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lowell /BW Claimform - old CAt debt

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in need of some advice please, anyone who can help


I received a letter last year from Lowell and stupidly ignored it because I couldn't remember the debt.



I received another one 13/7/15 saying that id failed to make arrangements to pay etc..

. and it is passed to bw legal and to make contact with them.



I sent a short letter asking for details of this account etc...(shop direct )to bw .

bw legal letter that came with lowells letter stated they have been instructed to commence legal action if no response or payment received by 29/7/15.



I sent my response recorded delivery and I received a letter back from bw legal saying thanks for the letter we received it on the 29/7/15 etc..

. we have referred your request to original creditor.



today I have received a county court claim form issue date 30/7/15. they have added interest and other costs


if I owe it I will pay it but id like to know what im paying for first.



many thanks

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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