Jump to content

 

BankFodder BankFodder


Dixies

npower won't answer complaint and sending debt letters

style="text-align:center;"> Please note that this topic has not had any new posts for the last 1662 days.

If you are trying to post a different story then you should start your own new thread. Posting on this thread is likely to mean that you won't get the help and advice that you need.

If you are trying to post information which is relevant to the story in this thread then please flag it up to the site team and they will allow you to post.

Thank you

Recommended Posts

Hi,

I have read a few of the threads regarding npower so I know how incompetent they can be. I will outline my problem in the hope someone can advise:

 

During 2012 and 2013 I had to contact npower a few times because they did things like send me three letters on the same day saying I was variously in credit by £75, £391 and £1078.

 

I pay by direct debit and have always been in credit but I called and told them I thought their administration of my account left a lot to be desired. I have also put through meter readings by phone which on occasion have been ignored and I have had to waste time on the telephone with them. Their meter reader also misread the meter on one occasion and I received a bill for well over a £1000 - so more phone calls necessary.

 

On to the basis of my complaint: My average annual gas and elec bills total £1500 and I normally paid between £115-£145 a month. Inexplicably (and without notifying me) they reduced my monthly DD in June 2014 to £57. I called more than once and told them this couldn't possibly cover my bills but was "assured" they knew what they were doing. They didn't raise it until January 2015, and then only to £93.

 

I decided it would be a good idea to switch suppliers, which I did in April this year and cancelled my DD to npower once I had received all the letters saying the switch was complete.

 

I then received bills totalling £258 for gas and elec. I completed npower's online form in May, saying how annoyed I was as I had always previously been in credit and it was their mismanagement of my account that led to this debt. I then wrote to them in June (Peterlee address) detailing my complaints about their service and suggesting that my preferred outcome to my complaint would be for them to accept some responsibility and accept a payment of 50% of the total from me.

 

Since then I have written two further letters, one of which was returned "addressee gone away"! I have also sent several emails and keep telling them all I want is a letter, replying sequentially to the points raised in my original letter. I have now received three emails from them, all of which simply detail my bill and don't attempt to address the issues I've raised apart from explaining that they do a mid term assessment and raise or lower DDs as necessary.

 

Well their assessment in my case was way out! I have also received 8 bill reminders and 4 letters from Debt Managers Services Ltd. I have emailed DMS but, surprise surprise, have received no response.

 

Last week I received an email from Mark Howe, Head of Customer Service, which is as useless as all the other emails. He has, however, 'taken the opportunity to raise a complaint' on my behalf and given me a complaints number. But my complaint, with a different number, has been open now for 16 weeks!

 

In his email he says he has opened a complaint but also says the account has been passed to Debt Managers and the collection process will continue until I pay up.

 

This new complaint will apparently stay open for 10 days. He also thinks 'it would be great' if I could set up a payment plan. Totally unprofessional language and I think part of the problem is when npower does bother to reply they are only replying to my latest email - no-one is looking at all the communications from me.

So, questions:

 

1) Surely npower should suspend collection letters and demands for payment until the complaint is concluded?

 

2) Is it worth going to OFGEM? Previous threads suggest not?

 

3) I am thinking of writing again and telling npower I am going to claim compensation for their inability to manage their own complaints procedure which is causing me undue stress and taking a great deal of my time. What do you think?

 

I should say I don't need a payment plan and could just pay the bill, but I feel they are treating me like dirt and their incompetence is absolutely astounding!

Thanks for reading.

Edited by citizenB
spacing for easier reading

Share this post


Link to post
Share on other sites

N power at it again

The best thing you done was leave them

 

You need to check your credit file they will of trashed it

 

N power do not do customer service they do not care

 

I would send n power a SAR to get all the statements and details of your account

Deal with them in writing only

Ignore any silly debt collector


If i have helped in any way hit my star.

any advice given is based on experience and learnt from this site :-)

Share this post


Link to post
Share on other sites

At first i found their threats alarming, i just disregard their baseless nonsense now - but i have made all reasonable efforts to address the matter in a timely and consistent manner and have records to prove it.

Share this post


Link to post
Share on other sites

http://www.consumeractiongroup.co.uk/forum/member.php?397677-Eversir

 

Have you read Eversir's thread ? He took nPower to court and won. There might be some tips in the thread that will help you decide what you need to do.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites
Have you read Eversir's thread ? He took nPower to court and won. There might be some tips in the thread that will help you decide what you need to do.

 

Yes I have looked at that one. I am rather hoping I don't have to go that far, but npower seems incapable of reading a letter and responding.

It would be helpful to know whether they can legally pursue me for a debt when their own complaints procedure hasn't been completed. I have asked them to tell me if they believe their emails constitute their final word, in which case I will approach the regulator, but they have ignored my question. I guess CAB could advise on that?

Edited by citizenB
restored quote

Share this post


Link to post
Share on other sites

If they are refusing to provide you with a deadlock letter/email, then you can still go to the regulator - if it has taken longer than the 8 weeks in which they are legally obliged to provide you with either a final response or deadlock statement.


Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy -

HERE

2: Take back control of your finances -

Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors?

Read Here

4: Staying Calm About Debt

Read Here

5: Forum rules - These have been updated -

Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

 

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

Share this post


Link to post
Share on other sites

Thanks for that. It has taken from the middle of May so far, so way over 8 weeks. Should they have told me if they have given a final response using that terminology? What they have said is simply "I am confident that through the explanation I have provided and the actions I have taken I have now been able to resolve things for you." Which is farcical because they haven't provided an explanation and the only action they've taken is to send debt collection letters! Its obviously a standard line as it has occurred in two emails from them now. I honestly don't think Mark Howe, who penned the email last week and allocated me a complaints number has realised that he also penned the first email in June and allocated a different complaints number then! Indeed, I'm not convinced anyone has actually read my first letter.

I think my best bet is to email them to say that they have failed to follow their complaints procedure and failed to provide me with a final response/deadlock letter so I am going to the energy ombudsman, at which point I shall also request compensation for distress.

Share this post


Link to post
Share on other sites

You should follow the advice in post #2 Issue them with a Data Subject Access Request and see what has been happening on the account.


Dont let the parasite dca's prosper

Share this post


Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...