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Barclay's froze my account


gloryhunter
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Hi

 

 

was just wondering

 

 

Barclay's have put my account under review!

 

 

I have no clue as to why it is,

been with them for the last 10 years and never had a problem,

 

 

I have direct debits coming out at the end of the month

a couple of credit cards,

council tax and a small loan

 

 

can I claim any charge's back from Barclay's ?

 

 

I have informed the companies what is going on and they where very understanding I'm pleased to say

however I'm trying to rebuild my credit score and all was going well but will my hard work be undone by my own bank?

 

Thanks in advance

GH

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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Hi Fkofilee Barclay's are not very forth coming with why it's under review I did ask but was told a member of the review team will contact me as soon as they have finished my review! I asked how late ng it would take and was told 2 to 3 weeks !

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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Hi GH,

 

1. Do you have large sums coming into or going out of your a/c, maybe some to or from overseas ?

 

2. Does your a/c show any amount removed by Barclays and, if so, under what description.

 

3. Have they told you anything about this matter.

 

4. Have you checked your CIFAS file to see if anything is showing up.

 

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Nope I'm just a Joe blogs customer with an overdraft no large sums of money going in or out only my wages every week!

Barclay's never even told me about it found out when I went to my local garage to get some petrol where my card was declined!

Spoken with many "personal bankers" and haven't been told anything!

Been a Barclay's customer for 6 years without any hassle!

 

Now opened up a new account the Lloyd's I'll take my business

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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Hi GH,

 

Were you beyond your o/d limit at all recently.

 

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No when into my overdraft a couple of times but never over it !

 

It's started I'm now missing payments on my credit cards and my small loan because if this I have informed my card companies and they all said I should be able to claim any charge's off my bank but this is not helping me keeping on top of my small steps to rebuild my credit rating !!

 

Very upset by the way Barclays can just decide to do this without informing me and then expect you to live of thin air !

:) HFO fan club member :) HFO V GLORYHUNTER ( WON ) :)

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The only way you'll find out why they have frozen the a/c is to write to the bank and ask for an explanation, considering you've been a trouble free customer for several years.

 

They may give an answer or the may say it's a "commercial decision" and keep the details to themselves.

 

Have they told you they are closing the a/c.

 

Have you checked your CIFAS records to make sure nothing nasty has appeared.

 

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