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Swift Finance Charges


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Got a secured loan with them in March 2006, no problem with repayments. But in 2009 had a huge change in personal life, I wont bore you with details, but had to become full time carer for my disabled son, this involved having to quit work.


Arrears started to build with Swift, did the "Bury head in sand and hope it went away", as we all know it doesn't. During this time I had suffered serious health issues..


Anyway, had to address the problem with arrears, and have kept up a repayment plan right to this day, never missed a single payment since 2012.


The loan term was 10 years, had letter off them, they want to know my proposals for settling outstanding sum, as loan term will be reached in March 2016. I only borrowed 12000, now they require 18,000 including 2000 of arrears.


So the fees must be in excess of 16000, I nearly passed out on the spot. Any advice will be gratefully received, as I'm sure you hear so much on here, i am at my wits end, and so very fearful of whats next, and where to turn too.

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