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Housing Benefit and ESA


tezzaa61
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I currently receive ESA. My mortgage lender has been granted possession of my home in 56 days time. I have been offered social accommodation by the council.

 

If I were to rent out my home before it's repossessed would I be able to claim Housing Benefit for the council accommodation, as well as the ESA I am currently receiving?

 

I have been on the turn2us.org.uk benefits calculator and input my details including the Equity I have in my home plus projected income from rental and the results show I will still be eligible for ESA and Housing Benefit.

 

Does that sound right?

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Under what circumstances could you, or should you, rent out a home that's about to be repossessed? I'm no expert in landlord/tenant law but I can see all sorts of problems arising there.

 

As a general rule, you cannot claim HB if you own a home.

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Under what circumstances could you, or should you, rent out a home that's about to be repossessed? I'm no expert in landlord/tenant law but I can see all sorts of problems arising there.

 

As a general rule, you cannot claim HB if you own a home.

 

I'll be checking with my lender whether they will allow me to rent out the property.

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I'll be checking with my lender whether they will allow me to rent out the property.
They may insist that the tenant pays them by dd each week/month they may also want to do a credit check on them also , but most likely they will say no

 

If they did say yes housing benefit may see the rent as income too

 

Also why should the council give someone who has their own home social housing ,? not only this but give them any priority over others that are already in the que ? once the house has been repossessed and if you have children under a certain age, then the council will give you emergency accommodation, (not usually social housing) unless they feel that you have made yourself homeless

 

it's similar to immigrants who come here being allowed to jump the que, we have our own homeless some who have waited months

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They may insist that the tenant pays them by dd each week/month they may also want to do a credit check on them also , but most likely they will say no

 

If they did say yes housing benefit may see the rent as income too

 

Also why should the council give someone who has their own home social housing ,? not only this but give them any priority over others that are already in the que ? once the house has been repossessed and if you have children under a certain age, then the council will give you emergency accommodation, (not usually social housing) unless they feel that you have made yourself homeless

 

it's similar to immigrants who come here being allowed to jump the que, we have our own homeless some who have waited months

 

I've been offered social housing because of my medical condition and because my home is being re-possessed.

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