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Moon Beever/1st Credit Redetermination help...


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Hi Guys,

 

I have had a lot of debt problems that you have helped me with but managing with the help of the courts to put payment plans in place. Latest one has gone a bit different but this is where I am at now and paying monthly quite happily with judgements:

 

£1600 debt paying £15/month.

£8000 debt paying £40/month.

£2000 debt paying £20/month.

£10000 debt paying £35/month.

£9000 debt paying £35/month.

 

All of those were done with a redetermination with a local judge but only once in person. All those monthly payments are up to date.

 

Latest judgement is for £1600 and the lender refused as normal my request so I requested a redetermination as i did with all of the above with my local court counter offering £20/month in line with other payments.

 

I have received a letter today from my local court ordering me to pay £200/monthly starting tomorrow 1st July!

 

Is there anything I can do, can you ask again so to speak?

 

Thanks.

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Hi did you point out in your application for redetermination, the accounts you are already making payments to ? Backed up with your Income & Expenditure Schedule ?

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I wonder if they are looking at the total of what you are paying now & think if you can pay that then you can afford what they have said. Is it worth thinking of getting a consolidation order to pay one sum & everyone gets a share?

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Yeah its a strange one, shafted by the judge to be honest. I have spoken to family who can help me pay it as the only good thing is it will clear that debt in January 2016. Will it have an effect on future ones though?

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If it was a forthwith Judgment...you cant ask for a re determination...you apply to vary using the N245.

We could do with some help from you.

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Then ring the court that issued the Order and request how can you be expected to pay £x perm month when your income is only £ X less the payments/expenditure stated?

We could do with some help from you.

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