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Hi GE MONEY/ Underwriter Cardif Pinnacle


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Hi can anyone help

We bought a kitchen, Company Living Design (Home Imp Ltd) who have ceased trading.

This was done through Finance and we were told NO PPI No Finance and that was it.

 

The loan was originally by First National who was taken over in 2003 by GE Money Lending, Insurance Policy Underwriter Cardiff Pinnacle.

 

I wrote to GE Money only to get back what seems one of there standard letters saying they neither sold the PPI OR was they present, they cannot investigate.

 

As they stated this was their final response.

The PPI was in my husbands name only and he was stilling paying up to the age of 71,

he received a letter stating he was no longer covered now he reached 65 and the the PPI ceased.

 

Any help would be more than appreciated.

Edited by Porshae33
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Ge money never hold their hand up

 

I think there has been successes again Cardiff and first national

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ge money never hold their hand up

 

I think there has been successes again Cardiff and first national

 

Dx

 

Hii thank you for your reply. Do you know if I should contact Cardiff Pinnacle then. Any help appreciated.

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have a read around here using our search cag in the red top toolbar

hes a start

http://cse.google.co.uk/cse?cx=partner-pub-8889411648654839:6449422593&ie=UTF-8&q=Cardiff+Pinnacle+&sa=Search+CAG#gsc.tab=0&gsc.q=Cardiff%20Pinnacle&gsc.page=1

 

 

shout if you need help

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi thank you for your reply, I had a look at the thread you suggested but I am at a loss now wether I should write to Cardiff Pinnacle the same letter I sent to GE MONEY.

Any help would be welcome.

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wont hurt

 

 

id be sending an fos customer questionnaire too mind

not simply a speculative letter of claim

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites
  • 2 weeks later...

Hi thanks for reply.

 

 

When I was discussing this PPI with my husband he explained to me that I had got some facts wrong.

 

 

When the salesman from the Kitchen Company applied for Finnance while he was at the flat, apparently we got turned down.

So we thought that was the end of it.

 

 

About a week later the offer of Finnance came in the Post from First Direct now GE Money.

The Underwriters were Cardiff Pinnacle.

 

 

We did not no where thye got the information from regarding us wanting Finance.

The Finnance was in my husbands name only and he was just asked to sign the form, and return the Finnance Agreement,

the box on the agreement for PPI was already ticked.

 

I hope this makes some sense.

 

Could you tell me what a fos customer questionnaire is please.

 

Thank you for your help

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yes that sounds quite typical.

 

 

here the questionnaire you use

 

 

http://www.financial-ombudsman.org.uk/publications/technical_notes/ppi.html

 

 

I'd simply put down exactly what you have above.

 

 

the paperwork was already ticked for PPI

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

nothing to do with the fos

just using the ind std questionnaire issued by them

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Hi sorry for all my confusion in this case,

 

 

I am trying to get my head round all this and what I do next

 

 

I think is write back to GE Money stating the new facts.

 

 

GE Money did state in their letter if anything different to write again if not the case was closed.

 

I will write again to them.

 

Thanks again for your help

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