Jump to content


  • Tweets

  • Posts

    • Ah I see what you mean. That is unfortunate, but guess there's little I can do then. Thanks very much for your help!
    • OK I sent CCA request on Monday 7/6 recorded delivery with a postal order uncrossed with £1 stating on the back that it didn't go towards any alleged debt.   Wednesday 9/6, received the postal order back from Arrow with a cover letter saying they no longer charge a fee and 'we will respond as soon as we can'   Then on Friday 11/6 morning a letter dated the 10th (they said if we didn't hear back from you by the 11th) I got a letter of claim from Drydens saying 'if you do not provide proposals to repay, legal action may be issued in the county court'.  Along with 'you have 30 days to respond'. Attached is a printout of an income and expenditure sheet.
    • Your attachment was viewable in your first post.   Does the issue you mention with the wallpaper/slight stain really constitute a breach ?  Is it significant enough ?   The wallpaper was probably applied before the wall was properly dry.  But the other possibility, is that the tenants did not open windows regularly to ventilate the room.  It is important for windows to be opened or put into a vent position on a regular basis, to ensure that moisture is allowed out.   If the tenant had clothes drying in the house, with baths/showers being used etc, this may have helped cause the wallpaper peeling  and the damp stain.   Today has been a lovely Summer day in many parts of the UK, so the tenants may not be as quick to respond.  Same issue with replies to this site, so you might get other responses later.   The tenant is unlikely to try to pursue you for the matress or health issue they say is caused by a damp issue.  Unlikely to have sufficient evidence and their own actions may be the cause.   They are most likely deciding whether to complete work in the garden or not.   You are within your rights to hold onto the deposit for now, until the reasonable request to return property to pre let condition is completed.    
    • Oh Yorky, I'm so sorry you're still having trouble with your dad's hospital.   I can't believe they are still being so awkward, I sometimes think they (companies in general, not just hospitals) forget that we put ourselves through this stress and worry not because we want to, or even because we have to, but because we want what's best for our loved ones.   Their advice for you to deliver the form in person is at odds with the advice on their own website stating that visits have been suspended due to Covid. I mean, I would understand if someone wanted you to drop off clothes for your dad, but a piece of paper? Which could end up anywhere? That's... crazy.   I don't know if the following link is worth a try or whether you've been down this road, but the hospital website has details of all the consultants Consultants | North Tees and Hartlepool NHS Foundation Trust WWW.NTH.NHS.UK If you want to find out details of our hospital consultants and contact information you can search for them in our A-Z. obviously you'll know your dad's consultant name, but the phone numbers on there, are they ward ones that you've tried before or do they look different?   That said, even if you are more successful with that, definitely still get PALS and as much senior management on board as you can with a formal complaint. You shouldn't have to go to such lengths to get hold of the right people and for the right information, especially at such a stressful time.   You point out that you remember you're doing this for your brother and your dad, which is the best approach. I'm sure they, in their own way, know that you are pushing yourself and pushing the hospital for an outcome as you are is because of them.   I know it's easy for someone on the internet to say "look after yourself", "do this to help with stress" etc, but if you do feel you need extra help with dealing with your stress/worry, please don't be afraid to seek help from a doctor yourself. A "well" you is the best sort of support for your dad and brother.   I wish I could offer more support and I'm sure that if anyone else of the CAG community has any other suggestions, I'm sure they will come here and let you know.  
    • Ok update.  I have spent the last week or two, trying to get help from the Staff Nurses and Matron, regarding the Consultant or someone to have my dads lack of capacity documented, either their own paperwork or me sending COP3. I   they have informed the consultant looking after my dad, who at this moment is sounding very ill, with medical issues on top of delirium and confusion, he is apparently having blood transfusion bag things. not eating and drinking. I have even spoken to the consultants secretary to explain the urgent matter and to have the consultant contact over the last few days WITHOUT SUCCESS, conversion ended today with its a legal form can I take it into hospital personally, er..I dont drive and Im in Northampton, Hospital is Stockton on Tees.    the nurses cant help need to speak to consultant!!!!!!! conversation ended with well I will complain to PALS, GMC secretary of Health or whoever......reply was looks like it then?   I have just compiled a 3 page letter [well e mail one] sent to PALS, I will follow up with a written one and to whoever else I can contact.   I need this medical form before I can do anything else with court or appointee   anyone have any ideas cos Im now at my gasping point, wondering why the hell am I taking on all this stress and worry, then I think of my younger brother, and that reminds me why I am doing it and doing it for.
  • Recommended Topics

  • Our picks

  • Recommended Topics

style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 2140 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

These people are the bane of my life. I have all my debts sorted and arranged apart from these monkeys. My debt in April when I started asking for an arrangement was £2152.62. Between ex and me that was run up. He wasn't paying etc etc but I have been looking to pay and agreed to them from June I would pay £70 pm if they would freeze interest etc

 

I paid £70 last month and it hasn't even touched it. Since April till now when this has finally been sorted cause they wouldn't agree an amount the account is now at £2401.66!!! The interest that is going on is more than what I'm paying them. They are essentially using me as a cash cow (MOOOOO)

 

I wrote to them recently in an email to ask them what the heck was going on, that I would continue paying the £70 pm if they could reciprocate with freezing the interest and if not I would reduce payments to £5pm. I got this back from advisor:

 

Thank you for your email.

 

Please note, your next statement is due to go out on 8th August 2015 and you have 28 days from this date to make your next payment.

 

We note your request to suspend interest and charges on the account, however, we are unable to agree to this at the present time. Your account and financial situation will be reviewed within six months.

 

At the point of the review, we will look at the payments that you have made since the arrangement was agreed. We will also take into consideration the interest and current payment rate. Your interest is not frozen at this moment.

 

Before we can consider your account for review, it's really important that you keep up to date with your agreed payments. Paying regularly, and on time will have a positive influence on the review decision.

 

If you wish to talk to us about the above, or anything else, please contact us on 0345 074 2107.

 

Yours sincerely

 

Ansab Adris

Customer Correspondence Team

 

Is this right or actually something they can do and are just not willing to do? It looks like it still all going through Fashionworld and not their in house collections team or 3rd party.

 

Just looking for some advice on what could happen and what to do next.

 

Thanks

 

L x:|

Link to post
Share on other sites
These people are the bane of my life. I have all my debts sorted and arranged apart from these monkeys. My debt in April when I started asking for an arrangement was £2152.62. Between ex and me that was run up. He wasn't paying etc etc but I have been looking to pay and agreed to them from June I would pay £70 pm if they would freeze interest etc

 

I paid £70 last month and it hasn't even touched it. Since April till now when this has finally been sorted cause they wouldn't agree an amount the account is now at £2401.66!!! The interest that is going on is more than what I'm paying them. They are essentially using me as a cash cow (MOOOOO)

 

I wrote to them recently in an email to ask them what the heck was going on, that I would continue paying the £70 pm if they could reciprocate with freezing the interest and if not I would reduce payments to £5pm. I got this back from advisor:

 

Thank you for your email.

 

Please note, your next statement is due to go out on 8th August 2015 and you have 28 days from this date to make your next payment.

 

We note your request to suspend interest and charges on the account, however, we are unable to agree to this at the present time. Your account and financial situation will be reviewed within six months.

 

At the point of the review, we will look at the payments that you have made since the arrangement was agreed. We will also take into consideration the interest and current payment rate. Your interest is not frozen at this moment.

 

Before we can consider your account for review, it's really important that you keep up to date with your agreed payments. Paying regularly, and on time will have a positive influence on the review decision.

 

If you wish to talk to us about the above, or anything else, please contact us on 0345 074 2107.

 

Yours sincerely

 

Ansab Adris

Customer Correspondence Team

 

Is this right or actually something they can do and are just not willing to do? It looks like it still all going through Fashionworld and not their in house collections team or 3rd party.

 

Just looking for some advice on what could happen and what to do next.

 

Thanks

 

L x:|

 

They don't have to freeze interest and they don't have to accept reduced monthly payments. You would need to look at the interest rate contained in the terms and conditions,which i should imagine is pretty high. The debt is going to grow significantly over the next 6 months while they are reviewing the account.

 

Difficult to give you financial advice, but you may be better to get a consolidation loan to pay off all the debts with silly interest rates and to just have one payment. I would suggest you contact Stepchange or National Debtline for advice about your current situation. They would need to understand your full financial situation to be able to advise on options.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

 

 Have we helped you ...?         Please Donate button to the Consumer Action Group

 

If you want advice on your thread please PM me a link to your thread

Link to post
Share on other sites
  • Recently Browsing   0 Caggers

    No registered users viewing this page.


  • Have we helped you ...?


×
×
  • Create New...