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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Be careful who you give your information to-especially the payday loan Brokers.


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I have just been trying to track a chap down for a hour or so.

Not really what i was expecting to do on a Sunday evening.

To have a chat.But although i can find some info on this man in a couple of countries,personal contact seems difficult..

Really i was trying to check out a story i had read about him.

 

Enough time now spent searching i will let you read the story.

And maybe it will give you a little taster of the sheer amount of predators out there trying to extract money from you and your communities in any way possible.

 

The loan danger- SUN INVESTIGATION: We confront the sharks selling personal details of vulnerable payday loan applicants

VULNERABLE payday loan applicants have been bombarded with hundreds of calls and fleeced of more cash after their personal details were stolen and sold to sharks.

 

The illegal trade of huge amounts of private data held at Indian call centres has been uncovered by a Sun probe.The link

http://www.thesun.co.uk/sol/homepage/news/6698034/Hell-to-pay-Private-data-held-in-call-centres-in-India.html

 

Listened to the video a couple of times now and it makes me want to ask him why.Part of this sentence just changed.I do not like to attack people personally.

Makes me want to take the tyres of his Mercedes away.

Sorry i do not usually get so angry.After all many of us over the last few years have seen many things connected to the problems out there with Payday Loans and Payday Loan Brokers and general debt.

 

I see many now getting money back from the Payday Lenders with charges etc.

And a few we have helped getting money back from the Payday Loan Brokers and their clear mischievous actions in extracting money from people at vulnerable times.

So now it is time to tackle these Brokers and make them pay back going back years.

Feel the ones that have got paid back so far are really just the tip of a iceberg problem going back many years.

 

The guy is that crooked he must have to screw himself to his bed to sleep straight at night.

I feel you know what i mean.

 

Really dislike giving this man any kind of publicity but feel it is best for a warning to others to somehow protect your Data.

How,well that i cannot answer personally.Perhaps someone can.

For now i will calm down a touch and leave you with some info on payday loan brokers who have caused plenty of trouble as we have seen on the forums.

 

Credit Brokers and Payday Loans

 

If you are looking for a payday loan, using a credit broker to find one could cost you money in unnecessary fees. This page tells you more about what you should think about before you use a credit broker to find a payday loan.

https://www.moneyadviceservice.org.uk/en/articles/credit-brokers-and-payday-loans

 

2ND night running i have missed Strictly Dancing,when will it end.

Bye for now enjoy your evening what is left of it.

Tawnyowl.

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Shocking article, TO.

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Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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People's Deepest, Darkest Google Searches Are Being Used Against Them

On the Internet, search queries are used to target vulnerable consumers

Consider, for example, a person who googles “need rent money fast” or “can’t pay rent.” Among the search results that Google returns, there may be ads that promise to help provide payday loans—ads designed to circumvent Google’s policies against predatory financial advertising.

 

They’re placed by companies called lead generators, and they work by collecting and distributing personal information about consumers online. So while Google says it bans ads that guarantee foreclosure prevention or promise short-term loans without conveying accurate loan terms, lead generators may direct consumers to a landing page where they’re asked to input sensitive identifiable information.

 

Then, payday lenders buy that information from the lead generators and, in some cases, target those consumers—online, via phone, and by mail—for the very sorts of short-term loans that Google prohibits.

Link.

http://www.theatlantic.com/technology/archive/2015/11/google-searches-privacy-danger/413614/?utm_source=SFFB

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