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Reclaiming Mortgage Arrears Charges


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Hi Can someone give me some advice regarding a letter I received this week.


It started last week when I sent a letter away asking for a refund of charges made to my account over the last 6 or 7 years,



within a week I received a letter regarding another matter linked to my account informing me of a refund I was due.


In the letter I received they had included some figures and said my account was to be paid off in full

and the extra money that I was due was to be sent out to me by cheque in the next couple of weeks.


This as you can imagine is a pleasant surprise

but I was also wondering if the figures they are quoting are correct

and that I am receiving the correct amount of money due to me.


The company in question are ( london & scottish) who were taken over by a firm called .. this is who I received the letter from.


I also downloaded a document relating to ( London & Scottish : In Administration)

which I am finding quite difficult to understand fully,

the way I am reading it I reckon I would be due more than the figure they have quoted.


I was wondering if I could pm one of the forums administrators with the info

I have at present for himself/herself to have a look at their conveiniance.


Edited by tooshay
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no we don't operate like that



you'll need to sar them

get all the statements



and then we can help you to work it out




please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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