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    • I think anything other than resignation, which he shouldn't present to the nation, will be seen by many as that the  rules dont mean sheep dip.   Expect a hardening of 'the rules' for everyone else.
    • Cummings is going to speak at 4pm today, ahead of the daily press conference. Several commentators have said this is against the government code for Spads.   I don't foresee any kind of apology or humility.
    • Exactly why the other folk resigned.   Not even because they seriously breached the rules like Rasputin, but that ANY infringement by those in power undermines whole process then, now and going forward   As is happening with every hour this goes on.   He should have 'resigned' or been sacked back in April when Johnsons office were first asked about it. Not allowed to carry on in his job or his (alleged) breaches.          
    • I think this political spat that is happening could have very serious consequences in the near future.   With the Summer weather now with us and people wishing to enjoy holidays, as well as day breaks away from home, I can see the social distancing measures totally breaking down.   Weston Super Mare Hospital has had to warn that they cannot take in any more patients A&E, due to a large increase in Covid-19 cases.     These coastal resorts if they start having large numbers of visitors, may see a rise in Covid-19 cases and this will spread, causing the country to suffer a major second outbreak of the virus.   Dominic Cummings is one man, but it is what the news story may cause, that is the problem.   Spain is saying they would welcome British holidaymakers from July, but the Government will require a 14 day quarantine when they land back at home.  I can see many people either totally ignoring the quarantine requirement or just not going back to work for the 14 days, trying to take the time off sick.       
    • Haven't they already implemented changes that allow the tracking and tracing, with or without permission, of people who have or are suspected to have, or are suspected to have come in contact with someone who is suspected to have ..  coronavirus ...   Meets ALL of those criteria doeesn't he   Sure I posted the link earlier in the thread (not the NHSx app - changes to security laws)    
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northernbloke

Interest rates going up and SPO

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In 2012 I went to court to get an eviction stopped, which happily I did.

 

 

My CMI is £348 p.m. and to make a good offer I said I could pay £500p.m., a round figure, which would clear arrears in about 8 or nine years.

There are twenty or so years left on the term.

 

The recent talk of interest rate rises has got me wondering though.

 

 

When my mortgage company puts my payment up do I just add that difference to my monthly payment

or do I pay the same and take longer to clear the arrears?

 

 

I expect that the company would tell me to pay more but where do I stand legally?

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You are legally obliged to pay £152 per month towards the arrears, according to the court order, so you must pay that on top of whatever your CMI is. Since CMIs fluctuate according to interest rates you have to pay whatever it is your mortgagee says your CMI is (they will notify you in advance if it goes up). If interest rates go up, you pay more than £348, if they go down, you will undoubtedly pay less than £348.

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