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Mortgage redemption penalty


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Well done for starting - good luck! :)

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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  • 10 months later...

Can anyone explain to me if i can reclaim £1950 back from the abbey,i have a statement from them in 2001 when i moved house, i was already with the abbey but needed a larger mortgage when i moved.

they charged me £1851.16p interest

£1935.00p penalty related charge :confused:

its the penalty charge that really bothers me as i was already with the abbey befor i moved and stayed with them when i applied for a larger mortgage,& "still with them",anyone know if i can get this penalty related charge back ?

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