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MotoNovo finance trouble


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He does't have agreement.

 

 

He is looking for all the paperwork.

 

 

SAR is probably the only way to get it from them.

 

 

I will get him to do it and than report back.

He said to me that he was told if he give them the car keys they would't ask for more money from him.

 

Yepnusual lies then

 

The sar should reveal their notes

 

I bet that will bury them

In the usual crap stunts they pull

 

Once you expose them to fleecing you blind

Motonova usually run away scared

Esp if you GOTO the fos

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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on quick calculation your friend was within £200 of being 1/3rd into his agreement

hence the urgency by them to repo

 

so we need to establish that the agreement was in order as regards insurances etc, it could be the case that he was over the third mark

if insurances were added to the total, so as discussed CCA request and SAR should reveal all

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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  • 5 weeks later...

hello again

 

he did get response today to the CAA request that has been send to motonova:

 

"Request pursuant to Section 77 of the Consumer Credit Act 1974

Thank you for your request for information in line with section 77 of lhe Consumer Credit

Act.

 

 

This agreement does not have any futher payments now or in the future, so

section 77 does not apply,

 

Under section 77(3)(a) of the Act the requirement to comply only applies to

"an agreement under which a sum is or will or may become payable by the debtor,

This agreement does not falI into that category "

 

l have encJosed a copy of your credit agreement and a copy of terms and conditions as

requested."

 

Just looked at the copy of the letter I have send to them and it clearly mention s.79 not s.77

 

In return he did get copy of the agreement,

vendor invoice and warranty and letter which is pasted above.

he did send SAR request as well but waiting for it.

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can't see copy of agreement which you say is posted above

s77 refers to personal loans

s79 is hp

has the ac been sold on by the OC?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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can't see copy of agreement which you say is posted above

s77 refers to personal loans

s79 is hp

has the ac been sold on by the OC?

I will post the scan of agreement tonight. Well I did refer to section 79 in the letter. They also send him back £1 PO

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has this ac been sold on in view of their reply?

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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lets await the SAR response, should reveal all we need to know

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

 

 

Any help I am able to give is from my own experience only. Should you have any doubt you should contact a qualified professional.

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