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Cant remove default from Equifax


kev 123
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Hi Guys, I could do with a bit of advice

 

 

after an illness and arranging payment with various companies my credit report took a kicking as expected

 

 

however I have now caught up with all but 2 HSBC and Cabot

I still have an arrangement to pay.

 

 

I must add that these 2 where defaulted on some time ago,

whilst shall we say discussing payment arrangements.

 

 

The issue I have is that even though I am paying that theses 2 accounts and have been for over 14 months

they are still showing as defaults and are killing my credit score

 

 

I have contacted Cabot (they where not any help)

 

 

any ideas how I can improve my credit score

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a default is there for yrs

then the whole account falls off

does mean it not still owed mind.

 

 

I hope you've sent everyone you are paying a CCA request?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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is this your nova finance debt ?

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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be best you post about that debt on your existing thread then.

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Stay off the phone.

 

If you must communicate with powerless DCA's then do it in writing only.

Who ever heard of someone getting a job at the Jobcentre? The unemployed are sent there as penance for their sins, not to help them find work!

 

 

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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