Renewal of Insurance - They want copies of Driving Licences!!

[Mr Government]

Hi,

 

I have just renewed my car insurance and the provider is requesting copies of both mine and my partners driving licences!!

 

Is this law? can I refuse? Im not hiding anything, I just dont like it when businesses start making my life more difficult with all this crap. Now I have to dig out these items, photo copy them and post them. Why dont they just deal with this direct with DVLA instead of making it my problem!!

 

Anyway, can I just say No.

 

Ta

[Sidewinder]

Nothing to do with the law, but is in the T&Cs of the policies for a number of insurers. They need to know that when you declare that you have a clean licence that this is true and that you aren't telling fibs.

 

They cannot get the information from the DVLA due to the DPA, but they can make it a requirement that you prove eligibility for the premium that you have been quoted.

 

You can say no, but they can then void the policy and charge you for any time spent on cover - and almost certainly a cancellation fee as well!

[unclebulgaria67]

A number of Insurers now do this. So if you change insurers in the future, you may have this again.

 

Would have thought with the DVLA online licence check system, they could find a way for Insurers to access information with policyholders consent.

[mikeymack2002]

UB with the license check online you have an option to allow a person to view your record for up to 21 days with a code...

[CrappoMan]

The DPA angle is not true. My employer can check my license online at any time, to check for new points/offences and not rely on me fessing up about them.

I had to sign a DVLA mandate to allow this but the insurer can do the same.

 

The information isn't used for disciplinary action, unless it involves a totting up disqualification or ban, but can be used to provide 'corrective' training.

[cchange]

I was under the impression that 'renewal' from your existing insurer was another word for increased premium. No help with the original post, just that a new quote with the same insurer is usually cheaper.

[borisbeaver]

No forgetting that the paper part of the licence is now obsolete.