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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
      • 49 replies
    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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A nice story for you.What animal is your best friend.A wild one you feed perhaps a pet,


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Recommended Posts

Man rescues fox and finds his new best friend (VIDEO)

Read more at http://www.dogheirs.com/george/posts/1632-man-rescues-fox-and-finds-his-new-best-friend-video#iZpGPJDHBpTUi9hk.99

 

There are two videos,one showing Foxy boy having his bath and being blow dried.

Likes looking his best.

 

A day in Foxy Boys life.

Jack he is called.

I have taken quite a liking to Jack the Fox and his owner.

 

Feel free to post pictures of your best animal friend.Pet or wild one you have befriended perhaps.

Then anytime you like you can come back here and remember your friend.

Days,weeks,months,years later perhaps.

Looking forward to seeing your friends.:-)

 

Feel maybe many are wanting to post pictures and are out there in webland. Somewhere in the world.

Just register here and off you go.Come to the Bear Garden tell us your story.A picture perhaps.

http://www.consumeractiongroup.co.uk/forum/register.php

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564079_10150897175502003_1383890119_n_zpsce7844fd.jpg

 

 

 

 

My big baby, lol he is a rescue

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I'm friend with a cat in my neighbourhood, but I don't know who the owner is.

He regularly brings me dead rats and birds as presents.

I've never fed him, I just stroke him.

He waits for me to park my car, comes for a stroke and then he sleeps on my car.

I've noticed that he is shy with other people and doesn't go near them; he must just like me 😁

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When I lived in Kent, many years ago, our golden retriever at the time started pacing a corner of the back garden - there were lots of bushes and trees in that corner so we couldn't see what she was so agitated about. We went to see what she was worried about and for the first time ever, she growled a warning for us to stay away. We backed off and just watched. About an hour later, a Vixen arrived and then calmly removed two fox cubs and snuck out through a gap in the hedge.

 

We realised that our Goldie had been "cub sitting" :) For the next few evenings we went through this same routine. This happened around the same time the following year and the one after that.

 

Then sadly our goldie passed away, 2 days later, I was sat in the dining room feeling a bit miserable when I sensed something at the kitchen door and it was a Vixen - it stuck its head in and sniffed the air then it gave me a kind of "very sad for your loss" look and went away, taking her cubs with her.

 

I hope she found another caring dog to look after her cubs whilst she foraged for food.

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Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

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2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Those are lovely stories, guys. :)

 

Sure are.More stories and pictures please.Really enjoying reading them.

The liccle doggy is lonely.Needs a few friends to chat to.

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my other rescue, he is now 10

 

 

 

jazz_zpsdb6b7f91.jpg

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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I must say snowdragon he is a handsome fellow.

Bet he is a right character.

And good friends with your other dog i feel.

A nice picture.That takes the chill off a Autumn evening.

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hi tawny, yes he is right character, he was I am afraid to say badly abused and kept in a cage for 24/7, he was also kicked in the head by a horse and attacked by a dog when he was just a puppy, he was never helped over that and now he thinks all dogs must die! I got him when he was 5 and he has improved so much except for the dog issue, he attacked my other dog on the first meeting but now they are fine, they do have their set too now and then lol It is just other dogs he will not entertain and is kept on a lead so is overweight bless him through no fault of his own, just not taking the risk of him attacking another dog ( he has done before ). He was so scared of a lot of things and he also has separation issues.

 

I just can not understand some people, my other dog was " replaced" by a new dog and his previous owner said his work was more important to him then the dog! He had got his as a puppy I have had him since he was 6 and he is 11 now

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Do you know snowdragon you have just reminded me of a story.

Here i go again.

Worked in construction most of my life,and enjoyed it too.

 

Well one day i had to go to a house which had had a severe fire.

Plaster had melted off the walls,windows twisted into strange shapes with the heat generated.

I was talking to the owners when they said a strange thing.

Better mention no one was hurt in the fire,they escaped.

 

A young owl i was at the time anyway they said.

When this house is repaired this dog is going to the vets to be put down.If we cannot find a home for her.

We do not want her hairs on the new carpets.

 

I did not say much as a job was there for myself.

But what i did do was open my van door and say to the dog,come on old lady you come to live with the owl.

And she just jumped in and made herself at home.

And for a good few years afterwards used to come to work with me.

And was so well behaved and happy.

A good memory brought back.

 

My first dog.

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how lovely Tawny

I just can not understand some people xx

 

Sandy

R.I.P my beautiful grey ghost, gone but never forgotten, taken so suddenly, 04/07/2004 ~ ~ 02/03/2017

Gone but never forgotten,Little Miss Sunshine, Alisha Marie. 15/12/2005 ~ ~ 13/02/2006

Our  beloved Dalmatian Jazz,  gone to join Wal at Rainbow Bridge, hope you are now pain free .  20/9/2005 ~ ~ 24/3/2019

 

 

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Here is my little friend.Will keep the others company.Make some new friends.

Not long back from the Beach.Asleep at the moment.

I took the photo on a early morning walk last week.

I think i will also add Fang my black and white cat.

If he will stay still.

He is not called Fang for nothing.Later perhaps.

1z48qko.jpg

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  • 4 weeks later...

TO, I have only just seen Fang, he is lovely - I bet he takes some brushing.

 

I love the images of the chimp - very touching.

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Hi citizenB

Ah i see i got mixed up a touch.

Milo is my dog and Fang is my wifes cat.I must put a picture of the little devil up.Friendly,as you stroke him and he has had enough he lets you know by grabbing you with his paws and biting though never to hard.Does not penetrate through the skin.Then looks at you with green eyes and shoots off sharpish.

Milo is my best friend,and the cat Fang is my wifeys pet.Bioh have green eyes that worry me at times.

I look often for a hidden broomstick and cauldron around and abouts.

 

Yes the dog a Pomeranian is hard to brush and comb.When done properly he looks like a lion,although some say a fox at times.

Yesterday during a raging gale we walked the shoreline and both of us got covered in sea foam.

We are used to harsh conditions and do it regularly,he seems to like being out and about.But always glad to get home and curl up by the fireside.

He has a undercoat and topcoat which keeps him cool in summer and warm in winter.

I wish i had the same.It would be handy to have such a coat.

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Ah i see i got mixed up a touch. Milo is my dog and Fang is my wifes cat.

 

 

Oops., no it was me who got muddled, TO, you definitely say in your post

I think i will also add Fang my black and white cat.

I am quite miffed, cos I have only recently had the prescription for my specs updated :lol:

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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