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pre existing CCJ's & later bankruptcy -should they go?


wavygravy
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Can anyone advise please

 

 

I was made bankrupt in 12/2010 satisfied in 12/2011.

 

I have previous ccj's 2007 & 2008, and I am being chased by HM Courts & Tribunal Services to pay the courts.

 

I have made some of the payments but still owe an outstanding balance

 

. I have read on this and other sites that all ccj's previous to the bankruptcy will be overturned.

 

Is this correct and how do I go about removing the ccj's from my credit report.

 

Thanks

Edited by wavygravy
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Did you include the ccj's then?

It's not done by default..

 

Also why are you being chased for ccj court costs by hmrc on a ccj?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks for responding dx100uk

 

I believe I did include them. Is there a way I can check.

 

I got a warrant of control in June to pay before the bailiffs called at my property. I paid some intending to pay the rest this month.

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Surely your ip or trustee should have a record?

 

As for the warrant..so some fleecing dca got a ccj. Then latterly instructed hceo years later..was it the same claimant?

I hope so. But bet it wasn't!!

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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I will check with them, thanks.

 

Yes that's correct it was sold on to a different claimant. Does that make a difference with the CCJ and getting it removed from my records as it has been over six years.

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If the CCJ was included in your Bankruptcy, then they should not be pursuing it now. I would also think that any reporting of it should cease when the reporting of the BR ceases.

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If the ccj was sold on

I hope you got notification from the court of a substitution of claimant..else they cannot enforce it by any means let alone hceo,s I think.

 

Something smells here

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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