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    • They have defended the claim by saying that the job was of unsatisfactory standard and they had to call another carpenter to remedy. My husband has text messages about them losing the keys a second time and also an email. What do they hope to achieve??? Most importantly,  as far as I have seen online, now I need to wait for paperwork from the court, correct?
    • The Notice to Hirer does not comply with the protection of Freedoms Act 2012 Schedule  4 . This is before I ask if Europarks have sent you a copy of the PCN they sent to Arval along with a copy of the hire agreement et. if they haven't done that either you are totally in the clear and have nothing to worry about and nothing to pay. The PCN they have sent you is supposed to be paid by you according to the Act within 21 days. The chucklebuts have stated 28 days which is the time that motorists have to pay. Such a basic and simple thing . The Act came out in 2012 and still they cannot get it right which is very good news for you. Sadly there is no point in telling them- they won't accept it because they lose their chance to make any money out of you. they are hoping that by writing to you demanding money plus sending in their  unregulated debt collectors and sixth rate solicitors that you might be so frightened as to pay them money so that you can sleep at night. Don't be surprised if some of their letters are done in coloured crayons-that's the sort of  level of people you will be dealing with. Makes great bedding for the rabbits though. Euro tend not to be that litigious but while you can safely ignore the debt collectors just keep an eye out for a possible Letter of Claim. They are pretty rare but musn't be ignored. Let us know so that you can send a suitably snotty letter to them showing that you are not afraid of them and are happy to go to Court as you like winning.  
    • They did reply to my defence stating it would fail and enclosed copies of NOA, DN Term letter and account statements. All copies of T&C's that could be reconstructions and the IP address on there resolves to the town where MBNA offices are, not my location
    • Here are 7 of our top tips to help you connect with young people who have left school or otherwise disengaged.View the full article
    • My defence was standard no paperwork:   1.The Defendant contends that the particulars of claim are generic in nature. The Defendant accordingly sets out its case below and relies on CPR r 16.5 (3) in relation to any particular allegation to which a specific response has not been made. 2. Paragraph 1 is noted. The Defendant has had a contractual relationship with MBNA Limited in the past. The Defendant does not recognise the reference number provided by the claimant within its particulars and has sought verification from the claimant who is yet to comply with requests for further information. 3. Paragraph 2 is denied. The Defendant maintains that a default notice was never received. The Claimant is put to strict proof to that a default notice was issued by MBNA Limited and received by the Defendant. 4. Paragraph 3 is denied. The Defendant is unaware of any legal assignment or Notice of Assignment allegedly served from either the Claimant or MBNA Limited. 5. On the xx/xx/2023 the Defendant requested information pertaining to this claim by way of a CCA 1974 Section 78 request. The claimant is yet to respond to this request. On the xx/xx/2023 a CPR 31.14 request was sent to Kearns who is yet to respond. To date, xx/xx/2023, no documentation has been received. The claimant remains in default of my section 78 request. 6. It is therefore denied with regards to the Defendant owing any monies to the Claimant, the Claimant has failed to provide any evidence of proof of assignment being sent/ agreement/ balance/ breach or termination requested by CPR 31.14, therefore the Claimant is put to strict proof to: (a) show how the Defendant entered into an agreement; and (b) show and evidence the nature of breach and service of a default notice pursuant to Section 87(1) CCA1974 (c) show how the claimant has reached the amount claimed for; and (d) show how the Claimant has the legal right, either under statute or equity to issue a claim; 7. As per Civil Procedure Rule 16.5(4), it is expected that the Claimant prove the allegation that the money is owed. 8. On the alternative, as the Claimant is an assignee of a debt, it is denied that the Claimant has the right to lay a claim due to contraventions of Section 136 of the Law of Property Act and Section 82A of the consumer credit Act 1974. 9. By reasons of the facts and matters set out above, it is denied that the Claimant is entitled to the relief claimed or any relief.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Jeremy Corbyn 'could renationalise public assets'


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That matters not, it is a Union and the Labour party with all it's paymaster in the Union movement ditched him, a man representing working people, something Labour pretended they were doing.

 

Most Trade Union members have now withdrawn the political levy to the labour party and the political fund.

 

I think it is about time you started living in the 21st century, not the 1970s

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You really haven't a clue at all about anything except what you want to see. You are the sort of person that has brought this country to it's knees with the help of the labour party of course, but I suppose that's old news.

So is the sinking of the Titanic, but you won't be allowed to forget what you did.

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I am not getting into any willy waving contest with you

 

Your prejudice to anything that is contrary to this sorry excuse of a government says it all from all your previous postings

 

The only thing that is good about it is this forum is not the usual kipper echo chamber and people of different persuasions can air their views,

 

no matter what the provocation

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At this point I am going to step back form the debate and observe.

 

That being said

 

From this point forward please can we only post if we are going to back up our point with some form of evidence to support your case.

 

No more willy waving.

 

And also no more "Kippers" or other terms that are or may be meant in a derogatory term. Remember, people that voted for UKIP voted for a Legitimate Party for a variety of reasons. Let us not all paint UKIP supporters or TORY or LABOUR with any one brush.

 

Stick to the facts people. If you are going to state an opinion then state why you have that opinion and upon what facts (With Source of Evidence) that your opinion relies upon.

 

I reserve the right to unapprove posts that just continue the willy waving.

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The SabreSheep, All information is offered on good faith and based on mine and others experiences. I am not a qualified legal professional and you should always seek legal advice if you are unsure of your position.

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You would have to be very lucky to be able to wave with your willy ! :oops:

 

I asked awhile back whether a sensible debate was possible. I think not !

 

There is actually a sensible article in the Daily Mail today about Corbyns policies, looking at pros and cons.

 

If capitalism in its current form has failed most people, then why not look at alternatives. Net migration increased by 330,000 in the last year and that does not include illegal immigrants. In the years ahead, that means a lot of new housing, doctors, school places, teachers etc etc, will be required. How will this be paid for ?

We could do with some help from you.

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The logic is more people, more jobs, more revenue through taxation, healthy economy to pay for the services.

 

But if the jobs are not there to begin with?

 

Even the majority of jobs are low paid zero hour contracts. Most people earn so little they do not pay tax, yet technically are employed

 

That has been confirmed by continuing Government Borrowing just to maintain those services

 

The figures can only be fiddled for so long, then the bubble has to burst.

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Well the unemployment rate does not include those on ESA, sanctioned, or under one of these Government workplace providers

 

More people in work is a direct result of official non EU Migration, Up 330,00 this year, not any drop in the unemployment figures

 

The Government borrows money from insurance companies etc via Guilt's and Bonds. These give a guaranteed return of 3% per year

 

Even the sell off with Royal Mail with a loss of Three billion could not pay these bonds. Now the Government are selling off RBS with a projected loss of 1-2 billion to the tax payer

 

This Government cannot keep on borrowing. We need real jobs with a living wage. That way the treasury will increase through direct and indirect taxation

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You really haven't a clue at all about anything except what you want to see. You are the sort of person that has brought this country to it's knees with the help of the labour party of course, but I suppose that's old news.

So is the sinking of the Titanic, but you won't be allowed to forget what you did.

 

Quote by Daily Mail

 

'Did you know? The FTSE 100's biggest one-day fall was on October 20th 1987, in the wake of Black Monday. It plummeted 12.2pc'

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And the ERM mess where interest rates hit 15%, causing hundreds of thousands of homes to be repossesed.

 

The Tories have caused more damage to the UK, than Labour ever did. The 07/08 crash was partly the responsibility of the Thatcher government that encouraged casino Banking.

 

I try to be neutral on this, but sometimes the blue rinse brigade try to re-write history.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

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If you want advice on your thread please PM me a link to your thread

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The logic is more people, more jobs, more revenue through taxation, healthy economy to pay for the services.

 

But if the jobs are not there to begin with?

 

Even the majority of jobs are low paid zero hour contracts. Most people earn so little they do not pay tax, yet technically are employed

 

That has been confirmed by continuing Government Borrowing just to maintain those services

 

The figures can only be fiddled for so long, then the bubble has to burst.

 

Please, figures with a link, I would like to be able to use those figures myself.

We hang the petty thieves and appoint the great ones to public office ~ Aesop

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ONS, CBI, and HM Treasury

 

The simple fact is that current taxation is not keeping pace with expenditure

 

Take Vodafone, Google and the high street coffee houses

 

They pay zero corporation tax.

 

This costs the UK Treasury 80 Billion a yet they cut the social security budget by 12 Billion

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