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    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
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Nuisance callers 'The Hearing Clinic' fined £220,000


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A claims company has become the first to be fined under new powers after making millions of "nuisance calls", the government has announced.

 

The Hearing Clinic, based in Derby, has been fined £220,000 following hundreds of complaints about speculative calls regarding hearing loss claims.

 

It was the first fine issued by the Claims Management Regulator.

 

Many of those called by the business had subscribed to the Telephone Preference Service (TPS), indicating that they did not want to receive unsolicited calls.

http://www.bbc.co.uk/news/business-33788527

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  • 2 weeks later...

Many of these cold calls come from call centres outside of the UK via recorded messaging, most often injury claims or mis-sold PPI claim companies. Any outgoing calls are redirected to the same call centre. Since they are not located within the UK, they don't fall under UK law. This is how many companies have got around the TPS list.

 

The only ones responsible for it are the companies who are employing the call centres. It takes a long time to get through to a real person instead of an automated reply if you call back to find out who the company is that is making these calls and can cost quite a bit on your phone bill. Without that information, you can't make a complaint. This really needs to be changed so that all overseas calls have to display a caller ID or they do not get through to UK numbers. Also, that caller ID must be specifically linked to the UK company selling the services.

 

We had a mobile phone at work for internal work use between the main office and the guys on the site. It was being called at a rate of sometimes twice a day with PPI claim services and always with an automated voice, no incoming number displayed though. It became such a nuisance due to disturbing the guys while they were trying to work that we had to get rid of the SIM and get another number for it. The number was even registered with TPS but it made no difference at all.

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Great news that the Hearing Centre have been fined, I used to get several calls a week from various numbers and was sick of their unwanted attention. I'm TPS registered and ex directory.

 

I've recently highlighted another pest to my MP, who is actively campaigning against cold callers. Next Step Money are using a series of Hull numbers starting 01482 359. I've blocked about half a dozen on my phone already and tried to report them. The majority of calls are silent, if you pick up there's nobody on the other end. That's if you're quick enough to pick up as the call often terminates after 3-4 rings.

 

TPS don't want to know as I don't actually get to speak to anyone. I've been sent a copy of a letter form the ICO to my MP, regarding this matter. It goes over registering with TPS ansd how the ICO cna impose fines but then there's a sentenece which reads "I note that a number of calls Mr H is receiving are silent calls. We and the TPS cannot persue a complaint about silent calls under the PECR as no marketing is transmitted in such calls." Which is pretty useless really.

 

I'm then pointed at my service provider to establish if calls are being made by an individual or an organisation so they can take action - I'm with Virgin Media and they'll do nothing of the sort. I'm not even going to waste my time calling their wonderful script-monkeys.

 

Finally, I'm referred to Ofcom, who say they can only log information and take action if there are a large number of complaints. I've reported the numbers that way, but because this company keep changing number the number of complaints won't get high enough for Ofcom to act either.

 

I can block up to 30 numbers on my Panasonic phones, all 30 slots are taken...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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Great news that the Hearing Centre have been fined, I used to get several calls a week from various numbers and was sick of their unwanted attention. I'm TPS registered and ex directory.

 

 

 

I've recently highlighted another pest to my MP, who is actively campaigning against cold callers. Next Step Money are using a series of Hull numbers starting 01482 359. I've blocked about half a dozen on my phone already and tried to report them. The majority of calls are silent, if you pick up there's nobody on the other end. That's if you're quick enough to pick up as the call often terminates after 3-4 rings.

 

TPS don't want to know as I don't actually get to speak to anyone. I've been sent a copy of a letter form the ICO to my MP, regarding this matter. It goes over registering with TPS ansd how the ICO cna impose fines but then there's a sentenece which reads "I note that a number of calls Mr H is receiving are silent calls. We and the TPS cannot persue a complaint about silent calls under the PECR as no marketing is transmitted in such calls." Which is pretty useless really.

 

I'm then pointed at my service provider to establish if calls are being made by an individual or an organisation so they can take action - I'm with Virgin Media and they'll do nothing of the sort. I'm not even going to waste my time calling their wonderful script-monkeys.

 

Finally, I'm referred to Ofcom, who say they can only log information and take action if there are a large number of complaints. I've reported the numbers that way, but because this company keep changing number the number of complaints won't get high enough for Ofcom to act either.

 

I can block up to 30 numbers on my Panasonic phones, all 30 slots are taken...

 

If you look at your network supplier they should be able to provide a 'block last caller' service or block a number type service. With TalkTalk once registered and it's free, you only have to dial 17258 ** which blocks the last number and it's unlimited number of blocks hope that helps, they are a real pain. Network providers should also provide a block all withheld numbers for free too

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If you look at your network supplier they should be able to provide a 'block last caller' service or block a number type service. With TalkTalk once registered and it's free, you only have to dial 17258 ** which blocks the last number and it's unlimited number of blocks hope that helps, they are a real pain. Network providers should also provide a block all withheld numbers for free too

Sadly, Virgin Media don't offer anything like that, except to suggest buying phones that block calls... I can't block withheld numbers as I get frequent calls from the hospital, who withhold their number...

 

Regardless of the provider providing blocking, or doing it myself, these calls are a pest and the company making them needs sorting out...

Be good to those who give you advice that helps - click the star to give them your thanks by way of a reputation credit.

 

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