and I might see the Coca-Cola lorry on TV soon lol and it might snow and Santa's uniform is coming out

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I remember deciding to stay awake to see Santa. I crept out of my room and spotted a pile of wrapped presents in my parents room even though I knew that Santa hadn't been. :-(

 

Presents included a teddy, toy Hoover, dolls and the like.

 

I always had an apple, and an orange in my pillow case that was put out for presents, and my kids moaned when I continued this tradition with them. :lol:

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I remember deciding to stay awake to see Santa. I crept out of my room and spotted a pile of wrapped presents in my parents room even though I knew that Santa hadn't been. :-(

 

Presents included a teddy, toy Hoover, dolls and the like.

 

I always had an apple, and an orange in my pillow case that was put out for presents, and my kids moaned when I continued this tradition with them. :lol:

 

Such a nice story Caro.

As others have been on this thread.

It is beginning to feel Christmassy in this room.In the Forums.

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Such a nice story Caro.It is beginning to feel Christmassy in this room.In the Forums.

 

We need some peace and good will, even in the Bear Garden.

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Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Secondly buying a Raccoon plush hand puppet for my daughter. Her first toy from me some 24 years ago. It still is our Xmas angel. Although it's well worn.

 

Until last year that is when on Ebay I found a brand new one all boxed and shiny new. Not only that it was from the same shop (Woolworths) even had the price tag on it.

 

This was last year but what lumps my throat is that when she opened it her eyes just beamed and filled with tears of joy. Then the following statement. " Dad your the bestest dad in the world I love him" with that I just slumped in to my armchair and I beamed from ear to ear and a soft teardrop streamed down my cheeks.

 

Btw she just completed and passed her law degree. Bar exam next Xmas woo

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during the miners strike in the `1980s i lived in a mining town in the north east and that year most of the children around got nothing, and almost all will say even today that it was one of the best ever as family's relay shared what little they had around, one family provided the turkey , another the veg, etc. Most of the presents around came from France miners and i will always remember the art set i got, loved it for years

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my best Christmas present was my granddaughter being born on December 15th, we called her our early Present! little did we know she was to gain her wings 8 short weeks later. It took till last year before we could face Christmas again, due to my youngest daughter having her first baby in Feb 2014 .

 

Alisha will be 10 this year and she is in my thoughts always, we thank her for sending Kianna and for for watching over her

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Loved my Christmases as a child, day would start at 6:00 for us kids, dad would get a lay in for an hour or so as we were allowed to take one present to bed with us, to be opened Christmas morning, after breakfast we got dresses, I went with my adopted Auntie to church then home for opening of the rest of my presents and Christmas lunch, after lunch I went to my adopted Aunties home for yet another Christmas meal :)

The only thing I didnt like about Christmas was they always turned the Christmas cake into my Birthday cake! I never got a chocolate or other birthday cake :(

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