Jump to content


  • Tweets

  • Posts

    • Hi   I am sure other will be along to assist so please be patient.   I can see where you are coming from as to any prospective buyer if they done checks on your car it would look like your car has been clocked due to the mileage discrepancy.   Now the Garage that done the MOT and recorded the incorrect mileage although they has said this was there error do you actually have that in writing that they have admitted it?   Anything you do with the garage that recorded the incorrect mileage you need to stay off the phone and put everything in writing as you need a paper trail of this.   Did you go through VOSA Complaints procedure due to the mileage error and get a decision for there examiner's assessment? (if so exactly what did there outcome state?)   If not IMO you need to write to that garage and ask why the incorrect mileage was recorded on your MOT after your (discussion/phone call on XX/XX/2022) where they admitted the incorrect mileage was recorded and how they are going to rectify this issue with VOSA.    You also need to send that specific Garage a Subject Access Request (SAR) (giving them all your vehicle details) asking for 'ALL DATA' the simple phrase covers whatever format they hold that data in whether it be written, email, recorded phone calls etc.   They then have 30 Calendar Days to respond only once they have acknowledged receipt of your SAR request, they may ask you to provide ID to confirm who you are which they are allowed to do.   As said please be patient others will be along to advise.
    • Hi   I have to agree with dx100uk on this any warranty given does not exceed your rights under The Consumer Rights Act 2015.   As for them stating this was a 'Private Sale' really the Trader sold this vehicle and you have rights under the Consumer Rights Act 2015.   Consumer Right Act Legislation:  Consumer Rights Act 2015 WWW.LEGISLATION.GOV.UK   Were you by any chance told you signed a legal agreement into a Private Sale where there are no returns or refunds?   Look at this review go down the webpage until you get to the very first one star review (15 Oct 20) and have a read of their response::   We Sell Any Auto | Car dealership in Preston | AutoTrader WWW.AUTOTRADER.CO.UK Browse all current We Sell Any Auto vehicles for sale. View contact details, customer reviews, services offered and more on We Sell Any Auto.   It may be helpful if you could post up in Multi PDF Format fully redacted the documents you signed for this car so we can see what you signed. Also have you put the cars registration into the Governments Check MOT to have a wee look at the Cars history: https://www.gov.uk/check-mot-history We Sell Any Auto Ltd   Registered Office Address: Brierley House Brierley Street, Ashton-On-Ribble, Preston, Lancashire, England, PR2 2AU   Company Number: 10485166   Company Status: Active   Incorporated: 17th November 2016   Company Type: Private Limited Company   Previous Company Names: Three Oaks Car Sales Limited -     17 Nov 2016 - 02 Dec 2019   Nature of Business: 45112 - Sale of used cars and light motor vehicles   Directors: Tom Brown (appointed 1st Dec 2019), Dan Carruthers (appointed 17th Nov 2016)   Companies House link: https://find-and-update.company-information.service.gov.uk/company/10485166   Endole link: https://suite.endole.co.uk/insight/company/10485166-we-sell-any-auto-ltd   Bizdb link: https://www.bizdb.co.uk/company/three-oaks-car-sales-limited-10485166/
    • Hmm sounds like they are covering for him especially as he opened door and walked in.  No need to report it just ask for advise re what they would class this as for your complaint.  Clearly he has broken the law. I have a post regarding dpd where he tried to push his way in to a neighbours house and demand that she is in the living room holdìng the parcel. Dpd are known for doing this sort of thing. I have made several complaints about them and there male staff trying to force the way into houses past females. One even tried it with me tho bad mistake as they thought l was alone. The guy could not see my 18 yr old Son upstairs, my partner coming threw from Kitchen and a friend at side of house. As soon as my partner and friend appeared he decided a picture on doorstep is fine despite our friend tecording the guy before he noticed him and the video being forwarded to dpd they have done nothing.  I know he still works for them as he delivered to me Tuesday.  You need to kick up a stink tell them you want a copy of the complaints procedure. Maybe even policys on driver behaviour. 
    • Sri Lanka's giant neighbour is emerging as one of its biggest providers of aid, after years of mistrust.View the full article
    • One of the things that could help your case is their first PCN to you. Could you please post it up as I think there will be at least one thing that would help in your defence.
  • Recommended Topics

  • Our picks

  • Recommended Topics

Barclaycard has sold my debt to MKDP with a wrong default date


dt100
 Share

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1919 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 85
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

up tree wrong barking..

if there was an issue

why are there 1000's of claims in the courts by HPH2 itd

and not one has picked this up

Soon after this we had one case thrown out for this reason

so the district judge wasn't convinced by the 1000's of claims.

Robway's records are totally confused which is why they keep coming up with the same demands:

never attribute to malice that which can be adequately attributed to incompetence.

The good news is that Google's withdrawal of the Supreme Court appeal in Vidal Hall v. Google means that anyone can make a claim against Robway for breach of the DPA when they fail to correct errors in their records.

The bad news is that action for incorrect reporting to the CRA is not Robway but HPH2 and they are registered in Jersey which is outside the jurisdiction of the English courts.

ICO took four weeks to confirm this and implied that there was a UK agent for them but did not say who it was.

If they take another four weeks to say the same thing the next approach will be through our local MP.

HPH2 and Robway are a subsidiary of Hoist Finance UK who in turn are a subsidiary of Hoist Kredit.

After the acquisition of MKDP and Capello they appear to have been taken aboard HPH2.

MKDP were a favourite of Barclaycard but they did not register the default with the CRA

but the change to HPH2 resulted in a still later date for the default.

Robway claimed this was correct but gave a different date in the accompanying letter from BC.

The real question is why HPH2 buys up UK debts,

undertakes recovery action in the UK

but the accounts for Hoist Finance which include HPH2 claim that all of the income is generated outside the UK.

We wonder why as they only generate losses for the company and BC so they don't pay tax.

Their business model is most entertaining as it involves large write-offs every year until the capital is exhausted

when HPH3 will rise from the ashes.

They can only apparently survive courtesy of a generous cash injection from Hoist Kredit.

Link to post
Share on other sites

  • 5 months later...

I need some advise from the members of CAG please. I have received Statement of Accounts from PRA Group for a statute barred Barclaycard Mastercard debt. They are offering me a discount of 90% and asking me to pay them 10% only.

 

It says settlement valid until 03/03/2017. This debt does not show on my credit files. Please advise if I should reply to them and inform them that the debt is statute barred.

 

Thank you for your help

Link to post
Share on other sites

Hi Dt,

 

Are they referring to the same a/c that this thread was about.

 

You could either ignore them, or you could tell them you'll report the if they bother you about this again.

 

:-)

We could do with some help from you

                                                                PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

                                            Have we helped you ...?  Please Donate button to the Consumer Action Group

 

Please give something if you can. We all give our time free of charge but the site has bills to pay.

 

Thanks !:-)

Link to post
Share on other sites

post 73 refers

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi Slick,

 

This is also a barclaycard but a mastercard. The original thread was for visa.

 

Original default for both was in 2007. both are statute barred. Barclays had aplogised for the error and removed visa default from my credit files.

 

Suddenly PRA group are chasing me for the mastercard. I am worried that they won't try to put something on my credit file.

 

Thank you

dt

Link to post
Share on other sites

or do nothing....

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Hi dx,

 

I have changed my address recently and informed the bank but PRA Group are writing to me to my old address. To be on the safe side should I subscribe to Experian to check my credit files incase and extend the redirection of my mail which is currently expiring.

 

Thank you for your help

dt

Link to post
Share on other sites

p'haps send the sb letter with your new address

 

 

make sure all others know too.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

 Share

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...