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    • Hi. Could you post up what they've sent please so we can see what the charge is? Cover up your name and address and their reference number. HB
    • I've looked through all our old NPE threads, and as far as we know they have never had the bottle to do court. There are no guarantees of course, but when it comes to put or shut up they definitely tend towards shut up. How about something like -   Dear Jonathan and Julie, Re: PCN no.XXXXX cheers for your Letter Before Claim.  I rolled around on the floor in laughter at the idea that you actually expected me to take this tripe seriously and cough up. I'll write to you not some uninterested third party, thanks all the same, because you have are the ones trying to threaten me about this non-existent "debt". Go and look up Jopson v Homeguard Services Ltd, saddos.  Oh, while you're at it, go and look up your Subject Access Request obligations - we all know how you ballsed that up way back in January to March. Dear, dear, dear - you couldn't resist adding your £70 Unicorn Food Tax, you greedy gets.  Judges don't like these made-up charges, do they? You can either drop this foolishness now or get a hell of a hammering in court.  Both are fine with me.  Summer is coming up and I would love a holiday at your expense after claiming an unreasonable costs order under CPR 27.14(2)(g). I look forward to your deafening silence.   That should show them you're not afraid of them and draw their attention to their having legal problems of their own with the SAR.  If they have any sense they'll crawl back under their stone and leave you in peace.  Over the next couple of days invest in a 2nd class stamp (all they are worth) and get a free Certificate of Posting from the post office.
    • Yes that looks fine. It is to the point. I think somewhere in the that the you might want to point out that your parcel had been delivered but clearly had been opened and resealed and the contents had been stolen
    • Hi All, I just got in from work and received a letter dated 24 April 2024. "We've sent you a Single Justice Procedure notice because you have been charged with an offence, on the Transport for London Network." "You need to tell us whether you are guilty or not guilty. This is called making your plea."
    • Okay please go through the disclosure very carefully. I suggest that you use the technique broadly in line with the advice we give on preparing your court bundle. You want to know what is there – but also very importantly you want to know what is not there. For instance, the email that they said they sent you before responding to the SAR – did you see that? Is there any trace of of the phone call that you made to the woman who didn't know anything about SAR's? On what basis was the £50 sent to you? Was it unilateral or did they offer it and you accepted it on some condition? When did they send you this £50 cheque? Have you banked it? Also, I think that we need to start understanding what you have lost here. Have you lost any money – and if so how much? Send the SAR to your bank as advised above
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Link barclaycard claim stayed since oct 2014 & kearns sols***Claim Discontinued***


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Just to add..... Personally, what I fear they will do if you challenge the legibility of the document, is to then follow up with a recon version that passes as a legible copy of that they supplied initially - they will try to tell the court that this is perfectly acceptable, and a judge who has a bit of bias towards creditors will not need a second invitation in allowing it when it gets to court. You then have to go back and find an argument as to why the court shouldn't allow this for the purposes of enforcement. I think that by simply taking the current agreement at face value and pointing out the specific deficiencies within it, which renders it improperly executed, it will make life much more uncomfortable for the claimant. They can still supply a recon, but you're on the front foot in dealing with that then.

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Thanks for your added input. All seems to make sense to me.

 

The inception copy they sent me is legible though the T&C's are just about legible in parts and not legible at all for some bits. Also difficulty to see how those T&C's were ones associated with the application-as there are no dates on them.

 

WS deadline is 1st September - as too for the claimant. So far nothing from them as yet though I suspect they will email me theirs just before 5pm on 1st Sept with paper copies in the post. Going to post mine tomorrow morning 1st class recorded delivery.

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and a copy to the claimant sols but don't sign that one

theirs does not have to go recorded.

can be 2nd class as long as you get free proof of posting from the PO counter

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 weeks later...

I've received a notice of Discontinuation from IDR Finance :-)

 

 

(its within the 28 days of the hearing date so guess they will get a full refund of any hearing cost)

 

 

Just a quick question- my defence included a monetary counter claim - will this also come to an end unless I pursue this further?

Notice of discontinuation Sept 2016.pdf

Edited by b4nkers
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hoho ho

 

 

that was obvious from day one with Plink

after a sneaky default judgement

you called their bluff.

give it couple of days and ring the court to check it IS disc'd

 

 

yes your claim is now null

but you can go after the OC by a std reclaim mind.

 

 

ah no I see you mean:

4. The Defendant will seek from the Claimant damages, to be assessed by the Court and limited to a maximum value of £1,000.00 for the emotional strain and upset of having to deal with the account together with, if appropriate a declaration of irredeemable unenforceability.

 

 

that was highbridge was it not...silly idea.never gonna work

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

I've received a notice of Discontinuation from IDR Finance :-)

 

 

(its within the 28 days of the hearing date so guess they will get a full refund of any hearing cost)

 

 

Just a quick question- my defence included a monetary counter claim - will this also come to an end unless I pursue this further?

 

Well done b4nkers..I will amend your thread accordingly........forget the counter claim...but yes it does cease unless you inform the court you wish to proceed.

 

Regards

 

Andy

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