Jump to content



  • Tweets

  • Posts

    • Thanks! I've had several successes in the past 4 years or so which stemmed from a financially difficult part of my life around 2011/13. Basically I was financially trapped with Quick Quid, in a cycle of increased borrowing, during this I'd opened three catalogue accounts: Studio, JD Williams and Simply Be , 2 credit cards (Aqua and Barclays) and was juggling finances. In that time I had got 2 CCJs plus 2 defaults so things were pretty tight. I was using most of my available credit until things eventually became unsustainable. When I moved house I used the deposit to pay off Quick Quid and got into arrangements to repay the catalogues. The credit card limit was still rising until 2017 when I borrowed the balance of nearly £6000 from a family member and cleared the Aqua card. The Barclaycard had already defaulted. In 2017 I began action for irresponsible lending against Quick Quid. Basically they could not show the criteria they used to make lending decisions  and kept lending to me so I won the case. I was refunded all interest and fees  and charges plus 8% pa. When it was upheld it gave me the confidence to challenge JDW and SB. These were also upheld and they had to repay interest, fees and charges plus 8% from the second credit limit increase which amounted to about £1200 each. I challenged Aqua where my redress covering 6 years fees, interest and charges accrued to nearly £9000.  Barclaycard was not upheld but the default was moved back to an earlier date meaning it expires sooner.  All my IRL cases succeeded because none of these companies could prove that they had diligently checked my financial history. My credit report clearly showed that I was using a high or at limit proportion of available credit and that I'd accrued two unconnected CCJ's and 2 defaults throughout the lives of these accounts. Whether they should have given me the accounts in the first place was also brought into question but it was the sustained but gradual increase of CL's time and time again without proper checks. JDW were unable or unwilling to show the ombudsman what criteria they used. It only appeared that because I paid on time they continued to offer increases where in reality I was actually juggling finances like a fine balancing act.  It would appear that the FOS are looking at catalogue debt as I know when my cases against JDW and SB were being investigated they mentioned this.  My case against Studio should conclude soon. I was curious as to why now Cabot are trying to cut their losses by offering such a hefty discount. I can only summise that Studio are trying to buy back the debt for less.  
    • They have made an offer  Remind them in no uncertain terms that under CONC they are responsible for the conduct of their agents , (research and quote this) and negotiate a payment plan of their offer As dx says we really need all the details to understand the full picture 
    • Ben Gulliver saw a chance to make money, selling items people struggled to get during the pandemic. View the full article
    • The New York Stock Exchange has already changed its mind several times about delisting the companies. View the full article
    • IMHO yours is not the next move.  
  • Our picks

    • Hi @BankFodder
      Sorry for only updating you now, but after your guidance with submitting the claim it was pretty straight forward and I didn't want to unnecessarily waste your time. Especially with this guide you wrote here, so many thanks for that
      So I issued the claim on day 15 and they requested more time to respond.
      They took until the last day to respond and denied the claim, unsurprisingly saying my contract was with Packlink and not with them.
       
      I opted for mediation, and it played out very similarly to other people's experiences.
       
      In the first call I outlined my case, and I referred to the Contracts (Rights of Third Parties) Act 1999 as the reason to why I do in fact have a contract with them. 
       
      In the second call the mediator came back with an offer of the full amount of the phone and postage £146.93, but not the court costs. I said I was not willing to accept this and the mediator came across as a bit irritated that I would not accept this and said I should be flexible. I insisted that the law was on my side and I was willing to take them to court. The mediator went back to Hermes with what I said.
       
      In the third call the mediator said that they would offer the full amount. However, he said that Hermes still thought that I should have taken the case against Packlink instead, and that they would try to recover the court costs themselves from Packlink.
       
      To be fair to them, if Packlink wasn't based in Spain I would've made the claim against them instead. But since they are overseas and the law lets me take action against Hermes directly, it's the best way of trying to recover the money.
       
      So this is a great win. Thank you so much for your help and all of the resources available on this site. It has helped me so much especially as someone who does not know anything about making money claims.
       
      Many thanks, stay safe and have a good Christmas!
       
       
        • Thanks
    • Hermes and mediation hints. https://www.consumeractiongroup.co.uk/topic/428981-hermes-and-mediation-hints/&do=findComment&comment=5080003
      • 1 reply
    • Natwest Bank Transfer Fraud Call HMRC Please help. https://www.consumeractiongroup.co.uk/topic/428951-natwest-bank-transfer-fraud-call-hmrc-please-help/&do=findComment&comment=5079786
      • 31 replies
    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies

Got a month long sick note because of stress caused by SEETEC


Please note that this topic has not had any new posts for the last 1882 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

I was/is on SEETEC, but my doctor told them that I was travel sick, they've given me 3 sets of tablets to help me. I do 9-5 job search which is 5 days a week, Thursday and Friday I go to a city 45 minutes away via bus.

They knew I was travel sick, but ignored the doctor's note, I wasn't well.

On Monday I was ill and kept retching, I told the receptionist that I felt ill but had to wait for the manager.

Well, she came back and told me I had to stay at tehe centre till 5pm, it was 12.30 and my stomach wa shurting and I felt sick. So I walked out and had a doctor's appt and he gave me the 7 day sick not which has ran out.

 

Because I have now got the month long one I can sign off JSA and onto ESA..

I'll ring them on Monday, but I don't understand if I have to continue with the job search or ring SEETEC to tell them I won't be in. I will on Monday as they need a copy of my sick note.

 

Can anyone help me? The doctor wrote down anxiety as cause for me being off sick. He also said this place is stressing me out and making me ill.

I would gladly get myself a volunteering placement myself.

Link to post
Share on other sites
  • Replies 51
  • Created
  • Last Reply

Top Posters In This Topic

While on ESA you don't have to look for work. Also, you do not have to participate in the Work Programme unless you have an assessment and are placed in the Work Related Activity Group. If you only anticipate being on ESA for a month, that's not likely to happen.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

Well, if your doctor is prepared to issue sick notes then you can remain on ESA until you have your Work Capability Assessment. After that, continuing to claim ESA will depend of the result of the assessment.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

Illegitimi non carborundum

 

 

 

Link to post
Share on other sites

If your doctor says you are not fit for work then you should be able to claim ESA. As to PIP, you would need to meet the conditions for that separately - it is not related to ESA. Information on PIP, including the descriptors, can be found here.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

 

Great minds think alike etc :wink:

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

To be entitled to PIP the condition must have existed for three months prior to the date you claim, and must be expected to last at least another nine months.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

Well the doctor thinks that my stress is related to what SEETEC is doing to me. But I've only been disgnosed with this for about a month or so. I estamate the date was around 20-30th of October. I saw a doctor who gave me a sugggestive sick note on the 30th which SEETEC ignored. Yesterday my doctor said they shouldn't have done that.

Link to post
Share on other sites

To claim PIP, because it's a recent thing, they may ask that you provide evidence to prove it's an ongoing thing that will last for at least another 9 months. You'd have to score at least 8 point on the daily living or moving around parts to get anything.

Link to post
Share on other sites
I'll have to ring them on Monday because I don't know if I can get ESA even if I do have a sick note. The doctor told me I am not fit for work. My mum is wondering if I can get PIP for anxiety.

 

I claimed ESA for a year with anxiety… was also allowed to do a small part time job of a few hours a week… I think you can do voluntary work, too.

 

My GP gave me 3 monthly sick notes.

 

Not sure about PIP, though.

Link to post
Share on other sites

My brother has a 6 month sick note and still volunteers at the place he has been doing for 5 years. He has Hearchsprungs desease (a bowel dease). But doesn't claim PIP.

I'll just stay with ESA, I got a letter to see my adviser on Monday, don't know whether this is about the 7 days sick not or not, but I'll bring the one month sick note too.

I just hope she doesn't have a go at me for not going to SEETEC, she wanted to know how my parents are helping me get into work.

And if my Dad could of drove me to the placement place, he's retired but has to drive my nephew to school.

Link to post
Share on other sites
I claimed ESA for a year with anxiety… was also allowed to do a small part time job of a few hours a week… I think you can do voluntary work, too.

 

My GP gave me 3 monthly sick notes.

 

Not sure about PIP, though.

 

Yes, you can work while claiming ESA - it's called "Permitted Work" and there are limits to the number of hours you're allowed to do. It's also permitted to volunteer, although obviously you should not be doing anything that your condition would affect, if you see what I mean.

 

PIP is paid based on meeting the appropriate descriptors, and you can receive it whether or not you are working.

PLEASE HELP US TO KEEP THIS SITE RUNNING. EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

The idea that all politicians lie is music to the ears of the most egregious liars.

Link to post
Share on other sites

I had an appointment at the Job Centre, I had been sanctioned but because I have now signed off onto ESA I don't get next week's pay.

I have claimed ESA now, but I don't know when to expect my first payment. And my adviser said 'I haven't seen you for long, but from what I see, you are creating obticles to prevent you from working' which is not true. I wanted to volounteer. She also said that after claiming ESA and if I ever go back to JSA I should expect to go back to SEETEC!'

They are creating this stress for me and I shall not go back, I will get myself a placement of my own.

 

 

If there is any more help you can give, please say so. Because I've never claimed ESA or know the rules.

Link to post
Share on other sites

If u want help with the sanction u need to tell us what it's for etc

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

 

The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...