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    • Letter said 10 going across company, 2 from cad team. Only 2 have been scored. Essentially I would have stayed but now my position is untenable I feel, how could I go back after being mistreated like this. So yes, I want more compensation because its been an unfair process.    We don't have a union. 
    • So your desired outcome is "going, but more money"?   How many people are leaving in total? Has a union or reps agreed the redundancy terms?
    • I can certainly see why your son booked there.  The place has rave reviews from previous guests.  I'm surprised they are being so unprofessional with your son.   On their page under "Questions" they've written   Hi there! On the booking listing on the search page it says free cancellation, however when I go to book it says non refundable. Please can you confirm whether there is free cancellation on this for November bookings? Thanks!   Hello, Our cancellation policy is free cancellation upto 60 days before arrival. However if White Cross Bay has to close due to a second lockdown, we will re schedule your stay or offer a full refund.   I would suggest your son write to them through Booking.com's internal messaging system (Bookings > Owls House > Contact the property) and if they don't reply within 48 hours demand that Booking.com intervene.    N.B.  After a certain amount of time and/or a certain amount of bookings this internal messaging system ceases to work for old bookings so it might fail, but, hey, it's worth a try, it'll only take 10 minutes..   On their COVID Info. page Booking.com go on about bookings after 6 April, basically saying that after that date everyone knows about COVID and that travelling is a risk so it's a good idea to book places that offer free cancellation.  However, before that date - which would apply to your son - I'm pretty sure they had some scheme where you could cancel even if not normally allowed.  Sorry to be vague, but again this is worth looking into.   I suggest these things on a "belt & braces" basis. Obviously keep fighting to get the money back through the Halifax as others have suggested!
    • Typical defence that you would expect in response...reads rather like a witness statement than a defence.   Be wary of point 25 .....are you currently indebted to the agreement ?.....they are relying on CPR 16.6 to use a set off defence.   Andy
    • Thanks Andy - I really do need to read up!  
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    • I’m in desperate need of help
       
      I bought some clothes online in may through Evans and paid through PayPal
      returned them all seven days later
       
      I waited the 14days for my refund and no refund came
      I put in a dispute through PayPal but I didn’t get any emails to escalate the case - PayPal closed it. 
      evans said they couldn’t refund the money because PayPal have cancelled the refund because of the open dispute
       
      I contacted PayPal
      they said the dispute had been closed but Evans at no point had attempted a refund.
      fast forward to today
       
      I’ve got copies of numerous messages sent to and from twitter messages as it’s the only way I can contact them
      I’ve also contacted their customer service too
      all I get is PayPal have cancelled refund because dispute is still open.
       
      I have proved that the dispute is closed
      I have got an email saying that if Evans sent the refund they would accept it
      but up until the date I got the email they have not once attempted a refund .
       
       I have sent them a letter before court email
      I have even offered to have the full refund as a gift card just to get this sorted !
       
      I’m literally at the end of my tether and don’t know where to turn next !
       
      i suffer with mental health issues and this is affecting my health and I’d saved the money for a year to buy these clothes as I’m on a low income .
    • In desperate need of help. https://www.consumeractiongroup.co.uk/topic/425244-in-desperate-need-of-help/&do=findComment&comment=5067040
      • 29 replies

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I have made a claim through Barclays as I believe I was mis-sold on several credit cards and loans,

they have accepted on of these was mis-sold and paid me £1893,

 

 

I received a letter from them today stating that another one was not mis-sold as the application was done in the branch

and I would therefore have agreed to the PPI, as the application in the branch dates back to 1997

 

 

I am not sure how they could prove this,

is this likely to be a way of them getting out of accepting it was mis-sold and not paying me,

and should I tell them I want this reinvestigating as I want proof that this was sold in branch and I agreed to this

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prob done in a closed room with a manager that wanted to line his pockets with the commission he made from selling the PPI.

 

 

what was your mis selling reason?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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my reason was I was young at the time, in perfect health, had a well paid job at a very secure company so had no need for the ppi as would never need to make a claim on it

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The main thing I wanted to know is if anyone else has had a similar response from Barclays and what did they do about it, or should I call their bluff and ask them to prove it.

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so you had ample sick cover?

 

 

being young and stupid is no reason for them to refund PPI.

 

 

and sadly its for you to prove it not for them not too.

 

 

and in 1997 they'd say they were all non advised sales unless you have proof otherwise?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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yea he advised you to take out ppi else you wouldn't get the loan!

 

 

but you cant prove it.

 

 

have you sent them an sar and gotten all the data

 

 

or did you simple send a speculative letter hoping for a win.

 

 

were any of the other successes from the same period with them?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

 

DCA's view debtors as suckers, marks and mugs

 

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

 

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

 

 

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my reason was I was young at the time, in perfect health, had a well paid job at a very secure company so had no need for the ppi as would never need to make a claim on it

 

This isn't a valid complaint reason. Insurance is there to protect you from UNEXPECTED mishaps. None of us have a crystal ball. There is nobody who is immune from a sudden illness and there are any number of blue chip companies that have either suddenly gone bust or decided to restructure and let staff go. If you had a serious pre-existing illness which was excluded and would have seriously restricted you from claiming then that might have been grounds for complaint. Likewise if you had reason to think you were going to be made redundant that would be grounds for complaint as the policy wouldn't have covered you. But insurance being taken out to cover someone who is healthy and in employment against a sudden unexpected change in circumstances is not misselling. It's simply prudent.

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