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    • Hermes lost parcel.. Read more at https://www.consumeractiongroup.co.uk/topic/422615-hermes-lost-parcel/
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    • Oven repair. https://www.consumeractiongroup.co.uk/topic/427690-oven-repair/&do=findComment&comment=5073391
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    • I came across this discussion recently and just wanted to give my experience of A Shade Greener that may help others regarding their boiler finance agreement.
       
      We had a 10yr  finance contract for a boiler fitted July 2015.
       
      After a summer of discontent with ASG I discovered that if you have paid HALF the agreement or more you can legally return the boiler to them at no cost to yourself. I've just returned mine the feeling is liberating.
       
      It all started mid summer during lockdown when they refused to service our boiler because we didn't have a loft ladder or flooring installed despite the fact AS installed the boiler. and had previosuly serviced it without issue for 4yrs. After consulting with an independent installer I was informed that if this was the case then ASG had breached building regulations,  this was duly reported to Gas Safe to investigate and even then ASG refused to accept blame and repeatedly said it was my problem. Anyway Gas Safe found them in breach of building regs and a compromise was reached.
       
      A month later and ASG attended to service our boiler but in the process left the boiler unusuable as it kept losing pressure not to mention they had damaged the filling loop in the process which they said was my responsibilty not theres and would charge me to repair, so generous of them! Soon after reporting the fault I got a letter stating it was time we arranged a powerflush on our heating system which they make you do after 5 years even though there's nothing in the contract that states this. Coincidence?
       
      After a few heated exchanges with ASG (pardon the pun) I decided to pull the plug and cancel our agreement.
       
      The boiler was removed and replaced by a reputable installer,  and the old boiler was returned to ASG thus ending our contract with them. What's mad is I saved in excess of £1000 in the long run and got a new boiler with a brand new 12yr warranty. 
       
      You only have to look at TrustPilot to get an idea of what this company is like.
       
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    • Dazza a few months ago I discovered a good friend of mine who had ten debts with cards and catalogues which he was slavishly paying off at detriment to his own family quality of life, and I mean hardship, not just absence of second holidays or flat screen TV's.
       
      I wrote to all his creditors asking for supporting documents and not one could provide any material that would allow them to enforce the debt.
       
      As a result he stopped paying and they have been unable to do anything, one even admitted it was unenforceable.
       
      If circumstances have got to the point where you are finding it unmanageable you must ask yourself why you feel the need to pay.  I guarantee you that these companies have built bad debt into their business model and no one over there is losing any sleep over your debt to them!  They will see you as a victim and cash cow and they will be reluctant to discuss final offers, only ways to keep you paying with threats of court action or seizing your assets if you have any.
       
      They are not your friends and you owe them no loyalty or moral duty, that must remain only for yourself and your family.
       
      If it was me I would send them all a CCA request.   I would bet that not one will provide the correct response and you can quite legally stop paying them until such time as they do provide a response.   Even when they do you should check back here as they mostly send dodgy photo copies or generic rubbish that has no connection with your supposed debt.
       
      The money you are paying them should, as far as you are able, be put to a savings account for yourself and as a means of paying of one of these fleecers should they ever manage to get to to the point of a successful court judgement.  After six years they will not be able to start court action and that money will then become yours.
       
      They will of course pursue you for the funds and pass your file around various departments of their business and out to third parties.
       
      Your response is that you should treat it as a hobby.  I have numerous files of correspondence each faithfully organised showing the various letters from different DCA;s , solicitors etc with a mix of threats, inducements and offers.   It is like my stamp collection and I show it to anyone who is interested!
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"A dad who brandished a two-foot hunting knife at bailiffs who were trying to repossess his car has been jailed.

Nathan Watson, 27, had already put his children in the back of the Volkswagen Golf in a bit to stop the debt collectors towing the vehicle away."

 

 

For more on this story please read here http://www.lep.co.uk/news/local/dad-brandished-knife-at-bailiffs-1-7407621

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Should have been a LOT longer than 5 years imho . Even though people hate bailiffs, there is absolutely no need at all for this type of behaviour.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

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This sort of behaviour is all to often what happens with the EA and debtors nowadays, yes it is wrong and where this is found to be this serious then the full weight of the Courts must be used, more for a deterrent and for punishment too. I wish people would be more civil and talk but that seems to be a thing of the past, more like attack now and pay later seems to be the norm....

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Reading the article it would appear that he was only given 14 months for the knife threat-the rest of the five years was for other offences . I

don't know if the guy was a thoroughly bad lot before he got into debt or whether the desperation of his plight drove him to break the law. It should though perhaps be a salutary lesson to

bailiffs not to threaten someone, especially unlawfully threatening to remove children from a car, as it may have lead to a lighter sentence for the offence as well as putting themselves at

unnecessary risk.

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He had a 2 foot hunting knife readily available. That says a lot. Plus he was willing to put his children in harms way.

Any advice i give is my own and is based solely on personal experience. If in any doubt about a situation , please contact a certified legal representative or debt counsellor..

 

 

If my advice helps you, click the star icon at the bottom of my post and feel free to say thanks

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Don't condone the violence but maybe the bailliff should have just called the police and not threaten to put hands on the children to drag them from out of the car (if indeed this is what was said by the bailliff) I don't beleive the balliff has any right to put their hands on minors.

 

Easy to say what the supposed debtor should do or not do but the baillif's have to take some responsibilaty as they know they should have just called the police to ensure everyones saftey.

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If someone threatened to assault my kids, like the Bailiff's did here, then I too would go Rambo, should they actually touch them, but not with a knife, just the good old Mark 1 Fisticuffs, that come as standard issue on the Human 1.0 Model. Of course, I am a decent human being and law abiding citizen, so I would have never, ever put any friend or family, never mind my own children into harms way in the first place, and certainly would not have tried to use them as a "weapon" to stop a repo.

 

We have no way of knowing if all the crimes were committed due to being in debt, but frankly, the evidence shown and the crimes he has been found guilty of are not the actions of someone feeling desperate due to debt, they are the actions of a habitual criminal, who is also fond of using violence. Grabbing money from the till at work, or on the spur of the moment shoplifting are what people do in that sort of situation, not planning and carrying out motorbike thefts from garages and robberies with violence.

 

And as pointed out, nobody normal, not even someone stressed out from debts walks around with a 2 foot knife. I personally think the custodial sentences for possession of a knife, never mind threatening with or using one, should have a minimum tariff of 8 years. the normal action of someone stressed from debt is also not to turn into a violent partner and wage a campaign of domestic abuse against their partner.

 

The Bailiff's were a bit stupid too making threats against the kids, what if the guy wasn't a violent criminal who pulled out a knife, but instead a normal bloke, they did as threatened and then find the Old Bill knocking on their door later that night, because the kids have been coached to say "that nasty bayleef kept touching me on my winkie..." Threatening to assault kids is never the way to calm a situation down!

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Reading the article it would appear that he was only given 14 months for the knife threat-the rest of the five years was for other offences . I

don't know if the guy was a thoroughly bad lot before he got into debt or whether the desperation of his plight drove him to break the law.

 

The prison sentence is for various different criminal acts.

 

It is noteworthy the he also failed to attend court when ordered to and the police issued a public notice and mug shot on their website appealing for people to contact them if they knew the defendant. Once again, there is more behind this story than meets the eye.

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