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frankaai

co-op account defaulted 6yrs ago - now LInk chasing me

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Hey guys hope someone can advise me,

 

 

i was with Co op bank over 6 years ago,

 

 

i missed a few payments with payday loans and then left the bank to bank with Santander,

i didnt pay the pay day loans either,

 

 

cut a long story short,

I defaulted with 3 different payday loan companies,

paid them all off eventually even though they all defaulted me,

 

 

Co op had late payment on my credit file for 6 years,

 

 

now I have a company called link financial saying I owe 94.58 because of the late payments from co op?

 

 

It was 6 years ago and it was for bank fees..

i am in a position to pay them but I really do not want to give these leeches any money,

 

 

it's for late payment fees, can they default me?

 

 

The late payment for Co op has came off my credit file,

there is no history of it,

plus link solutions sent the letter to my parents house where I have not lived for 6 years,

what's the situation here?

 

 

Should I ignore it or should I ring them and offer them some money?

 

 

Obviously not the amount they want..

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When was the last time you paid any to the co-op?


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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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When was the last time you paid any to the co-op?

 

I am not sure but they had late payment info on my credit file which dropped off there recently so I am guessing it's 6 years ago, if not I'd say just over 5

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Thread moved to the correct forum...Financial Legal Issues.

 

Regards

 

Andy.

 

P.s Just ignore them


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if its gone off your file it cant comeback

 

 

link are the biggest fleeces out there.

 

 

per as said I'd ignore them.

 

 

dx


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Thanks guys, sorry i am only replying now didn't have my notifications on, I shall ignore, thanks

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