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Re-claim from Addition/Addition Active Account


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Hi All,

 

I have received my complaints form this morning to claim back fees, I have had an account with Barclays for 26 years and can re-call the Addition account being added mid 90s when i had an o/d, then they changed it to Additions active in 2010.

 

On the form it asks if the account has ever been joint it was for a couple of years by my ex-husband, the account was originally mine, he was taken off of the account at least 10 years ago now do i have to fill his name in on the form?????!:|

 

Any advice gratefully received:-)

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I wouldn't bother

 

Have you all the statements?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi ITL,

 

I agree with DX.

 

If it was originally your account and he came off the account 10 years back, leave his name out of it for now.

 

:-)

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Unfortunately i dont have any statements

 

the only paperwork i have is for when they changed my additions account to active in 2010,

 

when i rang them to see if i could increase my overdraft and i was stupidly talked into paying £15 a month and then transferred to someone else who talked me into getting Aviva life insurance at time i had 3 small children so agreed to it to get off of the phone quickly and have stupidly never cancelled any of it :(

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I'd p'haps think about sending an sar

Then you'd know what you should be getting back

 

Might be worth a mis-selling claim on the life ins too

 

I'd not do the form till you have all the info

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Pers I'd tell them you will reply when you have all the data

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi ITL,

 

I'd send the bank a letter saying you need to gather more info before you can reply to them fully. They cannot demand you reply within 7 days. You need as much info as you can get (from the SAR) so you can decide what, and how, to reclaim all that you should.

 

And send a separate SAR letter with the fee.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

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