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Hi there. Two weeks ago I sent HSBC Bank a letter with my charges enclosed. They did not respond. I read through the next step in this website and sent the second letter with the charges enclosed again - but this time I sent it by recorded delivery. What happens if they do not respond again in 14 days?

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You carry out the next step in the process that you laid down in your prelim letter.

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

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  • 3 weeks later...

Hi kbarnby

 

If you open a new thread under the Barclays heading you will get more responses. How can we help?

 

Uk. .

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My charges to date are more than my initial claim. Do I have a chance to claim them in court or shall I accept the claim amount Barclays are now offering.

 

I forgot to add interest, court costs and had some more charges since. I just feel hard done by. But at the same time realise that its my fault for being hasty during the inital stages

 

I have been advised to take the money and run. What do you think? If I go to court I must get my bundle in to them tomorrow at latest.

 

Kirsty

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Kirsty,

 

As we discussed in the chatroom today, you need to accept the amount that Barclays have offered as it is the full amount of your court claim.

 

There is nothing stopping you claiming against them again for further charges at a later date.:)

 

You will not get extra money from them for this claim, and if you take it to hearing the judge will not be at all happy with you as you will have turned down an offer for the full amount of this claim.

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