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heleb82

halifax and barclay card default

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Hi,

 

I took out a halifax card 30 years ago, i was unable to keep up the payments as i am now out of work they came to an arrangement with me where they have frozen the interest and I pay 5 pound a month. I have looked on my Noodle account and see that i am in default. The balance on that account is 12k. The debt is now with robinson way.

 

I have also been unable to pay my Barclaycard for 4 months ( balance 5k) , they rang me yesterday , i went through my spenditures with them and they advised me that i am in no position to pay anything off it as i have more going out than coming in.. ( Even though i said i would pay a pound off a month) They are holding the interest and i have to contact them in 30 days.? They also said to contact halifax and explain that i can't afford to pay the 5 pounds? I am new to this forum so please bear with me, but i am a little nervous to why they are being so nice. Would someone guide me and set out the does and donts of this arrangement

 

Thanks in advance

Edited by heleb82

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Yes 30 years ago. went into Default Last year,!

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Okay no problem, this is workable. Site team will be along. Id advise myself, but I am at work. Hope you understand.


 

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Thank you for your reply

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Any PPI?

 

Never missed payments in 30yrs?

Blimey

And you've still got a many £1000's balance?

 

I bet you've paid these cards off many times over by the amount in total interest charged..

 

Dx


please don't hit Quote...just type we know what we said earlier..

 

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Hi, I have probably defaulted over the past 30 yrs , or should i say late payment , but not to the stage where i couldn't pay anymore :|

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