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Hi,

I've been looking at this site for weeks now, but in the last 2 months A&L have really got me down.

It started on 4th September with them bouncing a payment for £64,which would have taken me £20 over my overdraft limit.For this they charged me £34.The following day they charged £25 for paying a DD of £10.50. Then 2 lots of £25 for going over(when it was their charges that did it!)

The £50 charges taken in October ensured that I was over the limit for that month as well, despite paying in enough to cover what I thought was everything,so got hit again on 5th November by another £50 for "unauthorised overdraft charges".

I've had enough of them now, so will probably be asking for your help in the next few weeks!

Thanks for reading

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Hi - take a bit of time to read up first to make sure that you have the facts before going too far ahead. Read the FAQs and template letters then have a good read around here to see how others are getting on.

 

Keep any progress on your own claim or questions that arise in a new thread in the forum for your bank to make it easier for others to follow and advise you. There's a set of links in my sig below that will help you find where all this useful information is. Well done for getting started! :)

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

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