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Am I being too greedy


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Last year, i made some complaints regarding payday loans and irresponsible lending with mixed results. Varied from full interst reimbursed ona couple to 30/50% or good wil gestures. However I have now noticed that more complaints are being upheld with some full interest reimbursements and stat interest.

Question is, can I go back to my own complaints and ask them to be looke d at again and if refused can i referto the FOS?

OR am I just being too greedy??

At one point I had over 15/16 loans with 10 companies, reloaning and rolling over all the time. Finally pulled a stop, went into a DMP and have now paid off thanks to PPI reclaim.

Thanks.

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I see no problems with you referring your complaints back to the companies for review. However, you might find, if they do refuse - the FOS might not look at them if you have previously had reimbursements.

 

I am sure others with more knowledge will comment as soon as they can.

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Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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  • 3 months later...

I would say just be lucky and walk away with what we redress you got and hopefully you are no longer re,isn't on PDLs I know I have been there and has been a 5 year battle but this month marks the last ever PdL payment I will ever make.

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I would say just be lucky and walk away with what we redress you got and hopefully you are no longer re,isn't on PDLs I know I have been there and has been a 5 year battle but this month marks the last ever PdL payment I will ever make.

 

Cause for celebration. Well done for escaping their clutches :)

Have we helped you ...?         Please Donate button to the Consumer Action Group

 

Uploading documents to CAG ** Instructions **

 

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

 

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

 

 

BCOBS

 

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

 

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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