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Afternoon everyone I'm after some advice please.

 

Today we have received a warrant of control from our local court (dated 6th but post marked 9th October)

saying we have until Monday 19th October to pay an amount of £252.25 (balance after payment £8960.58).

 

 

It says the creditor is Cabot Financial and can only assume this is the debt collection agency rather than the financial institute

that we would originally have had an account with.

 

Can any of you lovely people suggest what I can do with this.

As it is due Monday was thinking of paying the £252 which would give us some time to try and find out who this is

and see what we can do to either get it set aside (in our dreams)

or more likely try and make an agreement for a payment plan.

 

I have recently completed cancer treatment and will agree I wasn't at my most organised during the last 12 months

but to stop any further worry need to get this issue resolved as soon as I can.

 

Any advice and suggestions will be gratefully received

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The courts have been asked to collect a part payment under a ccj

- by paying it it cancels the warrant and the remaining balance remains outstanding but not under a warrant and

then further payments can then be made to the company who bought the debt off the original creditor

 

If payment is not made you will be visited by a county court bailiff.

 

 

They are crap and will likely just post a letter thru asking you to sort a payment plan out.

 

If you cant pay it over a short-term period

they will ask you to do an n245 to request a stop on the warrant and set up a payment plan with the creditor

 

The warrant lasts for 12 months from when its issued

None of the beliefs held by "Freemen on the land" have ever been supported by any judgments or verdicts in any criminal or civil court cases.

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Thanks joesephbloggs

 

I'm not disputing that we probably owe somebody money and will be happy to set up a plan to pay it off just need to find out what it's for.

 

So if I pay the £252 then would need to contact Cabot to set up the payment plan?

If we couldn't pay the £252 what would happen?

 

We wouldn't be able to pay the remaining balance over a short term

so what is an N245 and would we need to go to court for that one.

 

Has anybody had any dealings with Cabot are they vultures or fairly easy to deal with

Thanks again

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so you've obv moved in recent years and cabot got a ccj by the backdoor at an old address?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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because they MUST have sent

a claimform

a Judgement [CCJ]

and numerous other docs to you before it EVER gets this far.

 

 

cabot buy bad consumer debt [credit cards loans catalogues etc]

then try and fleece people'

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If it is a Warrant of Control you have received then it has already gone to the County Court Bailiff, if not then Cabot are being naughty by pretending to have something they have not - no surprise there then. To find out about the CCJ go to http://www.trustonline.org.uk/ and check yourself to see when it happened - small fee payable.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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yep somethings going on underhand.

 

 

findout and then we migt be ableto deal with the whole thing and get it nulled so to speak.

 

 

if they got a CCj by the backdoor, then with luck and a following wind

[i e the debt itself has an issue] you might be able to set the CCJ aside and get your money back

[if the more knowledgeable ones suggest you pay this £252]

 

 

time and gathering info is phase you are in now.

 

 

credit file from noddle below might help too.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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It is hard to know what to suggest until you find out about the CCJ. If you do owe it then easiest thing is to submit Form N245 on Monday morning whereby you apply to suspend the Warrant and also make a more suitable payment proposal - guess £20/£50 per month or what you can afford. If on the other hand you don't believe you owe it and have a good defence - Statute Barred possibly - then Set Aside is the way to go.

Please consider making a small donation to help keep this site running

 

[sIGPIC][/sIGPIC]

 

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