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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the 02/01/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the 19/05/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, 02/06/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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CEL/DEAL parking charge CCJ set aside - now have 14 days to submit a defence - help


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Hi all.

 

I have received a letter from Debt Recovery Ltd acting on behalf of Civil Enforcement Ltd

for a parking charge on 10 June 2013 in England, where I was not the driver.

 

My wife is a Health Visitor and parked in a supermarket car park to go and see a new mum and baby

and overstayed by about 15 minutes.

 

We were then hit with this ridiculous charge which I have just ignored until now, as per advice but

 

I have done some digging recently and found that the best thing to do is not ignore.

 

Please can some kind person give me some advice?

 

The letter states that I have to pay the full amount (which has increased from £45.00 to £150.00)

or they will pass it back to the creditors solicitors and recommend that court action be taken.

 

They quote Schedule 4 of the Protection of Freedoms Act 2012.

What do I do now?

Do I write to the manager of the supermarket and complain or am I too late for this as it is now with debt collectors?

Or do I write to Civil Enforcement Ltd and state that I wasn't the driver, giving us time to appeal?

 

Also, the letter was not marked

"private and confidential".

 

Am I wrong or should it have been?

Anything would be helpful.

Many thanks.

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Ignore is outdated in regards to the ppc. Its still the best advice for dealing with this dca.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

:D

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Hi Surfer and thanks for the reply.I have read that ignoring is now outdated and I shouldn't. I'm just worried that if I continue to ignore when there is something I could do about it now to get it cancelled, then I should!Regards.

 

You could always appeal to the PPC and not the DCA and ask for a POPLA number if your appeal is rejected. However POPLA have no legal standing, but it will cost the PPC £25 if you appeal. You can continue to ignore DCA quite safely.

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Hi

Too late to appeal now anyway.

 

Let's get this straight. This charge is not a debt and as such a DCA should not be collecting. Personally, I doubt anything will come of it by ignoring them but if you feel you should be doing something, you could write them a short letter. Two words would do for me :lol:

 

Unenforceable invoice, No debt, Owe nothing. No stress :-)

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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Was this a screen jobby or was it ANPR it may well be and it usually is with CEL that they have timed out in regard to pursuing the keeper.

 

It was an ANPR. The parking charge date is given as 10 June 2013. We moved house on 12 July 2013 and I'm sure we had a letter from them before we moved, but whether it is within the 14 days or not, I can't remember. They state in their letter that they believe they have met the conditions of POFA but as we have moved house, the initial letter is somewhere, but I don't know where. My wife wants to just pay it and be done with it, but that is what these scumbags want isn't it? I want to email CEL now to state I wasn't the driver, but am I able to do that as they have now sent to a DRC?

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Hi

Too late to appeal now anyway.

 

Let's get this straight. This charge is not a debt and as such a DCA should not be collecting. Personally, I doubt anything will come of it by ignoring them but if you feel you should be doing something, you could write them a short letter. Two words would do for me :lol:

 

Unenforceable invoice, No debt, Owe nothing. No stress :-)

 

Thanks for the reply. In your opinion, what are the chances of this going to court? They have not suffered any losses!! I felt vindicated by ignoring up to now, but with some people saying I should not now ignore, the seeds of doubt are planted.

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As far as I know, the only company that needs to be written to are Parking Eye as they are quite litigious at the moment. As for any of the others, not sure whether they do court or not. That really is the only time to get concerned. Remenber, it is the landowner who takes action unless CEL have their authority to act on their behalf

If you are asked to deal with any matter via private message, PLEASE report it.

Everything I say is opinion only. If you are unsure on any comment made, you should see a qualified solicitor

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As far as I know, the only company that needs to be written to are Parking Eye as they are quite litigious at the moment. As for any of the others, not sure whether they do court or not. That really is the only time to get concerned. Remenber, it is the landowner who takes action unless CEL have their authority to act on their behalf

 

Well, the store is a Co-op, but the letter I have states that the location is "Car Park at ***** Street" and does not mention anything about the company. I'm still going to ignore this, as I feel that if it does go to court, I can put up a defence. I've heard of a few "cold cases" where the "offender (sic)" has ignored the threatening invoices then hears nothing, but then all of a sudden is summonsed to court a year or two down the line.

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They don't - the DVLA do, obviously. Can they approach them for my new details? Am I legally obligated to tell them?

 

 

No on both counts but it would not be hard to find if they really wanted, however what you would need to watch for is that they don't realise and send a claim, which if you don't acknowledge would be granted in default. (which you could have set aside but would cost you)

 

CEL have issued a few claims however there normal MO if a defence is entered is not to pay the hearing fee and discontinue.

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No on both counts but it would not be hard to find if they really wanted, however what you would need to watch for is that they don't realise and send a claim, which if you don't acknowledge would be granted in default. (which you could have set aside but would cost you)

 

CEL have issued a few claims however there normal MO if a defence is entered is not to pay the hearing fee and discontinue.

 

Ok, many thanks. Are there any links to successful defences that have being used? Just to save me looking!! Thanks again.

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You could write to cel naming the driver and their address, keeper liability would no longer apply. Then your wife could appeal, rejected, and then go to POPLA and get it cancelled...

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You could write to cel naming the driver and their address, keeper liability would no longer apply. Then your wife could appeal, rejected, and then go to POPLA and get it cancelled...

 

Great, thanks. They have given me until the 25th to pay. Am I able to contact CEL and do this by email? A letter would not there now unless I sent it first class today.

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That date is from the drc and is meaningless.

Just write to cel giving the name and address of driver, and stating that you are not liable.

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That date is from the drc and is meaningless.

Just write to cel giving the name and address of driver, and stating that you are not liable.

 

Ok, thanks. Would I need to put in anything other than that and would you suggest giving my new address?

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  • 1 year later...

Hi, I hope someone can help me.

 

We are looking to remortgage our house soon and I thought I'd do a quick check on on my credit report. I have always paid my credit cards and bills etc, so I was staggered to see that I had a CCJ against me in respect of my previous address, which we left in July 2013!

 

This is only recently, so I have not been able to contact the court or anything, but I will tomorrow. From doing some online research, I think it is from Debt Recovery Plus from a parking charge in 2013. I have £237 against me and I took (probably wrong now, I know) online advice to ignore the parking charge as it not enforceable.

 

I managed to obtain a letter from the new occupiers of our old house about this and even contacted Civil Enforcement Ltd in November 2013 about it, explaining my situation and offering a settlement or solution to the problem. I sent them a letter with my new address on and an email, which I still have on record.

 

The CCJ was issued to my old address and they were aware of my new address. I did not receive the papers. Is there anyway I can get this situation sorted and have the CCJ removed or set aside?

 

Thanks in advance.

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Yes if you have proof you told the claimant

Get it set aside

 

DX

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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N244 I believe

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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