Cabot/Reston claimform - old Citi card 'debt'***Claim Discontinued***

[AndyOrch]

Excellent......well done GG .

 

Thread title amended to reflect the outcome.

 

Regards

 

Andy

[groatgrabber]

Thanks Andy,

 

I'll just wait and see what happens next I guess, Cabot are blocked on my phones and have instructions from 2011 that I will only communicate in writing. In all likelihood they will sell this on now I reckon to another agency even lower down the food chain. We'll see.

 

Kind regards

J

[AndyOrch]

You shouldn't hear a peep from them from here on.

[dx100uk]

yesterday I sent the letter to Northampton County Court as above and then today I receive a letter from Restons with a Notice of Discontinuance.

 

Looks like this is pause for now at least. Looking at my credit file the first recording of default by Cabot was March 2011 so just another year for statute bar to fall into place. Same goes for the other alleged account they are chasing.

 

 

there is no link between defaulted date

and statute barring date!!

[groatgrabber]

Hey DX,

 

How do I work out SB date then please?

 

Kind regards

J

[dx100uk]

typically one or two months after your last payment/use/signed letter

[groatgrabber]

Last letter Cabot received from me was June 2011 and it was a S78 request,

I wouldn't have signed it though,

 

 

I did defend the claim but that was direct to County court and again not signed,

it was submitted online.

 

 

A CPR 31 14 was also sent in January 2015 to Restons, once again not signed.

 

 

No payment ever made to Cabot, or even to Opus who sold them the account after buying the portfolio from Citi.

 

 

The last payment would be to Citi in 2010 probably.

[dx100uk]

then add 1 0r 2 months to the last payment date

but you don't do anything mind!