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    • Yes she went back to them and asked them to remove the cancellation however the girl on the phone went to ask someone and came back and said she couldn’t.   Thing is they then tried to charge her £1000 to reinsure, I contacted a broker and got it down to £760, she went back to them and they miraculously could do it for £690!!  It feels like they are using this to fleece her, her previous ins was £300.   I will get her to write a complaint to them...do you know if there’s an insurance ombudsman she could contact?    I just feel it would have been fair fair to suspend the ins pending the court outcome!    Thankyou.
    • Hi,    Yes my daughter drove through a red light.   Yes her DVLA was still registered to her previous address at Uni hence them not being able to contact her hence the MS90.   This is her 1st car and she simply didn’t think to re register her car to our address she genuinely forgot!  However we left our forwarding address with the letting agent but the house was subsequently sold and the new owner used a different letting agency so communication was lost.   The courts enlisted the bailiffs and when the current tenant found her via Facebook she was genuinely mortified as she had no idea that she had broken this light.   She immediately rang the bailiffs and court who advised her to make The Statuary Declaration, whilst waiting for that date to arrive she thought she better ring the insurance company to explain what was happening thinking they may have to suspend her policy however they cancelled it on the spot she asked them not to but they just went ahead charging her £50 to do so.   At court after she explained what had happened the court dropped the MS90, and reduced the points and fine to what it would have been originally.   Going back to the insurance company they said they couldn’t remove the cancelled policy and it would show on her record for life and tried to charge her £1000 to reinsure!!  Previously it had been £300 as she had built up 2 years no claims.   I contacted a broker who said he could insure her for £760, she went back to her original insurance company, Admiral who then said they could now do it for £690!!  How can they suddenly do that sounds unscrupulous to me and that they are using this cancellation to now fleece her!!   She is a medical student and needs the car to get to the different places she is working on placement but can’t afford to pay this extortionate amount of money.  I would expect her policy to go up a bit but would say max £500 is proportionate?    I will I’ll get her to contact them Regards making a complaint in writing as you have suggested.   Thank you.    
    • I’m not sure who you mean by the OD and do you want me to see if the PDL is enforceable or not pay it at all?   And what should I do about the NatWest? Surly there’s a case getting it wiped if the charges came from them charging me for a PBA that I had told them to close and they said they had. Also am I paying the credit cards back in full or trying to get a reduced settlement?   Thanks Andrew 
    • Initial payments have already come in - we wouldn't have started otherwise. There's about £3,500 outstanding. The £800 was verbally agreed initially, but later correspondence from the customer shows that he's accepted the £800 for the extra work.
    • Each should send a cpr 31:14? Cant produce signed documents = no liability??
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Lillychick

Cabot/Wright Hassall claimform - old Halifax Aqua Card 'debt'***Claim Discontinued***

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Thanks guys. I will be attending on Friday regardless.

 

I have spoken to a very helpful lady at the court who says no further contact has been made from WH and she has assured me she will contact me by phone if anything happens before Friday.

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Im certain they would have had to have served papers to the court by now.

Dont simply take a court admins word for anything, check daily yourself, including friday morning


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Thanks Martin.

 

 

When you say they would have served papers by now,

can you elaborate on what papers you mean?

 

 

They did have a deadline to serve papers but they haven't.,

hence the request for more time and an adjournment.

 

 

The deadline was 24th March.

Their request stated that Cabot could need up to 8 weeks to locate the required documents.

I'm not sure why another 8 weeks on top of the 6+ months they've already had will yield anything?

Unless the documents were only requested when someone realised a court date was imminent.

 

Sorry I'm not up on this and am really doggy paddling here.

Their request for an adjournment and a time extension was requested

1 day before the deadline for papers to filed with the court and defendant.

 

 

The lady I spoke to today said I was told about the adjournment and time extension denial by phone

because of the short notice.

 

 

She said the last contact from WH had been that request and they'd also been contacted by telephone about the denial.

 

What are the chances of someone from WH actually turning up?

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They may turn up ...but will not be able to rely on any evidence because they have failed to serve their disclosures and witness statement...they have requested an adjournment..the court has refused.

 

So they can either be present with no evidence and be struck out or they can be absent and still be struck out...but you must ask the court to do this on your arrival if the court does not of their own initiative.

 

Andy


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What Andy ^^^^^ said lilly


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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Thank you both. I appreciate the replies.

 

I'm not nervous about going. In my distant past I spent a number of years working in a court setting, albeit nothing to do with these types of cases. I am at least familiar with the court etiquette and how that works. I can't imagine it's changed much.

 

I did ring the nice lady again today and still no papers received. I feel like I'm on a countdown now.

 

Thanks again

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Check again friday morning if you can before you leave, have your paperwork ready just in case.

Its not unheard of for papers to filed late and allowed, although timescales are set they are not always stringently followed, suppose all i mean here is be prepared for anything


PLEASE HELP US TO KEEP THIS SITE RUNNING

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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GOOD NEWS!

 

WH have filed a Notice of Discontinuance with the court. Apparently a hard copy has been sent to me but I've not received it yet, I'm not sure if my postie has been yet. The court have confirmed though that the whole claim has been dis-continued and the case removed from the list tomorrow. First bit of good news I've had in a while!

 

Thank you so much for the help and advice given. Also thanks the people who post info on their cases. It helps people like me hugely. I've made a small donation to the site. Every little helps.

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:-) Thought they may somehow......

 

Well done Lilly...I will amend your thread title to reflect the outcome.

 

And thank you very much for your donation...helps us to continue and help others.

 

Delighted for you.

 

Regards

 

Andy


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ta-da

another fleecer bites the dust

 

 

dx


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excellent :)


IMO

:-):rant:

 

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Excellent news lilly 👍🏻


PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 

I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

 

 

 

GEMHL Settled

Barclaycard Settled

A & L SETTLED IN FULL :lol:

Spml Reluctantly withdrawn

Blackhorse pre 31-7-06 Demand removal sent 23 8 06. ICO ordered removal jan 2007....REMOVED:lol:

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