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    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
    • Monika the first four pages of the Private parking section have at least 12 of our members who have also been caught out on this scam site. That's around one quarter of all our current complaints. Usually we might expect two current complaints for the same park within 4 pages.  So you are in good company and have done well in appealing to McDonalds in an effort to resolve the matter without having  paid such a bunch of rogues. Most people blindly pay up. Met . Starbucks and McDonalds  are well aware of the situation and seem unwilling to make it easier for motorists to avoid getting caught. For instance, instead of photographing you, if they were honest and wanted you  to continue using their services again, they would have said "Excuse me but if you are going to go to Mc donalds from here, it will cost you £100." But no they kett quiet and are now pursuing you for probably a lot more than £100 now. They also know thst  they cannot charge anything over the amount stated on the car park signs. Their claims for £160 or £170 are unlawful yet so many pay that to avoid going to Court. When the truth is that Met are unlikely to take them to Court since they know they will lose. The PCNs are issued on airport land which is covered by Byelaws so only the driver can be pursued, not the keeper. But they keep writing to you as they do not know who was driving unless you gave it away when you appealed. Even if they know you were driving they should still lose in Court for several reasons. The reason we ask you to fill out our questionnaire is to help you if MET do decide to take you to Court in the end. Each member who visited the park may well have different experiences while there which can help when filling out a Witness statement [we will help you with that if it comes to it.] if you have thrown away the original PCN  and other paperwork you obviously haven't got a jerbil or a guinea pig as their paper makes great litter boxes for them.🙂 You can send an SAR to them to get all the information Met have on you to date. Though if you have been to several sites already, you may have done that by now. In the meantime, you will be being bombarded by illiterate debt collectors and sixth rate solicitors all threatening you with ever increasing amounts as well as being hung drawn and quartered. Their letters can all be safely ignored. On the odd chance that you may get a Letter of Claim from them just come back to us and we will get you to send a snotty letter back to them so that they know you are not happy, don't care a fig for their threats and will see them off in Court if they finally have the guts to carry on. If you do have the original PCN could you please post it up, carefully removing your name. address and car registration number but including dates and times. If not just click on the SAR to take you to the form to send to Met.
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DWP debt repayment. Review letter asking for increase in agreed £100 per month


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Rather than face the humiliation of the DWP contacting my employer with a Direct Earnings Attachment,

they accepted my proposal of £100 per month direct debit repayment plan.

I have been paying this for 12 months and have never missed a payment.

 

 

I have just received a letter asking me to call them as they want to consider an increase in my current payment plan.

Can they pressure me with the threat of a DEA through my employer again if I refuse to agree to an increase?

 

 

This debt is from 1997 and I know lots of people say it, but I know I was repaying this back then,

I was called in to the social security office and new claim forms showing the deduction were completed.

 

 

I was still on benefits when the overpayment came to light, and remained so until 2000.

I have never been out of work since.

 

 

Then 2014 and the Welfare Reform bill rolled out the DWP bully methods of collecting old debts.

Guilty, with no access to records to prove your Innocence.

 

 

Even letters from my local MP produced no way forward to dispute the alleged debt.

There is nowhere to turn for help.

 

 

Can anyone here help in answer my query:

 

 

Can the DW force a Direct Earnings Attachment if I refuse to increase the direct debit of £100 per month that they already extract from me?

Edited by honeybee13
Paras and language.
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why cant you sar them and make them prove you owe the money?

 

 

if they cant then bye bye the debt.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hello and welcome to CAG.

 

The forum guys should be along later with advice for you, but I just wanted to ask if you've had an explanation of how the overpayment happened, or are you happy that the amount is right?

 

My best, HB

 

I know how the overpayment happened back in 1997. (see post) re payments from my benefit were set up at the time. DWP say there were no repayments made, why would social security continue to pay me until 2003?

 

Obviously, I have not kept any paperwork from back in 1997. Neither do the DWP its their word against mine. However I have a thick file of papers contesting this debt with them. My Local MP wrote to them also asking for original documentation of my claim in 1997. They have none.They need none since new Welfare Reform laws brought in April 2014.

 

As it is all in the name of The Public Purse, they are not obliged to go through the courts to prove it. This issue is all a dead end however. I just really need to know the answer to my query: Can the DWP force a DEA through my employer if I do not agree to their review requested in their letter I have just received.

 

They want to increase the agreed direct debit payment of £100 they already extract from me?

Edited by honeybee13
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sorry but you are wrong there

 

 

they do need to prove the debt.

 

 

they cant just blind do an DEA

 

 

several threads here already on this

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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sorry but you are wrong there

 

 

they do need to prove the debt.

 

 

they cant just blind do an DEA

 

 

several threads here already on this

 

 

The only documentation of this debtfrom back in 1997 they have provided is a plain paper print out stating the dates and the amount.

 

 

They say they do not have copies of original paperwork/ letters sent to me in 1997

which would show confirmation of deductions being made from my benefits.

 

 

I hear they may be archived I some large paper storage warehouse and even if so they would be almost impossible to locate. without these I cannot prove they took deductions.

 

 

They will never admit they are fallible and could be wrong despite all the common sense my argument posseses.

 

 

Believe me I have spent a year trying every legal body for help.

 

 

Again, my question,

 

 

can they order a DEA if I don't increase the direct debit of £100 per month they already extract from me?

 

 

Thank you so much for your belief and assurance that I can win with them,

 

 

I just cannot see it happening.��

Edited by honeybee13
Pejorative word removed.
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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I am repaying an old Social Fund loan which I took out before I started my job.

 

 

I was paying £20 every 4 weeks but I am now paying them £5 and they are very happy with that.

 

 

They tend to send letters every 6 to 12 months asking if you can increase the payment.

 

 

I usually have to phone them and they agree that I can keep the payment arrangement

 

 

I have as I have never missed a payment.

:cool::cool: Blondmusic :cool::cool:
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