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Welcome finance secured laon


Mike_15
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Hi all,

 

I've been reading many threads online about Welcome finance, and as I have a securered laon with them (we live and learn),

I wanted to get a thread up on my secured loan.

 

Took it out around 2008 for £15k, paying around £330 back per month.

 

 

Approx 2 years ago I started to claim back PPI which in the end came to about £6k which they took off my balance.

 

 

3 months ago I received another letter from them saying they have not maintained thier requirements

by not sending me statements frequently enough, and they have kindly taken £3k off my balance and reduced the APR to 0%.

 

It sounds all good as now there is light at the end of tbe tunnel and I have about 18 more payments remaining, balance is approx £7500.

 

Has anyone else received the same deductions as I have and APR dropped to 0%?

 

Based on all what I've been reading online about Welcome

for some reason I'm feeling paranoid about the balance left and remaining payments,

thinking should I have to pay them

( to confirm I will be maintaining the payments),

and how honest is the actual loan?

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