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    • A bit of sadly all to rare promising news   ‘Smart’ antibiotic spares the microbiome An antibiotic called lolamicin targets disease-causing Gram-negative bacteria without disturbing healthy gut bacteria. Broad-spectrum antibiotics against these pathogens wreak havoc on the gut microbiome and can allow potentially deadly Clostridioides difficile to take over. Mice infected with antibiotic-resistant Gram-negative bacteria survived after being given lolamicin, whereas almost 90% of those that didn’t receive the drug died within three days. Lolamicin did not seem to disrupt the gut microbiome and spared mice from C. difficile infections. Nature | 4 min read Reference: Nature paper
    • Yes that's right-Parking Eye are usually very good at getting their PCNs compliant with the Act. So both being out of time means that PE cannot transfer the liability for payment from the driver to the keeper. So only the driver is liable to pay the PCN not the keeper. I understand from you that at least one of the keepers was not driving at the time which puts them in the clear providing PE are not told who was actually driving on that day. However even if with the other car the keeper and the driver were the same person the driver can still successfully argue that they are not liable to pay. The arguments are that there  appears to be no entrance sign advising that the car park is now private. That no signs were there advising that this was a new car park as it was at that time. That the signs are prohibitory so even if PE do have a contract with the landowner, the contract cannot extend to the motorist as there is no  offer other than no parking for those without a permit. You cannot form a contract with motorists trying to park if you are not allowing them to park there because they do not have a permit.  In those circumstance [parking without a permit ] you may be considered to be trespassing but only the landowner can sue for that not PE. And its not worth the landowner suing because the cost of suing would probably not outweigh the fine for trespassing.   PS  I sent you a private message-not about your case.    
    • Please accept my apologies for the delayed update, but i have been trawling through emails for supporting evidence, you see we are in the consultation phase and there will be three meetings during the process. So as i have said  my role is at risk due to the scoring and mine being low. As explained i never received my report as my line manager left during December and i was on leave. So i was not afforded any meeting, i received no feedback at all, so how am i meant to know any areas to improve or to attain a higher grade. So with this in mind i gathered my supporting evidence, i found the email from my then line manager and the objectives that he set out and we agreed.   I then supplied 20 emails that  showed that not only did i reach the targets, i smashed them, highlighting areas that i had saved the company a considerable amount of money, idented issues  implemented process and solutions with ongoing support. All emails are verified and prove that i should have received the highest possible grade going by their criteria. I also included the email from HR when i challenged  the score and they replied with " the outgoing manager supplied thorough feedback to the incoming interim manager who should have provided this (this was never received, and report i received was blank with just a score. Highlighted was the email from HR stating " a two is not a concerning grade"  well clearly it is as less than a month later it is what was used to decide i was at risk. I have supplied this information to the line manager and the external HR rep that was on the call as i have 48 hours to supply this. Had i had a proper and fair review like everyone else had then i would have been able to provide this evidence when he issued the score, he could not argue with the sheer volume of evidence that i had. This proves what was said to me when i took this position, " there was some politics in me getting the role, their line manager had promised the role to one of his guys, they cant really do anything but watch your back" He should not have promised this anyway as two interviews were required in the process *which i sat) so i earned the right to the role. This was because the three of them knew there was a lot that would be uncovered and they wanted it covering, i started to see this after two weeks, had i not said anything then it would have looked as though i was incompetent or stupid. I did try to work with them on this to remedy but sadly they went the other rout instead.    
    • He'll be asking Truss for advice and help next ... or maybe go straight to a lettuce He already asked Swella How do you survive all those breaches of ministerial code etc She is rumored to have replied - dunno - if the positions were reversed, I'd have sacked me in without a seconds thought
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Blemain - finished my 90mts loan - but several £1000's outstanding in penalties!!


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we had a loan with blemain, which I will admit we didn't run well,

however we got right through the 99 month term and paid as per the instructions and monthly agreed amount.

 

However after the loan term ended I contacted them to make sure that we were clear

and got told we still owed £14009

 

as far as I can see from the breakdown they have sent me this is charges for missed payments/letters/phone calls etc etc,

but this is nearly 50% of the original amount we borrowed and just seems completely and utterly wrong,

 

I got in touch with the ombudsman but because its an unregulated loan there was nothing they could do,

 

I have had to agree to pay £245 per month until this is cleared,

but I just don't feel right doing this,

 

can someone please help,

as I really don't know which way to turn,

if I don't pay the monthly fee agreed they have threatened repossession.

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stay off that phone

the penalty fees are not payable

the FCA clearly states they are unlawful.

 

even blemmy will never goto court for anything when the outstanding balance is their penalties.

 

tell them yo bugger off or removed them.

 

writing ONLY from now on

 

pay them nothing.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Any updates?

 

I'm into my last year of my 108 month loan.

 

I was in arrears for 1-2 months maybe max 3 years ago, but have been uptodate ever since.

 

And just looking at my balance (which I've never really done) I am oweing 4k in fees!!!

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Any updates? I'm into my last year of my 108 month loan. I was in arrears for 1-2 months maybe max 3 years ago, but have been uptodate ever since. And just looking at my balance (which I've never really done) I am oweing 4k in fees!!!

 

You need to start a new thread

Of your own please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Hi no, nothing I am afraid, there doesn't seem to be anyone willing to help,

 

the ombudsman won't because they only started dealing with unregulated loans in 2013

and won't deal with anything prior to that,

 

its just like banging your head against a brick wall.

 

I have told Blemain the stress is making me ill,

so they have now sent me a form to complete with my doctor

- its just a joke, and they shouldn't be able to get away with it.

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  • 9 months later...

any updates?

 

 

I have been messaging someone from another forum who have gone through the exact same thing.

 

 

They had a loan of 30k completed.

With an outstanding balance of 15k of charges/fees.

 

 

They made it clear in writing they did not agree and will take the further matter if necessary.

 

 

It has now been nearly 12 months and they have heard nothing back!

No phonecalls, no letters no emails.

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  • 2 weeks later...

Hi Wungus,

i have been in the same boat and been in court,

yes for charges only,

so they will continue to court even if the payments for the loan have been paid they will pursue for the charges,

 

 

i have had a lot of charges removed including interest but there are many more remaining.

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Hi Wungus,

i have been in the same boat and been in court,

yes for charges only,

so they will continue to court even if the payments for the loan have been paid they will pursue for the charges,

 

 

i have had a lot of charges removed including interest but there are many more remaining.

 

Hi, and what has happened at court so far if you don't mind me asking?

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They wont do anything regarding the charges. Just ignore them. They wont touch your credit file, they wont do court. They will just expect you to pay ( theyre a sub prime lender afterall).

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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