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    • have a good read in the debt selfhelp forum. its easy to do a self managed one..only on the debts you find ARE enforceable mind..
    • If the legendary dx could offer his wisdom it would be greatly appreciated 
    • Hi there Manager for our soccer sixes team moved overseas mid season and we struggled for numbers so we told the ref about 5 weeks prior to seasons end that we would see out these games then be done and he told us he’d ’pass the message on to the relevant people’. Heard nothing, then 3 days prior to the new season beginning we were given our fixture for that weekend. Told the guy over text we had pulled out and the ref should’ve passed a message on but we were told sufficient notice wasn’t given and it needed to be in writing. I argued it’s not our fault the ref didn’t do as he said but we were countered by the T&Cs.    now being chased for what was £608 kindly reduced to £476 to pay off remainder of the season. Been sent a letter in the post from their accountancy team and told needs to be paid by Friday.   seen a lot of the other threads saying we can literally just ignore everything but im concerned about debt collections and credit score being harmed. Can anyone confirm if this all works/what we should do?   thanks
    • Hi,   I have given an official police witness statement for the prosecution in an upcoming criminal court case, and I am very anxious about what might happen.  Specifically regarding being cross-examined.  My statement is very short, and only a couple of paragraphs long, regarding a conversation I had with one of the victims.  I have tried to research online about what information about me the defence barrister might be able to find and use to discredit me.  I have by no means have a shady past but, I am concerned about what private information might be brought up, and as this is a case that will be in the national press as it is in the public interest.  The two preliminary hearings were reported in the papers.   I have tried to research  online what information the opposition can seek, but it is all very complicated.  I believe that they can legally access public records, but I'm not sure what information public records hold.  Can they access my medical records, educational history, HMRC, and Department for Work and Pensions? (I am a self employed sole trader).  I was arrested once, and this was unfortunately instigated by the victim in this case, so could well be of interest to them.  It resulted in no further action, however I have only discovered this week that that, in fact, this means I have a criminal record, and will be so until I am 100 (no chance)! This has really annoyed me to say the least, especially since I asked him afterwards why he rang the police and he said 'for a laugh'.  So I have started to look into applying for it to be deleted, but again, if anyone has any advice on this I would be appreciative. At the moment, my name isn't on the confirmed list to give evidence, but the detective I have been dealing with has said it is 'likely'. The names of the victims in this case will not be allowed to be reported, are witnesses fair game for the press? I really need no know how deep they can delve in to my life so I am prepared if my character gets assassinated in front of the nation. I really wish I'd never agreed to this.   Many thanks
    • A belated thanks dx. Yes I may take your advice regarding StepChange. I am finding that I am telling them (on behalf of my Son) the true balances outstanding? They never seem to check properly in which worries me. If I was to take on myself is there another way of dealing with various debts? I have already submitted other IRL complaints on his behalf. Today I have received a further response from Quidie T/A Fernovo confirming that they will waiver all interest paid.
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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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APCOA - Twyford - Debt Recovery Plus - what to do?


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Hi all,

 

Glad I found this site!

 

In November 2014 I had been given a Parking Charge Notice for parking in a what wasn't a parking area - reason for issue FGW04 - Not a parking area.

 

The moment I came home I sent an email to APCOA to appeal as per instructions on the back of the PCN. I had then received an automatic message confirming they have got my email and that they will be in touch with the decision.

 

This was the second time I disputed the charge - previously I was given one for parking over two bays when in fact I had just slotted my car in the available spot between two cars. So I was used to the process.... that ticket was cancelled. I fully expected the same this time.

 

To confirm, I had paid the parking for the whole day. I had parked in the designated car park area, but not in one of the drawn parking bays. The car was not unsafely parked, it was not blocking the passage or other cars nor was the piece of tarmac marked as a none parking spot. About a third of the normal parking bays were sectioned off for heavy machinery, so already small car park had even less spaces to park and was badly overflowing. Other drivers have been parking in the same spot where my car was for the two weeks before hand without issues. That day they issued about 20 tickets for anyone that was not in the marked bays.

 

I sent all this info in the email to them and waited. Nothing happened for months so I chucked the PCN. 2 weeks ago (while we were on hols) they sent a setter from Debt Recovery Plus Ltd saying my wife (who is the registered keeper) owes APCOA £150 and that they will take her to court - all the normal blab. Yesterday we had another letter saying they will send her to court if she doesn't pay by the 1st July.

 

Obviously, I don't want to pay anything as they had lost no business that day nor could I had known I can't park where I parked (the car park is a ruin in most places). But if I have no grounds on which to appeal then please let me know ... Also how do I change this from my wife to my name as she is rather disturbed by it all.

 

Many thanks in advance!

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Did you give your name and address when you appealed the NTD?

 

And have you still got the emailed reply from APCOA?

 

DR+ can safely be ignored....

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As I mentioned, this was the second time I had to appeal - different tickets in the span of 6 months. The first time round I sent my reg number and my name - that one was cancelled. The second one (the one now in question) I only sent the parking charge notice number and my first name in the email thinking they can easily pull up the previous email and find the rest of the details out. Thinking about it, it would seem they haven't put two and two together even though I said 'it was disappointing I am having to write to you again'.

 

The automatic email which was sent to me also contained instructions to send them my full name, full address, car reg number and parking charge notice number. I had ignored that thinking it's all on the ticket anyway (they had a photo of my car included in the yellow thingy they stuck to my window)... and I really didn't know why they would need my address so wasn't gonna give them that anyway!

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As I mentioned, this was the second time I had to appeal - different tickets in the span of 6 months. The first time round I sent my reg number and my name - that one was cancelled. The second one (the one now in question) I only sent the parking charge notice number and my first name in the email thinking they can easily pull up the previous email and find the rest of the details out. Thinking about it, it would seem they haven't put two and two together even though I said 'it was disappointing I am having to write to you again'.

 

The automatic email which was sent to me also contained instructions to send them my full name, full address, car reg number and parking charge notice number. I had ignored that thinking it's all on the ticket anyway (they had a photo of my car included in the yellow thingy they stuck to my window)... and I really didn't know why they would need my address so wasn't gonna give them that anyway!

 

 

So the RK did not receive a NTK from APCOA?

 

 

The first correspondence through the post is from DR+?

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  • 3 weeks later...

just a quick update: got another letter offering us (my wife) a discounted rate to settle the account. If she doesn't pay by the 17th they will send it back to APCOA for consideration for court proceedings... letter from DRP ... still nothing to worry about??

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  • 2 weeks later...

me again... a letter from Zenith Collections this time ... reduced sum to £70 (from £150) for 14 days ... it says it is their intention to collect this debt and pursue it to a legal conclusion if necessary. Who are these guys and do I ignore them like DR+ or not?

 

Thanks

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